SG Savings to OZ

vhoythoy

kung pagandahan nalang ng exchange rate wala tatalo sa mga money changer sa lucky plaza pero u can only bring 10,000 cash and risky. mababa rate nila, as compared sa iba kahit sa pay2homes. Nagpapalit ako sa lucky plaza 1.081 sa pay2homes is 1.089. Pwede pa nila babaan ung rate kasi ung binigay sa akin rate sa lucky is lower than sa nakapaskil nila. the rest sa pay2homes naman papunta sa nab account ko. ngaun nasa 1.10+ na palitan

IslanderndCity

So Yung pangbaon cash Mo ay Sa LP? @vhoythoy

vhoythoy

Nagpapalit lang ako 5,000 aud baon as cash then ung iba sa nab via pay2homes. Maganda kasi rate sa lucky sa mga indians dun kung hindi lang mahirap magbitbit tlaga

vhoythoy

Mas competitive rates sa mga money changers based sa nakikita ko kesa sa banks. Pero syempre mas convenient sa bank

vhoythoy

Mas competitive rates sa mga money changers based sa nakikita ko kesa sa banks. Malaking bagay ung difference sa exchange rates lalo na kung medyo malaki laki papapalit mo. Pero syempre mas convenient sa banks. Opening bank account in australian banks is so much easier nowadays parang wala nga ako send na mga docs like passport, nagfill up lang ako online forms and within a week meron nko account. I have nab and anz. Ung anz tumawag pa talaga to advice kng when mo gusto pick up ung card mo. Ok din pay2homes secured and competitive rates plus fixed 20 ang fees. You can send money over the counter also. Ung ibang pera ko sa citibank withdraw ko nalng sa atm machine dun tapos pa close ko na dito kasi ung payroll acct ko dito sg.

brixx89

Nagpapalit lang ako 5,000 aud baon as cash then ung iba sa nab via pay2homes. Maganda kasi rate sa lucky sa mga indians dun kung hindi lang mahirap magbitbit tlaga

need pa i declare yung cash na bibit mo papunta sa Aus? sa mga nakapag test padala na thru pay2home, ilang araw po inabot ng process..from your dbs acct to pay2home dbs acct, then to NAB? thanks

alam ko din kasi may max amount lang na pwede i transfer to 3rd party acct di ba..50k ata per day?

vhoythoy

Kung less than 10,000 aud no need to declare. Kung more than dapat i declare for anti money laundering purposes. Pero understandable nman un ksi mag migrate ka nman. May gumagawa nyan sa canada not sure aa australia. Wala nman prob kung legit naman. Pay2homes pumasok within 2-3 working days

vhoythoy

Kung mapapalit mo yan sa mga money changer at mabitbit mo ayos haha malaki yan. Pag compute ko nga ng difference sa 10k aud plang between lucky plaza and bank rates parang nsa 40k+ Pesos something ma save ko sa exhange rate plang. Sa pay2homes monitor mo everyday kasi may day na sobrang ganda ng rate nila tapos pwede mo gamitin and mag transact for that closing rate. Tapos payments mo sa kanila pwede to follow nlang via telegraphic transfer or over the counter.

brixx89

pwede ka mag request ng special rate sa pay2home po di ba kung more than 15k ata ipapadala mo? so you mean mas malaki pa din palita sa money change sa LP kesa sa pay2home?

vhoythoy

pwede ka mag request ng special rate sa pay2home po di ba kung more than 15k ata ipapadala mo? so you mean mas malaki pa din palita sa money change sa LP kesa sa pay2home?

depende sa araw din. Kasi sa lucky plaza, discounted rate binigay sa akin (1.081), binulungan ako at pinakita lng gamit sa calculator, so pwede ka din tumawad sa lucky plaza, sabhin mo eto rate ng pay2homes. Alam ko, family business ung sa lucky plaza ung mga forex exchanger dun. better try and compare mo cguro. basta ung malapit sa bilihan ng pabango, lalo na malaki papalit mo.

IslanderndCity

Nagpapalit lang ako 5,000 aud baon as cash then ung iba sa nab via pay2homes. Maganda kasi rate sa lucky sa mga indians dun kung hindi lang mahirap magbitbit tlaga

tama din ah. kasi pwede naman 5K ka & 5K si spouse. ingat lang sa handling sa pera/wallet while on travel to Au. thanks

Andoy31

Patanong nman, saan exactly sa lucky plaza ang marerecommend? Dami kse nila dun. Hehehe

vhoythoy

Patanong nman, saan exactly sa lucky plaza ang marerecommend? Dami kse nila dun. Hehehe

sa baba malapit sa tindahan ng pabango. money changer ata name nung stall. parang family business din ata mga nandun nabasa ko lang sa forums not sure. Nagtanong lang kasi muna ako, tapos lumapit ung isang payat na bumbay, bumulong pinakita ung calculator kaya nya daw magbigay ng ganun rate. Ok naman malutong lahat ng pera and hindi namn fake hehe

IslanderndCity

Patanong nman, saan exactly sa lucky plaza ang marerecommend? Dami kse nila dun. Hehehe

sa baba malapit sa tindahan ng pabango. money changer ata name nung stall. parang family business din ata mga nandun nabasa ko lang sa forums not sure. Nagtanong lang kasi muna ako, tapos lumapit ung isang payat na bumbay, bumulong pinakita ung calculator kaya nya daw magbigay ng ganun rate. Ok naman malutong lahat ng pera and hindi namn fake hehe

I guess ito yung malapit sa escalator, same floor sa Royal Sports

vhoythoy

1.171 palitan ngaun sa pay2homes mukhang bumabalik nasa normal AUD lols check ko maya sa lucky plaza

Andoy31

ayun, isa sa mga instances na mas maganda ang exchange sa bank


Exchange Rate:
AUD 1 to SGD 1.0990139

cge let us know kung magkano sa LP.

vhoythoy

timing din talga pagpapadala. knina umaga 1.171 sa pay2homes, just now 1.091 naman. sa Lucky tinawag ko sa phone 1.093 daw. so nagpadala na ako pay2homes 3k aud lang ulit muna hehe. malaking bagay din kasi ung galaw ng exchange rates sa katulad natin konti lang baon. Dapat pala oras2 mo ata babantayan hahaha grabe

vhoythoy

as of 3:00pm pay2homes rate SGD:AUD 1.0879 pababa ng pababa lols

Andoy31

ahh wow. flactuating pla sa pay2home depende sa forex chart..

vhoythoy

Yup kaya ang lessons eh bantayan ang rate bago magpadala lalo na malaki. Kasi nagbabago rate madalas through out the day. Nagmadali lang ako ng few hours sayang din 15 aud for the 3k aud na pinadala ko hahaha. Pwede ka mag transfer agad kung maganda indicative rate. Then saka mo sila bayaran within 7 days daw ok pa din. Fixed payment na 20 sgd lang. And maayos sila kasi secured and lagi may mobile notifications madali din kausap via phone. Pwede over the counter payments bukas sila pati sabado linggo. Pinay ung nasa branch nila sa jurong east. Para na akong pay2homes endorser neto lols

vhoythoy

Kung may tanong pla is sa jurong east branch nila malapit sa may jcube. Pinay ung isa sa nandun. Phone number is 6563 0559. Wala yan number na yan sa website nila nasa customer card ko lang.

IslanderndCity

Kung may tanong pla is sa jurong east branch nila malapit sa may jcube. Pinay ung isa sa nandun. Phone number is 6563 0559. Wala yan number na yan sa website nila nasa customer card ko lang.

Mayroon din near Clementi MRT station, near Clementi mall.

TasBurrfoot

Yup kaya ang lessons eh bantayan ang rate bago magpadala lalo na malaki.

@vhoythoy - just a thought boss, you can always chart the FX movements but the more important thing is "do you know where your currency" is heading?

Charting/monitoring/bantayan will just give you historical movements but if you don't know the underlying reason why there were such movements and what caused them, I guess this exercise can very well be considered moot and academic...

Andoy31

Yup kaya ang lessons eh bantayan ang rate bago magpadala lalo na malaki.

@vhoythoy - just a thought boss, you can always chart the FX movements but the more important thing is "do you know where your currency" is heading?

Charting/monitoring/bantayan will just give you historical movements but if you don't know the underlying reason why there were such movements and what caused them, I guess this exercise can very well be considered moot and academic...

yes... AUD/USD pushed down further to .8020 and thus nearing to break a major support line kaya more or less bababa pa further to .78 siguro

if nangyari uin and SGD holds it's ground then more or less baka mag 1:1 SGD with AUD.

vhoythoy

Yup kaya ang lessons eh bantayan ang rate bago magpadala lalo na malaki.

@vhoythoy - just a thought boss, you can always chart the FX movements but the more important thing is "do you know where your currency" is heading?

Charting/monitoring/bantayan will just give you historical movements but if you don't know the underlying reason why there were such movements and what caused them, I guess this exercise can very well be considered moot and academic...

yes... AUD/USD pushed down further to .8020 and thus nearing to break a major support line kaya more or less bababa pa further to .78 siguro

if nangyari uin and SGD holds it's ground then more or less baka mag 1:1 SGD with AUD.

Actually di pa ako umaabot sa pagbabantay at pag analyse ng fx movements to the point ng parang investing, besides wala ako masyado alam pa sa mga ganun. Ang main goal ko lang is ma intransfer ung pera sa AUD for safety so transfer might be 1or 2 bank transfers only. Ang basehan ko lang is since December nasa 1.08-1.1 ung range. So kapag may instances na maganda palitan, padala ko agad. Sa pay2homes kasi, ung fx rates moves within the day and pwede mo gamitin agad pang transfer kung matiming mo maganda. So after that 2 transactions, ok na ako. the rest dalhin ko nlang personally (aud cash) and ung iba sa citibank atm ko nlang dun ko na withdraw sa citibank australia

Andoy31

ayun na.. AUD/USD is down to .79 and AUD/SGD is down 1.06xx sa market and looking at the chart - there's still a possibility of pulling down further

TasBurrfoot

ayun na.. AUD/USD is down to .79 and AUD/SGD is down 1.06xx sa market and looking at the chart - there's still a possibility of pulling down further

Don't forget the rate cut that might happen when the RBA meet up in a few weeks... When that happens, yun na!!

AUD will weaken further... Good news for new migrants!!

IslanderndCity

ayun na.. AUD/USD is down to .79 and AUD/SGD is down 1.06xx sa market and looking at the chart - there's still a possibility of pulling down further

Don't forget the rate cut that might happen when the RBA meet up in a few weeks... When that happens, yun na!!

AUD will weaken further... Good news for new migrants!!

Good news??

TasBurrfoot

ayun na.. AUD/USD is down to .79 and AUD/SGD is down 1.06xx sa market and looking at the chart - there's still a possibility of pulling down further

Don't forget the rate cut that might happen when the RBA meet up in a few weeks... When that happens, yun na!!

AUD will weaken further... Good news for new migrants!!

Good news??

Yup for people who have yet to buy AUD; weaker AUD will mean more AUD for your SGD, PHP or USD...

Bad news for migrants already in Australia who need to remit money to the Philippines; lower value of AUD will get them a smaller amount of PHP equivalent.

vhoythoy

ayun na.. AUD/USD is down to .79 and AUD/SGD is down 1.06xx sa market and looking at the chart - there's still a possibility of pulling down further

Don't forget the rate cut that might happen when the RBA meet up in a few weeks... When that happens, yun na!!

AUD will weaken further... Good news for new migrants!!

Good news??

Yup for people who have yet to buy AUD; weaker AUD will mean more AUD for your SGD, PHP or USD...

Bad news for migrants already in Australia who need to remit money to the Philippines; lower value of AUD will get them a smaller amount of PHP equivalent.

pinakaswerte ung mga SG PR ngaun na nakawithdraw na ng CPF dami $$$