Expenses for Immigration

eischied_21

Hello sa inyo. Tanong ko lang magkano po lahat ng expenses pag magaaply sa AU as immigrant. I read sa website ng AU Immigration na may initial na AUD3K then yun second payment is AUD4K something. I forgot the exact figure. Kelan po ba binabayaran yun first payment? Thanks

lock_code2004

1. Skills Assessment - depende sa assessing authority.. from 450- 600aud
2. IELTS - appox 250aud (test fee only)
3. State Sponsorship (if required) - depende sa state.. approx 200-300aud
4. Visa application fee - 3060aud (per application, including secondary applicants)
- you will only pay the 2nd payment, if secondary applicants cannot demonstrate functional english (these are enough: example ielts 4.5 or cert of english as medium of instruction for colllege)
5. Medical - approx 150 aud per person
6. Police Clearance - 5aud (200 pesos)

eischied_21

Thank you lock_code2004 for the breakdown of expenses. Visa application fee nga yun pinakamabigat pero at least hindi mandatory babayaran yun 2nd payment kun wala naman 2nd applicant kasama sa application.

hotshot

Thank you lock_code2004 for the breakdown of expenses. Visa application fee nga yun pinakamabigat pero at least hindi mandatory babayaran yun 2nd payment kun wala naman 2nd applicant kasama sa application.

kahit na po may secondary applicant na kasama...madali lang naman humingi ng certificate of english as medium of instruction from schools. so hindi naman kelangan bayaran talaga yung 2nd payment.

eischied_21

@hotshot - buti na lang. ang bigat na kasi masyado kun may 2nd payment pa sa Visa application fee. So kahit papano pwede na ang 3060aud.

rbolante

tumaas na naman pala ang visa fee. nung nag-lodge ako nasa 2960AUD lng. oh well, ganun talaga. kasi before that alam ko nasa 2250AUD lng. tumataas nang tumataas.

LokiJr

I would call it Immigration Investment rather than Expense kasi pag may trabaho na kayo sa Australia, bawing bawi na kayo sa gastos hehe

eischied_21

Other than credit card, ano pa ba ang ibang mode of payment for you to be able to pay the 3060AUD visa application fee. Naisip ko kasi parang lugi ka sa conversion rate kasi mababa exchange rate ng mga local banks sa pnas. And also, kulang ang credit linit ko.

TasBurrfoot

Other than credit card, ano pa ba ang ibang mode of payment for you to be able to pay the 3060AUD visa application fee. Naisip ko kasi parang lugi ka sa conversion rate kasi mababa exchange ng mga local banks sa pnas. And also, kulang ang credit linit ko.

debit cards - but still you have to understand that this may have more or less the same conversion rate as these uses the same payment network (visa or mastercard)

eischied_21

@psychoboy, tama ka. Parang mas ok na to use credit card at least naka-earn ka ng points.

Akala ko pwede yun bank draft. So credit card and debit card lang pala. Thanks

TasBurrfoot

@psychoboy, tama ka. Parang mas ok na to use credit card at least naka-earn ka ng points.

Akala ko pwede yun bank draft. So credit card and debit card lang pala. Thanks

Apart from points - at least ang credit card, you can have a few weeks before you can pay it... debit card kasi dapat may pondo!

LokiJr

@psychoboy bale ang diskarte ba niyan rrequest ka ng temporary increase in credit limit para shouldered lahat ng credit card? Hindi biro kasi yung $3,060! hehe

TasBurrfoot

@psychoboy bale ang diskarte ba niyan rrequest ka ng temporary increase in credit limit para shouldered lahat ng credit card? Hindi biro kasi yung $3,060! hehe

Pwede ito!

Oo, mabigat talaga and AU 3,060 - roughly Php130K!
:-O

eischied_21

@LokiJr - Yes, eto din ang naiisip kong way to request from the bank of your cc to increase your credit limit.

LokiJr

Honestly yan kasi balak ko e haha...I think BPI and BDO are very flexible with that. Nabanggit na sa dating thread yung mga banks na pumapayag ng ganun e...try ko hanapin

nylram_1981

@eischied_21 you can also overpay your credit card bago mo gamitin sa DIAC. ganyan ginawa ko. so far ok naman, dami ko pang points for rewards,,hehe

eischied_21

@LokiJr - I tried to inquire with the bank and they can do that fo you but you have to submit documents like payslip, COE with salary.

eischied_21

@nylram_1981 - overpay your credit card? sorry hindi ko pa eto nagagawa. More details please. Thanks.

nylram_1981

@eischied_21 card limit ko is 100k, DIAC payment pag convert mo sa peso is nasa more than 130k, so I deposited 40k sa CC ko ilang araw bago ko gamitin. ayun, tinanggap naman ung transaction.

rbolante

@eischied_21 i think pwede ata yun gawin. i remember years back an officemate of mine bought a new car hinulugan nya ng napakalaki ung credit card nya tapos ginamit nya un sa pagbili ng car to earn the points. it's still better to check with your bank though just to be sure as each bank has their own perks and rules obviously. citibank ung CC ng officemate ko.

nylram_1981

mine is BPI

eischied_21

Thanks @rbolante and @nylram_1981. Pwede pala magdeposit sa cc. Never ko pa kasi nagawa to. Thanks for the info. Inquire na lang ako sa bank. Hassle kasi kapag magrerequest ka pa to increase your credit card limit.

nylram_1981

@eischied_21 I just used the term "deposit" pero when you do the transaction, it is still payment. >-

eischied_21

@eischied_21 card limit ko is 100k, DIAC payment pag convert mo sa peso is nasa more than 130k, so I deposited 40k sa CC ko ilang araw bago ko gamitin. ayun, tinanggap naman ung transaction.

Mine is BPI also. Tanong ko lang kun dineposit mo ba through over the counter or transfer fund lang using their internet banking facility?

nylram_1981

@eischied_21 card limit ko is 100k, DIAC payment pag convert mo sa peso is nasa more than 130k, so I deposited 40k sa CC ko ilang araw bago ko gamitin. ayun, tinanggap naman ung transaction.

Mine is BPI also. Tanong ko lang kun dineposit mo ba through over the counter or transfer fund lang using their internet banking facility?

It not "fund transfer", but "bills payment". I just used the term deposited for overpayment. I always use their online facility kasi nga hassle lumakad sa daan ng may malaking perang dala.

hotshot

i remember a few months back before the skillselect...madami din gumawa ng tulad ng ginawa ni @nylram_1981 dito sa forum. they overpaid the credit card before doing the transaction with DIAC. lahat naman sila naging okay ang transaction.

eischied_21

It not "fund transfer", but "bills payment". I just used the term deposited for overpayment. I always use their online facility kasi nga hassle lumakad sa daan ng may malaking perang dala.

Thanks @nylram_1981. I'll do the same thing "bills payment" to overpay my cc.

TasBurrfoot

To all:

PLEASE double check with your respective back to be sure if they are okey with this arrangement of "overpaying" - it is better to be sure, the last thing you would want to happen is that you have already overpaid and di pala allowed ang ganitong paraan... and stuck yung pera mo sa credit card account mo!

All the best guys...

eischied_21

Noted @psychoboy! Thanks

nylram_1981

@psychoboy Actually, before I do that I asked the customer service, the agent told me na hindi daw puede. I was wondering naman bkit hindi puede? Eh overpay mo lang naman credit card mo, if you're a frequent user of your credit card (grocery, water/electric bills), sandali mo lng naman mako-consume ang overpayment na ginawa mo eh db.

TasBurrfoot

@psychoboy Actually, before I do that I asked the customer service, the agent told me na hindi daw puede. I was wondering naman bkit hindi puede? Eh overpay mo lang naman credit card mo, if you're a frequent user of your credit card (grocery, water/electric bills), sandali mo lng naman mako-consume ang overpayment na ginawa mo eh db.

Sure... Good it was never a problem to you then!