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Buying AUD

sohcsohc AdelaidePosts: 250Member
edited August 2012 in Remittance/Exchange Rate
Hi all, can you please share your ideas where we can buy AUD? My choices right now are BDO and CZARINA. I'll buy this month since I think mas mababa ang AUD kapag december. Thanks!

ACS 262113 / Arrived in Adelaide 19/02/12
Employment started 19/03/2012
Enjoying the land down under :)

Comments

  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    edited December 2011
    Hi all, can you please share your ideas where we can buy AUD? My choices right now are BDO and CZARINA. I'll buy this month since I think mas mababa ang AUD kapag december. Thanks!
    you dont have to buy australian dollar. pag dating mo sa australia. hanapin mo lang ang ATM machine mag widraw ka dun tapos. yung BPI atm card ko puede tingan nyo ang logo kung accept ang logo na yun sa ATM. ingat lang sa mga ATM machine. cheers

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • SakenSaken North Ryde
    Posts: 35Member
    Joined: Jul 16, 2011
    @TotoyOZresident
    Hi all, can you please share your ideas where we can buy AUD? My choices right now are BDO and CZARINA. I'll buy this month since I think mas mababa ang AUD kapag december. Thanks!
    you dont have to buy australian dollar. pag dating mo sa australia. hanapin mo lang ang ATM machine mag widraw ka dun tapos. yung BPI atm card ko puede tingan nyo ang logo kung accept ang logo na yun sa ATM. ingat lang sa mga ATM machine. cheers

    Hi Totoy,

    If I use a BPI (PHP currency) ATM, to withdraw my money, what exchange rate will prevail? BPI's exchange rate?

    Saka, does this mean di na pala kelangan magbukas ng bank account sa ANZ/Wespac/etc, bago pumunta dyan? As long as may ATM ka na kahit PHP ang laman.

    Thanks.
  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    its an option kasi sabi mo kailangan mo ng Australian dollar. halos konti lang ang diperensya sa market exchange rate.

    well kailangan mo pa rin mag open account dito. pahihirapan mo pa sarili mo ang banko mo nasa pinas tapos dito wala ka. LOL baka 2 weeks pa eh wala pa ang pera mo sa philippine bank account mo. hahahaha....

    cge subukan mo lang muna ibigay admin kapag nakapag work kana. syempre may fees ang pag send ng money sa philippin bank account mo kasi di naman local bank. ewan ko lang kung anu sasabihin saiyo ng admin kapag nakapag work kana dito. hahaha...

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • heyits7me_magsheyits7me_mags Imus City
    Posts: 599Member
    Joined: Jan 13, 2011
    Merong mga banko na maraming requirements pag bumili ka ng dollar minsan dapat depositor ka nila nun nag apply kami sa ACS hindi credit card ang ginamit namin kundi telegraphic transfer-swift code sa Commonwealth Bank of Australia sa local bank namin pinadaan ang payment pero bumili kami ng dollar sa UCPB at PNB walang requirements basta kukunin lang nila address mo at ID-UCPB sa PNB naman tatanungin ka lang kung small amount lang yung bibilhin mo tapos yun na pagbibilhan kana nila. Pwede rin sa CZARINA kaya lang pag mga money changer dapat ingat ka dyan kasi may mga magaling sa hokus pokus dyan. Na try na rin namin sa BDO pero pagbibilhan lang daw nila pag paalis o magma migrate na at dapat nga depositor ka nila. @soch, Baka lang gusto mo mag open ng account sa Australia habang nandito kapa may links me ng CBA at Anz o kaya try mo yung na post ko na dito...

    05/17/11 - ACS favorable result released for my husband's skills assessment nominated job-261311 Analyst Programmer.
    12/10/11 - Hubby IELTS first take at BC result L & R-5.5, W & S-6.0 OBS=6.0 retake!!!
    12/30/11- Hubby registered at 9.0 Niners.
    03/15/14 - Hubby's comeback at 9.0 Niners preparing for IELTS test. Second attempt for Australian visa.
    05/12/14 - Complete uploading of ACS skills assessment required documents and payment made thru direct deposit.
    05/12/14 - ACS assessment application received.
    07/02/14 - ACS skills assessment result suitable ANZCO code 262113 Systems Administrator as recommended by CO for hubby's job description rather than ANZCO 261311 Analyst Programmer the first ACS ANZCO result suitable released in 2011. I conclude ACS reclassifies ICT Occupations.
    - Work exp. 12yrs. less 6yrs deduction by ACS.
    - Educ. Qualification assessed as AQF Associate Degree major in computing for a 4yr. course BS. Computer Science in a section 2 school.

  • SakenSaken North Ryde
    Posts: 35Member
    Joined: Jul 16, 2011
    Thanks Totoy pero di mo naintindihan ang tanong.

    Of course needed na magbukas ng bank account dyan before makapagwork. The question is, before pa makapunta dyan.

    Thanks heyits7me_mags. I got the link.
  • Davidx23Davidx23 Brisbane
    Posts: 229Member
    Joined: Nov 08, 2011
    Concerning the orig question . . .
    Black market will always give you the best rates (pero may risks), kung ako, I think sa czarina na lang pero pakonti-konti lang ang palit para ma-lessen yung risk na madaya. Dito sa aus, hindi ko alam kung meron black market.

    You can always do a comparison, tingnan mu sa website yung forex rates ng banks dito cba/anz/westpac vs. bpi/bdo/czarina/etc.
  • sohcsohc Adelaide
    Posts: 250Member
    Joined: Sep 07, 2011
    Thanks sa replies, I think I'll just stick to BDO para mas safe. It's a big amount na naka deposit din sa BDO kaya dun na lang para less hassle. Up and down and AUD sana bumaba pa.

    Nagtanung na ko dati sa ANZ kasi yun ang naisip ko before pero ang sabi hiwalay daw sila firm, hindi ko daw mawiwithdraw ang pera ko dun WTF. Nagulat nga ako, ang understanding ko is branch sila dito lapit pa naman sa office namin.

    ACS 262113 / Arrived in Adelaide 19/02/12
    Employment started 19/03/2012
    Enjoying the land down under :)

  • tootzkietootzkie Sydney
    Posts: 200Member
    Joined: Jan 15, 2011
    Parang hindi yata advisable ang magwithdraw sa ATM kapag nasa Australia ka na kasi may corresponding fee every withdrawal. Mataas ang fee at may minimum lang na dapat i-withdraw. Okay naman ang exchange rate. Ginamit ko kasi ang ATM ko sa Singapore and Tokyo, then nagulat ako sa charges ng withdrawals.

    Pwede bang mag-open ng any Australian Bank habang nandito pa sa Pinas? Pwede daw ang ganun. Share some thoughts please. thanks.
  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    Parang hindi yata advisable ang magwithdraw sa ATM kapag nasa Australia ka na kasi may corresponding fee every withdrawal. Mataas ang fee at may minimum lang na dapat i-withdraw. Okay naman ang exchange rate. Ginamit ko kasi ang ATM ko sa Singapore and Tokyo, then nagulat ako sa charges ng withdrawals.

    Pwede bang mag-open ng any Australian Bank habang nandito pa sa Pinas? Pwede daw ang ganun. Share some thoughts please. thanks.
    i withdrawn mo lahat ang maximum ay AUD1000 per day. baka AUD10 ang charge.

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • heyits7me_magsheyits7me_mags Imus City
    Posts: 599Member
    Joined: Jan 13, 2011
    edited December 2011
    Parang hindi yata advisable ang magwithdraw sa ATM kapag nasa Australia ka na kasi may corresponding fee every withdrawal. Mataas ang fee at may minimum lang na dapat i-withdraw. Okay naman ang exchange rate. Ginamit ko kasi ang ATM ko sa Singapore and Tokyo, then nagulat ako sa charges ng withdrawals.

    Pwede bang mag-open ng any Australian Bank habang nandito pa sa Pinas? Pwede daw ang ganun. Share some thoughts please. thanks.
    @tootzkie, oo naman pwede dito pa lang mag open kana ng Australian bank account, eto links...

    for Commonwealth Bank of Australia:
    commbank.com.au/personal/international/moving-to-australia/default.aspx

    for Anz Bank:
    movingtoaustralia.anz.com/english/australian-accounts.html

    Bahala kana sa iba like westpac, etc. meron pa sinasabi si ka TotoyOzresident na St. George, tingnan mo na lang ang best dyan pero sa akin commonwealth ako, paki i-google o yahoo mo na lang.

    Nai-post ko na yan dito bale sa ibang topic.

    05/17/11 - ACS favorable result released for my husband's skills assessment nominated job-261311 Analyst Programmer.
    12/10/11 - Hubby IELTS first take at BC result L & R-5.5, W & S-6.0 OBS=6.0 retake!!!
    12/30/11- Hubby registered at 9.0 Niners.
    03/15/14 - Hubby's comeback at 9.0 Niners preparing for IELTS test. Second attempt for Australian visa.
    05/12/14 - Complete uploading of ACS skills assessment required documents and payment made thru direct deposit.
    05/12/14 - ACS assessment application received.
    07/02/14 - ACS skills assessment result suitable ANZCO code 262113 Systems Administrator as recommended by CO for hubby's job description rather than ANZCO 261311 Analyst Programmer the first ACS ANZCO result suitable released in 2011. I conclude ACS reclassifies ICT Occupations.
    - Work exp. 12yrs. less 6yrs deduction by ACS.
    - Educ. Qualification assessed as AQF Associate Degree major in computing for a 4yr. course BS. Computer Science in a section 2 school.

  • Davidx23Davidx23 Brisbane
    Posts: 229Member
    Joined: Nov 08, 2011
    edited December 2011
    @sohc
    Ganyan din sa akin meron akong atm/deposit acct sa hsbc toronto,ca pero hindi ko mawithdraw sa hsbc brisbane,au branch. Kelangan mu is to set-up a wire-transfer para makuha mu yung funds mu from one country to another. Pero yung bpi acct ko, nakakawithdraw ako ng funds sa tokyo thru cirrus maestro, weird. Maybe it has something to do with the banking laws here.
  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    wala po bang masyadong advantage kung magsetup ng account sa ANZ Philippines? Let's say mga 6 months pa lipad mo e gumawa na ng account para pagdating dun hindi na kelangan asikasuhin?
  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    wala po bang masyadong advantage kung magsetup ng account sa ANZ Philippines? Let's say mga 6 months pa lipad mo e gumawa na ng account para pagdating dun hindi na kelangan asikasuhin?
    hi lokijr nasa singapore ka ba... ang local bank branch mo ba nasa pinas?

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • katie0499katie0499 Sydney
    Posts: 81Member
    Joined: Jan 12, 2011
    @LokiJr wag ka na magopen ng ANZ bank account sa pinas. kase as far as I am concerned, lalabas na philippine bank account pa din yun, so may transaction fee pa rin ata pag ginamit mo yun.

    ok na siguro yung magdala ka ng ATM from pinas at some dollar. nakabili ako ng AUD sa BDO.

    madali lang magopen ng bank account dito.. in less than an hour tapos na.. efficient at hindi kasing arte sa pinas.

    so don't worry so much about it =) recommended banks ko is Commonwealth Bank kase madaming Commonwealth bank dito at siguro NAB..

    share ko case ko, I opened an account sa NAB online, they gave me my account number pero kelangan ko pa rin magpunta sa specified branch para ma-activate yung account ko and to present yung mga docs. nagfillup pa ako ng form online. hassle diba? eh pwede naman pala walk-in lang. so ang ginawa ko, di ko ginamit yung account from NAB online. nagopen na lang ako ng account sa CBA since yun ang pansin ko na madaming ATM dito. anyway, another reason pa is - banks give higher interest on the first few months. so kung di mo pa naman gagamitin yung account at wala pa laman, then sayang naman yung interest rate diba? interest rate dito sa australia is really high compared sa pinas.. ~5% up ang interest rate.

  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    @LokiJr wag ka na magopen ng ANZ bank account sa pinas. kase as far as I am concerned, lalabas na philippine bank account pa din yun, so may transaction fee pa rin ata pag ginamit mo yun.

    ok na siguro yung magdala ka ng ATM from pinas at some dollar. nakabili ako ng AUD sa BDO.

    madali lang magopen ng bank account dito.. in less than an hour tapos na.. efficient at hindi kasing arte sa pinas.

    so don't worry so much about it =) recommended banks ko is Commonwealth Bank kase madaming Commonwealth bank dito at siguro NAB..

    share ko case ko, I opened an account sa NAB online, they gave me my account number pero kelangan ko pa rin magpunta sa specified branch para ma-activate yung account ko and to present yung mga docs. nagfillup pa ako ng form online. hassle diba? eh pwede naman pala walk-in lang. so ang ginawa ko, di ko ginamit yung account from NAB online. nagopen na lang ako ng account sa CBA since yun ang pansin ko na madaming ATM dito. anyway, another reason pa is - banks give higher interest on the first few months. so kung di mo pa naman gagamitin yung account at wala pa laman, then sayang naman yung interest rate diba? interest rate dito sa australia is really high compared sa pinas.. ~5% up ang interest rate.

    anu work mo dyan katie

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • macaraeg_mjmacaraeg_mj Sydney
    Posts: 23Member
    Joined: Apr 25, 2011
    @TotoyOZresident

    di po ba mataas ang transaction fee pag ATM card sa pilipinas ang ginamit nyo pagwithdraw dyan sa AU?
  • SilhouetteSilhouette Sydney
    Posts: 89Member
    Joined: May 10, 2012
    buhayin ko lang po itong thread, wala po ba australian bank na may branch sa philippines aside from anz?
  • aoleeaolee Singapore
    Posts: 571Member, De-activated
    Joined: Dec 29, 2010
    buhayin ko lang po itong thread, wala po ba australian bank na may branch sa philippines aside from anz?
    no problem po basta related sa topic para rin d nauulit ung Thread :)

    Please contact admin if you need anything from me, I dont often login to this account.

    Please spare some time to read our "Rules" located at the bottom of the page.

  • k_mavsk_mavs Melbourne
    Posts: 712Member
    Joined: May 30, 2011
    Reply to @Silhouette: Ang hirap din maghanap ng pagpapalitan ng AUD. :(

    “We can make our own plans, but the LORD gives the right answer.”

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    diba mas convenient kung sa airport na lang kayo magpapalit ng currency? Pag sa Pinas kasi alam ko malaki yung fee na sinisingil nila for conversion kasi iilan lang ang establishments na nagpapalit ng AUD
  • SilhouetteSilhouette Sydney
    Posts: 89Member
    Joined: May 10, 2012
    may kamag anak kasi ko sa australia, papadalhan nya ko AUD, pang pocket money, credit sa account ko magiging peso, eh di baba na nun, tapos mawidraw ko peso, pero obibili ko uli ng aud, ang gulo hehehe
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