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Cost of Giving Birth

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  • jengratajengrata SydneyTotal Reaction Points: 7Member
    Posts: 526
    @akino nice to hear positive stories like this. Nakaka-inspire. Mahirap din naman kasi pag inuunahan ka ng takot and worries. Of course there will always be bumps and hurdles along the way especially if having a baby because its one of the biggest, if not the biggest, responsibility one can ever have. But its the most rewarding feeling one can ever experience as well, totally priceless. A child makes your life happier and more meaningful.

    Agree with @vhoythoy and @kookie420 . Sometimes, even the most planned scenario may still go wrong. And preparation is not always applicable until you experience the real thing. Rule of the thumb naman yung "prepare and plan" sa lahat ng pagkakataon. But at the end of the day, you just have to know your means, resources, limits, priorities and responsibilities. Although worst scenario is always a possibility, theres also a chance, hope and faith to make things better.

    Making a living is different from making a life.
    ANZSCO code 263111: Computer Network and System Engineer
    April 11, 2013 - lodge 189 visa - 75pts
    April 19, 2013 - CO allocated, Brisbane Team33
    May 6, 2013 - Medical submitted by SATA
    May 15, 2013 - uploaded NBI, SG PCC and Form 80
    June 19, 2013 - Visa Granted. Thank you Lord!
    September 2013 - Hubby got a Job (while we are still in SG)
    October 2013 - Flight to Brisbane
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  • aprilcruiseaprilcruise SydneyTotal Reaction Points: 2Member
    Posts: 156
    ask ko lng kung may mairerefer kau na GP sakin near Beverly Hills. nagsesearch ako ng GP sa healthengine.com.au kaso parang ang hirap mamili..im 5mos preggy and gs2 ko sna magpacheckup since kadarating lng namin d2 sa sydney. tama ba sa GP ang checkup ng pregnant women?
    Primary Applicant: Hubby
    Nominated Skill: Software Engineer (ANZSCO Code: 261313)
    Sept 23 2012 - Collating documents for ACS
    Oct 5 2012 - Lodge ACS skill assessment
    Nov 7 2012 - Positive ACS result (AQF Bachelor Degree; 5yr & 4mos)
    Nov 21 2012 - IELTS Result L:8.0 R/S:6.5 W:7.0 OBS:7.0
    Nov 22 2012 - Sent NSW SS application via Fedex
    Nov 26 2012 - NSW application received
    Mar 5 2012 - NSW Acknowledgement
    Apr 17 2013 - NSW Approval
    Apr 17 2013 - Lodge Visa 190
    Apr 25 2013 - Medical at St Lukes (me & husband)
    Apr 29 2013 - CO Allocated, Team 6 Adelaide - JH (Requested for PCC, Medicals and Form 80)
    Apr 29 2013 - Uploaded Form 80 and husband's PCC & Medical
    Apr 30 2013 - Uploaded my PCC and my medical was referred to MOC
    May 13 2013 - Uploaded Health Undertaking Form 815 requested by CO
    May 13 2013 - Received email from CO stating "application is under routine processing"
    May 14 2013 - CO requested for Form 1022, ITR and bank statement from (2008-2013)
    May 14 2013 - Uploaded Form 1022 and bank statement (lastest 3mos only)
    May 15 2013 - Uploaded ITR from 2008-2012
    May 21 2013 - VISA GRANT (Initial Entry: Nov 12, 2013)

    Thank you Lord!!!
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  • kremitzkremitz North RydeTotal Reaction Points: 34Member
    Posts: 1,074
    Kung dito saten sa OB dapat pag preggy :)
    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)
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  • kookie420kookie420 SydneyTotal Reaction Points: 2Member
    Posts: 101
    @aprilcruise congrats and good luck. sorry I can't help you as of the moment, wala pa akong alam kasi wala pa ako dyan. I hope you'll have a smooth and healthy delivery. Balitaan mo naman kami dito kung ano steps ginawa mo when you first found out that you were pregnant up to your delivery.

    Sa mga nasa Sydney, tanong ko po if alam nyo kung ano ang public hospital na malapit sa Sutherland Shire? TIA.
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  • quing22quing22 Quezon CityTotal Reaction Points: 0Member
    Posts: 0
    hi guys, my wife is 1 month pregnant. Ask ko lang if my idea kayo if how much ang prenatal checkup? hindi kasi covered ng healthcard namin. TIA
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  • NadineNadine BrisbaneTotal Reaction Points: 13Member
    edited July 2013 Posts: 479
    hi guys, my wife is 1 month pregnant. Ask ko lang if my idea kayo if how much ang prenatal checkup? hindi kasi covered ng healthcard namin. TIA
    Sir, unang-una, congratulations po sa inyo. :)

    Ask ko lang, by health card, I am assuming hindi eto health insurance ano po? Alam ko iba to eh. May medicare po ba kayo? Medicare oughta cover the initial GP consults with your wife. And pati prenatal medicines up to the PBS, basta may prescription lang from your GP. Madami po checkup na mangyayari in the course of her pregnancy. Isama na growth and morphology scan na medyo may kamahalan. Tingnan niyo po kung meron kayong health coverage: Medicare or health insurance.

    Saan state po kayo?






    21 Dec 2012 - 457 lodged
    7 Jan 2013 - medical finalised
    8 Jan 2013 - visa approved

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  • caylincaylin SydneyTotal Reaction Points: 1Member
    Posts: 62
    Today I found out I'm 2 Mos preggy and was just granted PR today also. Ied ko is jan 15, edd ko is Feb 24. Di ako makapagdecide kung after Kong Mag initial entry sa Sept eh uuwi ako dito sa pinas para manganak or sa oz na ako manganganak tas Uwi ng pinas. Ano kaya mas magandang option?
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  • jengratajengrata SydneyTotal Reaction Points: 7Member
    edited July 2013 Posts: 526
    Today I found out I'm 2 Mos preggy and was just granted PR today also. Ied ko is jan 15, edd ko is Feb 24. Di ako makapagdecide kung after Kong Mag initial entry sa Sept eh uuwi ako dito sa pinas para manganak or sa oz na ako manganganak tas Uwi ng pinas. Ano kaya mas magandang option?
    @caylin take note of the clause below:

    Children born to a permanent resident of Australia:
    Children born in Australia automatically acquire Australian citizenship if at least one parent is an Australian citizen or permanent resident at the time of the child's birth.
    Children born outside Australia to parents who are not Australian citizens do not automatically acquire Australian citizenship, nor are they eligible for citizenship by descent.
    Children born outside Australia to permanent resident parents will need to apply for and be granted a permanent residence visa to be able to enter and remain in Australia with their parents.
    Most children born outside Australia to permanent resident parents will need to apply for a Child (subclass 101) visa. The current processing time for the Child (subclass 101) visa is approximately 14 months.
    All people who apply for a visa, including applicants who are the children of permanent residents, must meet the eligibility requirements and pay the associated charges for the relevant visa.


    Kapag sa pinas ka nanganak, need mong i-apply si baby ng visa. Additional fee, additional time for processing. Congrats nga pala sa 2 good news.
    ANZSCO code 263111: Computer Network and System Engineer
    April 11, 2013 - lodge 189 visa - 75pts
    April 19, 2013 - CO allocated, Brisbane Team33
    May 6, 2013 - Medical submitted by SATA
    May 15, 2013 - uploaded NBI, SG PCC and Form 80
    June 19, 2013 - Visa Granted. Thank you Lord!
    September 2013 - Hubby got a Job (while we are still in SG)
    October 2013 - Flight to Brisbane
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  • annie23annie23 Quezon CityTotal Reaction Points: 1Member
    Posts: 55
    @aprilcruise hi! sa may beverly hills kayo ngaun? lapit lang kami, will ask around about the GP.
    Occupation: Developer Programmer
    Sep 5, 2012 - Lodged 457 Visa Application
    Sep 17, 2012 - Health requirements finalized
    Sep 18, 2012 - Visa grant! :)
    April, 2015 - Lodged 186 Visa Application
    September, 2015 - PR visa grant! :)
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  • caylincaylin SydneyTotal Reaction Points: 1Member
    Posts: 62
    @jengrata thanks for the info. Ang worry ko kasi eh ung cost din of giving birth sa oz. Sabi ng agent ko libre daw akong manganak dun. Naconfuse ako sa backreading ko. Covered ba ng medicare ang childbirth, maternity check ups sa bagong saltang PR?
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  • jengratajengrata SydneyTotal Reaction Points: 7Member
    Posts: 526
    @jengrata thanks for the info. Ang worry ko kasi eh ung cost din of giving birth sa oz. Sabi ng agent ko libre daw akong manganak dun. Naconfuse ako sa backreading ko. Covered ba ng medicare ang childbirth, maternity check ups sa bagong saltang PR?
    Libre ang manganak sa public hospital. Of course, may bayad pag sa private. Dito papasok ung private medical insurance.
    ANZSCO code 263111: Computer Network and System Engineer
    April 11, 2013 - lodge 189 visa - 75pts
    April 19, 2013 - CO allocated, Brisbane Team33
    May 6, 2013 - Medical submitted by SATA
    May 15, 2013 - uploaded NBI, SG PCC and Form 80
    June 19, 2013 - Visa Granted. Thank you Lord!
    September 2013 - Hubby got a Job (while we are still in SG)
    October 2013 - Flight to Brisbane
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  • floradanicafloradanica PerthTotal Reaction Points: 1Member
    Posts: 165
    How bad is giving birth in a public hospital that one would choose to pay for a private hospital? Anyone who's had an experience?
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  • jengratajengrata SydneyTotal Reaction Points: 7Member
    edited July 2013 Posts: 526
    How bad is giving birth in a public hospital that one would choose to pay for a private hospital? Anyone who's had an experience?
    The word "bad" is really not applicable. Maganda ang mga public hospitals sa Au in terms of doctors and services, according to my research. Sabi ng bestfriend ko na kapapanganak lng sa Melbourne recently, facilities at waiting period lang ang difference. Sa public, shared ang room, open ward. Sa private, you can choose your own room. Ang nagpapaanak both public and private ay midwife. But i think you can ask for personal OB sa private kung maganda tlga ang insurance coverage mo. In terms of waiting period, dahil sa maraming pumupunta sa public shempre napupuno ang facilities at fully booked ang doctors. Sa private, makakapili ka ng doctors. Sa tingin ko people are choosing private over public dahil sa privacy, facility, urgent need and convenience.

    ANZSCO code 263111: Computer Network and System Engineer
    April 11, 2013 - lodge 189 visa - 75pts
    April 19, 2013 - CO allocated, Brisbane Team33
    May 6, 2013 - Medical submitted by SATA
    May 15, 2013 - uploaded NBI, SG PCC and Form 80
    June 19, 2013 - Visa Granted. Thank you Lord!
    September 2013 - Hubby got a Job (while we are still in SG)
    October 2013 - Flight to Brisbane
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  • JCsantosJCsantos SydneyTotal Reaction Points: 151Member, Moderator
    Posts: 1,416
    ganyan din sinabi sa amin nung ahente ng health fund ... "you are on a separate room"
    How bad is giving birth in a public hospital that one would choose to pay for a private hospital? Anyone who's had an experience?


    The word "bad" is really not applicable. Maganda ang mga public hospitals sa Au in terms of doctors and services, according to my research. Sabi ng bestfriend ko na kapapanganak lng sa Melbourne recently, facilities at waiting period lang ang difference. Sa public, shared ang room, open ward. Sa private, you can choose your own room. Ang nagpapaanak both public and private ay midwife. But i think you can ask for personal OB sa private kung maganda tlga ang insurance coverage mo. In terms of waiting period, dahil sa maraming pumupunta sa public shempre napupuno ang facilities at fully booked ang doctors. Sa private, makakapili ka ng doctors. Sa tingin ko people are choosing private over public dahil sa privacy, facility, urgent need and convenience.

    Google for Everything !!!
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  • floradanicafloradanica PerthTotal Reaction Points: 1Member
    Posts: 165
    @jengrata CS kasi ang firstborn ko so most probably CS din ang susunod ko. Wala pa naman pero just imagining the scenario. Mukhang mas convenient ang private kung ganun. Thanks for the story :)

    Ano bang mga insurance madalas gamitin pag kasama ang pregnancy and giving birth costs?
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  • jengratajengrata SydneyTotal Reaction Points: 7Member
    edited July 2013 Posts: 526
    @jengrata CS kasi ang firstborn ko so most probably CS din ang susunod ko. Wala pa naman pero just imagining the scenario. Mukhang mas convenient ang private kung ganun. Thanks for the story :)

    Ano bang mga insurance madalas gamitin pag kasama ang pregnancy and giving birth costs?
    Same here, CS din ako. I think halos lahat ng insurance company ay may packages for pregnancy, pero these are bit expensive, kasi ito ung parang mga high end yata nila. Check mo tong thread na to. May nagbigay jan ng website wherein you can compare insurance companies, their packages, coverage and prices.

    http://pinoyau.info/discussion/794/private-health-insurance-in-australia#Item_64
    ANZSCO code 263111: Computer Network and System Engineer
    April 11, 2013 - lodge 189 visa - 75pts
    April 19, 2013 - CO allocated, Brisbane Team33
    May 6, 2013 - Medical submitted by SATA
    May 15, 2013 - uploaded NBI, SG PCC and Form 80
    June 19, 2013 - Visa Granted. Thank you Lord!
    September 2013 - Hubby got a Job (while we are still in SG)
    October 2013 - Flight to Brisbane
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  • kremitzkremitz North RydeTotal Reaction Points: 34Member
    Posts: 1,074
    How much po ba usually pag kumuha ng private insurance?
    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)
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  • floradanicafloradanica PerthTotal Reaction Points: 1Member
    Posts: 165
    In essence, private insurance is for non-PRs, since they are not covered by Medicare. But since the government imposes tax to your income if you do not have a private insurance, it will be more beneficial for you if you had one. Kakaltasan ka rin nila kung wala kang private insurance. Pero ang tanong: Bakyyeet? Bakit ka kakaltasan kung wala kang private insurance? edi parang binayaran mo na rin yung medicare benefits mo? huh? ang gulo haha!

    Pakilahad sa husgadong ito ang tunay na mangyayari. :D
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  • jengratajengrata SydneyTotal Reaction Points: 7Member
    Posts: 526
    In essence, private insurance is for non-PRs, since they are not covered by Medicare. But since the government imposes tax to your income if you do not have a private insurance, it will be more beneficial for you if you had one. Kakaltasan ka rin nila kung wala kang private insurance. Pero ang tanong: Bakyyeet? Bakit ka kakaltasan kung wala kang private insurance? edi parang binayaran mo na rin yung medicare benefits mo? huh? ang gulo haha!

    Pakilahad sa husgadong ito ang tunay na mangyayari. :D
    Ah tlga may "extra" tax para sa walang insurance? Ang alam ko lang tax deductible ang private insurance. So yung binabayad mo eh ikakaltas din sa tax, parang offset lng din.
    ANZSCO code 263111: Computer Network and System Engineer
    April 11, 2013 - lodge 189 visa - 75pts
    April 19, 2013 - CO allocated, Brisbane Team33
    May 6, 2013 - Medical submitted by SATA
    May 15, 2013 - uploaded NBI, SG PCC and Form 80
    June 19, 2013 - Visa Granted. Thank you Lord!
    September 2013 - Hubby got a Job (while we are still in SG)
    October 2013 - Flight to Brisbane
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  • JCsantosJCsantos SydneyTotal Reaction Points: 151Member, Moderator
    Posts: 1,416


    Ah tlga may "extra" tax para sa walang insurance? Ang alam ko lang tax deductible ang private insurance. So yung binabayad mo eh ikakaltas din sa tax, parang offset lng din.
    Agree with this one.. parang offset lang din ... ang maganda lang nyan pag meron kang private insurance ... na ooffset mo na yung payment mo sa medicare ... meron ka pang beenfits ...

    to know more you can ask a accountant to clarify for you

    kami gamit na gamit namin ang private insurance namin ... meron kasing glasses ang anak ko .. tapos dental checkup annually
    Google for Everything !!!
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