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Remittance tip

ivyasisivyasis MelbourneTotal Reaction Points: 1Member
edited December 2012 in Remittance/Exchange Rate Posts: 32
Hi Share ko lang experience with a remittance agent here. She quoted me rate lower than whats been posted in their website. When I queried, dapat nakkepag nego sa rate. Mukhang di yata tama un, db? And her remittance fee is $12! So beware and be aware of day's exchange rates at meron pa din palang gustong makaisa sa kapwa pinoy kung di ka nga lang aware sa ganitong m.o.

Hope this helps!
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    Hi po, ano po pangalan ng remittance agent? Para di rin mabiktima iba nating mga taga forum sa ganyan hehe



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  • icebreaker1928icebreaker1928 SydneyTotal Reaction Points: 42Member
    edited December 2012 Posts: 1,446
    mahal ng rate nya... sa iremit $8 lang.. legal pa...
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  • R_YellR_Yell AucklandTotal Reaction Points: 1Member
    Posts: 174
    My friend in Goldcoast uses Moneygram . Regardless of the amount, ONLY $8!
    Nov 1, 2012- IELTS Mock Test (L-7.5, S-8, W-7, R-5)
    Nov 3, 2012- IELTS at IALF, Surabaya, INDONESIA
    Nov 14, 2012- IELTS Score ( L-6, S-8, W-6, R-6 ) So horrible:D
    Dec 1, 2012- IELTS Retake (Lord, I surrender it to you.)
    Dec 11, 2012- IELTS Score ( L-7, S-8, W-6, R-6.5)
    RETAKE OR GOODBYE OZ DREAM?
    Oct 2013- Pushed the OZ dream
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    Yung LBC na remittance promo, sulit ba yun? O kaya mababa yung fees nila kasi mababa rin exchange rate na ginagamit nila? hehe



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  • jaerojaero SydneyTotal Reaction Points: 10Member
    edited December 2012 Posts: 401
    eto ang mga subok at natry ko na
    ForexWorld - http://www.forexworld.com.au/home.php 8 dollars ang fee
    Pros: pwede ang internet banking transfer / bank deposit, pagkadeposit tawag lang sa customer service informing them of your deposit and after confirmation marereceive ang money after 2 - 3 hours
    Cons: Ang matagal lang ay pagregister as first time customer. Kung di kayo makakapunta personally sa office nila ay kailngan nyo imail ang application form at certified copy ng passport or identification document

    Western Union - http://www.westernunion.com.au/au/Home.page
    Pros: Online lahat at may promo sila ngayon zero transfer fees to a bank account. Meron din sila ngayon for a limited time na libre ang lahat ng klase ng money transfers sa pinas
    Cons: mas maliit nang konti ang rate compared sa ForexWorld, pero kung di naman kalakihan ang ireremit, compensated ito ngayon ng free service nila di na nagkakalayo

    Iremit ok din, kaso malayo ako sa blacktown kaya di ako nagpapadala sa kanila
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  • smartbratsmartbrat BrisbaneTotal Reaction Points: 4Member
    Posts: 55
    I agree, Forex World is highly recommended. Super bilis pa ng service. :)
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  • ivyasisivyasis MelbourneTotal Reaction Points: 1Member
    Posts: 32
    @icebreaker1928 unfortunately mine is an agent from iremit. I am planning to call their main office to advise them of my experience. I was using their services back in nz, so I know their dealings. I was surprised they handle their Oz customers differently here in Oz. Lesson for me: research, compare and query if the offer looks unfair or dodgy. In fairness, I dont want to judge Iremit as a whole, to be fair to them. Agents could be a question though...
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  • icebreaker1928icebreaker1928 SydneyTotal Reaction Points: 42Member
    Posts: 1,446
    @ivyasis kung iremit yan, malamang problema sa agent yan...
    ok ang iremit sa experience ko...
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    kumpara po sa forex world (at sabihin natin western union), magkano yung difference sa qinuquote nilang exchange rate?



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  • jaerojaero SydneyTotal Reaction Points: 10Member
    edited December 2012 Posts: 401
    paiba iba @LokiJr, pero chineck ko ngayon mas mataas ang palitan sa western union. di naman sobrang laki ng difference, mga 10 to 20 cents. kung malaki ang ireremit siyempre malaking factor ito kahit 10 cents lang ang pinaguusapan, isama mo din ang 8 dollar remittance fee sa calculation :D
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    Hehe ok, I'm trying to find the perfect balance between the exchange rate and remittance fee hehe...Yun bang competitive ang fee na sinisingil nila pero hindi naman olats yung exchange rate na binibigay nila hehe



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  • jaerojaero SydneyTotal Reaction Points: 10Member
    Posts: 401
    teka, yung tiningnan ko palang rate ay yung short period promo nila na "money in minutes". walang charge ngayon kaya panalo ang western union habang naka promo sila

    Western Union Money in Minutes - 43.30 (libre sa ngayon ang remittance fee)
    Forex World - 43.15 (8 dollars fee)
    Western Union Bank Deposit - 42.39 (libre sa ngayon ang remittance fee)

    pero in the long run pag tapos na ang promo period, ang worth it lang na icompare ay ung forex world at western union bank deposit. panalo ang forexworld sa rates
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  • hmd8hmd8 AdelaideTotal Reaction Points: 0Member
    Posts: 3
    wow. nice topic! maybe ill try the forexworld and moneygram some time. but you're true @jaero, im so glad to have found also online westernunion.com.au as I was just able to send today at zero fee. kaka-post ko lang sa other topic dito sa pinoyau about remittance too. well, very nice talaga itong site nato. it becomes a pool of knowledge for everyone. Info about remittance comes important lalo na ngayon magpapasko...and much people are in need due to typhoon Bopha / Pablo.

    I hope okey lang i post ko lang yung link ng former nonprofit organization i worked for in the Philippines (connected with University of San Carlos or SVD) appealing on behalf of people affected in Mindanao --- http://inspirationaltravel.blogspot.com.au/p/appeal-by-philippines.html

    Thank you to you all and pinoyau. Have a meaningful Christmas everyone!
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  • jaerojaero SydneyTotal Reaction Points: 10Member
    Posts: 401
    related thread pala ito dun sa isa..

    sir @aolee pwede ba natin imerge na lang ito dun sa isang thread? salamat :)
    http://pinoyau.info/discussion/135/what-is-the-cheapest-way-to-send-money-to-philippines#Item_8
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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616
    @jaero, ano po yung mechanics ng money in minutes? How does that work? :)



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  • jaerojaero SydneyTotal Reaction Points: 10Member
    Posts: 401
    eto ung personal pickup sa branch @LokiJr na available agad pagkapadala pwede na agad makuha ng beneficiary. usually malaki ang charge magpadala nito papuntang pinas kaya di natin ito ginagawa madalas at nagpapadala tayo using iremit, forexworld and others. zero lang talaga nga fees ngayon at sobrang attractive ang rates kaya recommended ko ito habang promo.

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  • LokiJrLokiJr Quezon CityTotal Reaction Points: 27Member, Moderator
    Posts: 2,616

    @jaero, thanks hehe sana may ganyang promo sila uli
    Up ko lang...baka may iba pang may marerecommend...so far we have Forex World, Moneygram at Western Union



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  • angelesadsangelesads Quezon CityTotal Reaction Points: 0Member
    Posts: 8
    The easiest way to send money is via Ko-Kard, your families can be issued a card for free, just one ID and you can charge that card from your bank account or credit card, and they can collect from over 8000 ATMs, the exchange rate is good and the charges less than WU. Its so much more convenient, no lining up or waiting, just go to the ATM. You can find Ko Kard at this address https://www.ko-kard.com/newskin/default.aspx?r=21004319#getstarted
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