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What is the cheapest way to send money to Philippines

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dhome1105dhome1105 Total Reaction Points: 0Member
edited May 2011 in Remittance/Exchange Rate Posts: 3
..without using credit cards and how much is the cost?
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  • mmojunkiesmmojunkies Total Reaction Points: 0Member
    Posts: 1
    You said no credit cards right? Well why not a prepaid debit card -- it's for me the cheapest way to Money Transfer to Philippines. Look for a visa debit card, in particular, to make sure you have many available branches to deposit and withdraw the money you send.
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  • TotoyOZresidentTotoyOZresident Total Reaction Points: 146Member, Moderator
    Posts: 1,331
    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"
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  • angelesadsangelesads Quezon CityTotal Reaction Points: 0Member
    Posts: 8
    Hi a new company has started in Angeles City called Ko-Kard its a free card backed by BDO that your family member can get with one ID only its free and can be used directly at any ATM. Its a debit card and cheaper rates than Western Union. Much more convenient than having go to a WU remittance office with IDs, because its a debit card it can be used for direct purchases wherever Mastercard is accepted. You can check it out at www.ko-kard.com or email me here [email protected]
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  • Davidx23Davidx23 BrisbaneTotal Reaction Points: 21Member
    Posts: 222
    Sa mga filipino stores, mura lang magpadala ng pera sa pinas. $8 lang ang charge nila for metro mla destination (door to door) or $10 sa bank account mu (manila). Pag provincial ang destination $15 ata ang charge nila. 1-2days lang nandun na sa pinas pero kung nagmamadali western union na 25-35 ata ang charge. Maganda pa yung rate ng mga pilipino stores kasi almost updated sila sa market rates. Cash lang ang tinatanggap nila or bank deposit sa acct nila.
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  • aussie2xaussie2x Quezon CityTotal Reaction Points: 1Member
    Posts: 71
    why not using forexworld??? save time..
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  • TinaRTinaR BraddonTotal Reaction Points: 3De-activated
    edited September 2012 Posts: 69
    F!
    "One should be pragmatic when it comes to realities in life."
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  • pgppgp MelbourneTotal Reaction Points: 1Member
    Posts: 24
    try iremit... cheap and its credited to ur love ones account in a few hrs...high exchange rate as well...
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  • lyn042659lyn042659 AdelaideTotal Reaction Points: 0Member
    Posts: 1
    please visit www.forexworld.com.au
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    Uy galing a...ngayon ko lang nalaman site na to...looks interesting...medyo misleading nga lang yung URL, unang aakalain mo tungkol sa forex trading yung site hehe



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  • aldousnowaldousnow SydneyTotal Reaction Points: 14Member
    Posts: 494
    yup. forexworld din gamit ko. mabilis sila tapos mababaet yung mga customer service. kababayan e. tagalog talaga salita pag kausap ka. hehehe. within hours lang pasok na pera mo. 8aud per transaction lang yung charge any amount ipadala mo. pag first time mo libre. hehehe.
    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)
    mcharisse
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe



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  • aldousnowaldousnow SydneyTotal Reaction Points: 14Member
    Posts: 494
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.
    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)
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  • lock_code2004lock_code2004 PerthTotal Reaction Points: 266Member, Moderator
    Posts: 5,037
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe


    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.
    tama ka ganun nga..
    pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...

    parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..

    oh well.. wala lang.. hehe
    Sep 24, 2011 - IELTS (L-8 R-8 W-8 S-7.5 : OBS-8)
    Jan 04, 2012 - EA application submitted | Feb 23, 2012 - EA assessment result (IE ANZSCO 233511)
    May 8, 2012 - Lodged GSM 175 online application | June 4, 2012 - CO Allocated
    June 22, 2012 - Medicals Finalized | Aug 30, 2012 - PCCs Completed (PH, UAE, USA)
    Sep 3, 2012 - Visa Granted (IED Jun 11, 2013) Thank You Lord!
    Oct 16-28, 2012 - Initial Entry Completed - Sydney
    July 28, 2013 - Final move to Perth
    Sep 9, 2013 - Started work with the same company i worked for in UAE/USA
    Oct 28, 2013 - Moved to another company.. ;)
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  • aldousnowaldousnow SydneyTotal Reaction Points: 14Member
    Posts: 494
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe


    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.


    tama ka ganun nga..
    pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...

    parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..

    oh well.. wala lang.. hehe
    yup, ayun nga maganda sa forexworld. fix lang yung transaction fee kahit magkano pa ipadala mo. :)
    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)
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  • hotshothotshot SydneyTotal Reaction Points: 6Member
    Posts: 1,643
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe


    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.


    tama ka ganun nga..
    pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...

    parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..

    oh well.. wala lang.. hehe
    dito sa singapore....fixed din ang remittance pero 4sgd lang ang fee for most of the remittance centers. minsan pag mataas ang ipapadala mo...pwede mo i-sweet talk yung nasa counter para bigyan ka ng "special rate" para mas mataas ang palitan na ibibgay syo compared dun sa advertised exchange rate for the day. meron din kayang ganito sa australia? hehe
    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)
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  • hmd8hmd8 AdelaideTotal Reaction Points: 0Member
    Posts: 3
    Just tried it today --- sending money to Philippines through western union online at zero 0 bank charge. Its so efficient...next day clearing to any banks in the Philippines in any currency with no minimum amount! --- http://www.westernunion.com.au

    I am just so glad to have found this, coz doing it over the counter charges $14 sayang diba?

    ...At least I am able to send the whole amount to target recipient (a nonprofit organization i used to work with in the Philippines)...Its just small amount to share to victims of typhoon Bopha or Pablo and make a difference this Christmas! To those interested, I hope its okey with you if I share the site http://inspirationaltravel.blogspot.com.au/p/appeal-by-philippines.html

    Thank you. Have a meaningful Merry Christmas and a Blessed New Year everyone!
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    Wow ok pala gamitin din ang western union :)



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  • MetaformMetaform MelbourneTotal Reaction Points: 11Member
    Posts: 505
    Anyone tried Pinoy First? Are they good?
    CO and Visa Grant: 9 Oct 2012
    The beginning of the rest of our lives: January 4, 2013
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  • akinoakino SydneyTotal Reaction Points: 10Member
    Posts: 81
    Im using 'Kwarta o Kahon'.. it's a Canberra based and pinoy cash remittance, parcel delivery and/or pre-arranged balikbayan order and delivery. for more info you can visit their website:

    www.kwartaokahon.com

    charge nila $8.0 within metro manila, $10 outside mm
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  • hanzyboyhanzyboy BrisbaneTotal Reaction Points: 2Member
    Posts: 66
    First time ko magremit and I used forexworld, ok naman within an hour or two napadala na agad yun pera sa bank account.
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