Ad space available
reach us at [email protected].
Major update has been completed. Please help to report any abnormality that you are facing (in case there is any) to [email protected] . Thank you for your continued support guys!

Remittance Center

AdminAdmin SingaporePosts: 1,767Administrator
edited January 2011 in Remittance/Exchange Rate
Hi guys,

just want to ask kung san remittance center kayo nag papadala? Please post nyo dito.

Thanks!

2010-06 : Lurker at philippines.com.au (previously the #1 Pinoy Australian Forum)
2010-06 : Started researching on Visa 175 - Target 120pts
2011-08 : Started prev employer document gathering for ACS skill assessment (0/4)
2010-12 : Philippines.com.au went offline and created www.pinoyau.info
2011-03 : 1st child born - AU dream halted
2014-03 : ACS document - 1/5 emp ref completed
2015-01: Promoted at work - AU dream halted
2015-11: ACS document - 1/6 emp ref completed
2016-09: 2nd child born - AU dream halted
2018-09: ACS document - 6/8 emp ref completed
2018-09: Revised all employment references and affidavit from scratch
2019-03: Completed Revised 8/8 emp ref
2019-03: PTE Exam - L59,R75,S62,W64 (no preparation)
2019-07: Favorable Skills Assessment result for Software Eng
2019-11: PTE Exam - L70,R68,S79,W68 (competent only)
2020-02: PTE Exam - L79,R79,S86,W76 (grr lack 3pts on Writing)
2020-03: PTE Exam - L85,R75,S87,W86 (Mar 4 - grr nag increase L, S and W but bumaba 4pts si R!!!!!)
2020-03 PTE Exam - L81 R79 S90 W81 (Mar 9 - Salamat Lord!!!!)

«1

Comments

  • AdminAdmin Singapore
    Posts: 1,767Administrator
    Joined: Dec 29, 2010
    FYI guys, Yung remittance rate sa upper right corner is from iremit

    let me know kung san kayo nag papadala so i can put up a page, for comparison.

    thanks!

    2010-06 : Lurker at philippines.com.au (previously the #1 Pinoy Australian Forum)
    2010-06 : Started researching on Visa 175 - Target 120pts
    2011-08 : Started prev employer document gathering for ACS skill assessment (0/4)
    2010-12 : Philippines.com.au went offline and created www.pinoyau.info
    2011-03 : 1st child born - AU dream halted
    2014-03 : ACS document - 1/5 emp ref completed
    2015-01: Promoted at work - AU dream halted
    2015-11: ACS document - 1/6 emp ref completed
    2016-09: 2nd child born - AU dream halted
    2018-09: ACS document - 6/8 emp ref completed
    2018-09: Revised all employment references and affidavit from scratch
    2019-03: Completed Revised 8/8 emp ref
    2019-03: PTE Exam - L59,R75,S62,W64 (no preparation)
    2019-07: Favorable Skills Assessment result for Software Eng
    2019-11: PTE Exam - L70,R68,S79,W68 (competent only)
    2020-02: PTE Exam - L79,R79,S86,W76 (grr lack 3pts on Writing)
    2020-03: PTE Exam - L85,R75,S87,W86 (Mar 4 - grr nag increase L, S and W but bumaba 4pts si R!!!!!)
    2020-03 PTE Exam - L81 R79 S90 W81 (Mar 9 - Salamat Lord!!!!)

  • deseerieedeseeriee Posts: 6Member
    Joined: Jan 02, 2011
    Hi guys,

    just want to ask kung san remittance center kayo nag papadala? Please post nyo dito.

    Thanks!
    my bro uses this http://www.forexworld.com.au

  • aoleeaolee Singapore
    Posts: 571Member, De-activated
    Joined: Dec 29, 2010
    edited June 2011
    hi guys,

    We've just set up a remittance page (http://www.pinoyau.info/plugin/page/forex) for those people who wants to send back money to the Philippines. I'm sure this will be pretty handy. it's currently in beta mode let me know if you'll find something weird, if you have anything in mind just throw it in. more remittance centers coming soon.

    Thanks!

    Please contact admin if you need anything from me, I dont often login to this account.

    Please spare some time to read our "Rules" located at the bottom of the page.

  • GetTFCGetTFC Posts: 3Member
    Joined: Jul 11, 2011
    edited July 2011
    Nice! Thats handy... just not the down turn in the graph :/
  • aoleeaolee Singapore
    Posts: 571Member, De-activated
    Joined: Dec 29, 2010
    Thanks GetTFC, if you could suggest some more handy stuffs, just feel free to pitch in. :)

    Please contact admin if you need anything from me, I dont often login to this account.

    Please spare some time to read our "Rules" located at the bottom of the page.

  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    edited July 2011
    pakilagay din ang western union. thanks

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    sirs may incentive ba kung idaan ang remitances sa mga tulad ng bdo-ofw account o mas ok yung ipadala na lang sa mga tulad ng lbc na mas mataas ang forex?
  • aussie2xaussie2x Quezon City
    Posts: 71Member
    Joined: Jan 04, 2011
    Forex is the best remittance few hours lng nandun na pera m s pinas...wag nyo gamitin ang orbitremit very slow service remittance k umabot ng 3-4 days pick up yun,at di lng yun nalaman nmin n nghihintay pla sila ng 20 people b4 nila ipadala ang pera..at saka ang rate ng orbitremit very low compare to forex
  • zcythe13zcythe13 Perth
    Posts: 4Member
    Joined: Sep 27, 2011
    sirs tanung lang po may dagdag rate po ba for example nagpadala ako aud dto sa pinas tapus sa aud na savings account dn papasok?
  • dorylyndorylyn Beijing
    Posts: 2Member
    Joined: Jan 19, 2012
    edited January 2012
    Sign up for a prepaid debit card at https://247card.com, it's a cheap way money transfer to Philippines. Send money without worries because your transactions are protected by the Visa Zero Liability policy.
  • aoleeaolee Singapore
    Posts: 571Member, De-activated
    Joined: Dec 29, 2010
    wow nice! pacquiao pa endorser ha. =:)

    Please contact admin if you need anything from me, I dont often login to this account.

    Please spare some time to read our "Rules" located at the bottom of the page.

  • dorylyndorylyn Beijing
    Posts: 2Member
    Joined: Jan 19, 2012
  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    in Australia mostly bank transaction are online bank transfer and Bpay to send money and pay the bills. 247 card is created for the US to Philippines. Ang tanung applicable ba yan sa Australia, how much ang exchange rate, about transaction fees and ang importante ilang days bago ma transfer ang money sa account ng 247. i tried once nag send ako bank transfer sa bank ng philippines it takes one week bago ma transfer. im not sure ganito dito.

    Quotes:
    "Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
    'Success is when you finished what you have started."

    If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
    Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
    Where: 53 Georgina Crescent, Kaleen ACT 2617
    (Back of Kaleen Shopping Centre)
    For more information, please PM me or visit

    http://jilcanberra.org.au

    "To God be the glory"

  • AdminAdmin Singapore
    Posts: 1,767Administrator
    Joined: Dec 29, 2010
    Hi guys just want to let you know that our remittance center page is fixed! You can access from the top menu or by clicking this link http://www.pinoyau.info/plugin/page/forex

    2010-06 : Lurker at philippines.com.au (previously the #1 Pinoy Australian Forum)
    2010-06 : Started researching on Visa 175 - Target 120pts
    2011-08 : Started prev employer document gathering for ACS skill assessment (0/4)
    2010-12 : Philippines.com.au went offline and created www.pinoyau.info
    2011-03 : 1st child born - AU dream halted
    2014-03 : ACS document - 1/5 emp ref completed
    2015-01: Promoted at work - AU dream halted
    2015-11: ACS document - 1/6 emp ref completed
    2016-09: 2nd child born - AU dream halted
    2018-09: ACS document - 6/8 emp ref completed
    2018-09: Revised all employment references and affidavit from scratch
    2019-03: Completed Revised 8/8 emp ref
    2019-03: PTE Exam - L59,R75,S62,W64 (no preparation)
    2019-07: Favorable Skills Assessment result for Software Eng
    2019-11: PTE Exam - L70,R68,S79,W68 (competent only)
    2020-02: PTE Exam - L79,R79,S86,W76 (grr lack 3pts on Writing)
    2020-03: PTE Exam - L85,R75,S87,W86 (Mar 4 - grr nag increase L, S and W but bumaba 4pts si R!!!!!)
    2020-03 PTE Exam - L81 R79 S90 W81 (Mar 9 - Salamat Lord!!!!)

  • amedinaamedina Sydney
    Posts: 311Member
    Joined: Sep 25, 2012
    @archelle Rate is PHP44.30? Is this correct because it's too high.

    11/17/12: passed school application thru IDP * 12/4/12: received letter of offer (univ. of newcastle) * 12/12/12: credit application * 2/22/13: received new letter of offer * 2/26/13: paid deposit fee * 3/8/13: received COE and paid visa fee * 4/10/13: visa application thru IDP * 4/11/13: medical request from DIAC * 4/12/13: medical exam done * 4/19/13: SLEC uploaded my medicals * 4/12/13: medical exam done * 7/11/13: VISA GRANTED

  • johnvangiejohnvangie Melbourne
    Posts: 686Member
    Joined: Oct 14, 2013
    @amedina its Php34.30.

    Nominated Occupation : Production or Plant Engineer 233513
    12/15/13 - IELTS IDP [ L : 9.0 I R :8.0 I S : 7.5 I W : 6.5 ]
    01/17/14 - Submit CDR to Engineers Australia.
    02/15/14 - IELTS IDP [ L : 9.0 I R :9.0 I S : 7.5 I W : 7.0 ]
    05/29/14 - EA positive assessment as Production or Plant Engineer 233513
    06/02/14 - EA Letter Received. Lodge EOI 65points.
    06/09/14 - Received invitation to lodge Visa 189.
    06/12/14 - Lodge Visa 189. Upload Docs/Form 80.
    07/14/14 - Medicals @ SLEC Global.
    07/15/14 - Upload NBI. (NBI Valid until July 4, 2015).
    07/17/14 - CO Allocated. Team 7 GSM Adelaide ( CO : LM )
    07/21/14 - VISA GRANT! Thank You Lord! IED : 07/04/15
    02/06/15 - Hubby in Melbourne (Jobhunting)
    03/27/15 - Me and my son in Melbourne
    04/07/15 - Hubby 1st day of job
    08/24/15 - My 1st day in BP, Thank you Lord God Jesus!

    Enjoying the wonderful life in Oz, abundant blessings indeed :-)

  • myk123myk123 North Ryde
    Posts: 7Member
    Joined: Apr 30, 2015
    Ang gamit ko po ay World Remit (online). Every month ako dito and wala naman naging problem.
  • AdminAdmin Singapore
    Posts: 1,767Administrator
    Joined: Dec 29, 2010
    wordremit added to the list of remittance center. it will auto pickup the latest exchange rate of the day.

    2010-06 : Lurker at philippines.com.au (previously the #1 Pinoy Australian Forum)
    2010-06 : Started researching on Visa 175 - Target 120pts
    2011-08 : Started prev employer document gathering for ACS skill assessment (0/4)
    2010-12 : Philippines.com.au went offline and created www.pinoyau.info
    2011-03 : 1st child born - AU dream halted
    2014-03 : ACS document - 1/5 emp ref completed
    2015-01: Promoted at work - AU dream halted
    2015-11: ACS document - 1/6 emp ref completed
    2016-09: 2nd child born - AU dream halted
    2018-09: ACS document - 6/8 emp ref completed
    2018-09: Revised all employment references and affidavit from scratch
    2019-03: Completed Revised 8/8 emp ref
    2019-03: PTE Exam - L59,R75,S62,W64 (no preparation)
    2019-07: Favorable Skills Assessment result for Software Eng
    2019-11: PTE Exam - L70,R68,S79,W68 (competent only)
    2020-02: PTE Exam - L79,R79,S86,W76 (grr lack 3pts on Writing)
    2020-03: PTE Exam - L85,R75,S87,W86 (Mar 4 - grr nag increase L, S and W but bumaba 4pts si R!!!!!)
    2020-03 PTE Exam - L81 R79 S90 W81 (Mar 9 - Salamat Lord!!!!)

  • Richirich123Richirich123 Mandaluyong
    Posts: 3Member
    Joined: Jun 29, 2015
    Hello I'm Richard found out about this forum while surfing the internet. I have relatives in Australia so please if you need my help do not hesitate and I may need your help as well in the coming days. Thanks for accepting me!
  • Richirich123Richirich123 Mandaluyong
    Posts: 3Member
    Joined: Jun 29, 2015
    Hi Everyone. Just wanted to know which remittance center offers the cheapest fee. time is not much of a consideration. Thanks. :)
  • guenbguenb Mandaluyong
    Posts: 470Member
    Joined: Jun 17, 2015
    Moneygram charges AU$8 to be picked up at any agent here in the Phil, then if you'd like it deposited sa banks AU$7 https://www.moneygram.com/wps/portal/moneygramonline/home/estimator?LC=en-GB

    261111 - ICT Business Analyst
    26|05|15 - Visited Oz
    01|08|15 - IDP PH IELTS
    14|08|15 - (L:8.5 R:8.0 W:6.5 S:8.0 OBS:8.0) Sawi!
    07|09|15 - Remarking, unchanged.
    21|03|16 - Submitted to ACS
    30|03|16 - Assessment result, unsuitable, <4years
    27|09|16 - PTE Academic (L76/R55/S31/W88) Sawi!
    08|10|16 - IDP PH IELTS
    12|10|16 - Re-assessment ACS
    21|10|16 - (L:8.5 R:8.0 W:7.0 S:7.5 OBS:8.0) Better!
    28|10|16 - Assessment result, suitable!
    28|10|16 - Lodged EOI for 190/489 (60/65)
    Preparing for PTE Academic...
    Philippians 4:13 "I can do all this through him who gives me strength."

  • Richirich123Richirich123 Mandaluyong
    Posts: 3Member
    Joined: Jun 29, 2015
    Thanks @guenb. This has been very heplful. :)
  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Hi Everyone. Just wanted to know which remittance center offers the cheapest fee. time is not much of a consideration. Thanks. :)
    Rather than focus on the cheapest fee; I think it would be more prudent to look for a remittance centre that offers the better rate...

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • trtztrtz Melbourne
    Posts: 21Member
    Joined: Jan 23, 2015
    guys, I need your help... i tried to subscribe to i-remit.. but until now i have no registration confirmation email... does anybody knows how long does it take to receive the email?

    worst is that i have already transferred the remittance money to their bank account so this is really an urgent matter... it was my bad thinking that their webpage was still alive but it already timed out and my transaction for remittance was not completed.
  • AdminAdmin Singapore
    Posts: 1,767Administrator
    Joined: Dec 29, 2010
    edited October 2015
    Is it via http://iremit.com.au? Or thru http://www.myiremit.com/ they are two different companies.

    2010-06 : Lurker at philippines.com.au (previously the #1 Pinoy Australian Forum)
    2010-06 : Started researching on Visa 175 - Target 120pts
    2011-08 : Started prev employer document gathering for ACS skill assessment (0/4)
    2010-12 : Philippines.com.au went offline and created www.pinoyau.info
    2011-03 : 1st child born - AU dream halted
    2014-03 : ACS document - 1/5 emp ref completed
    2015-01: Promoted at work - AU dream halted
    2015-11: ACS document - 1/6 emp ref completed
    2016-09: 2nd child born - AU dream halted
    2018-09: ACS document - 6/8 emp ref completed
    2018-09: Revised all employment references and affidavit from scratch
    2019-03: Completed Revised 8/8 emp ref
    2019-03: PTE Exam - L59,R75,S62,W64 (no preparation)
    2019-07: Favorable Skills Assessment result for Software Eng
    2019-11: PTE Exam - L70,R68,S79,W68 (competent only)
    2020-02: PTE Exam - L79,R79,S86,W76 (grr lack 3pts on Writing)
    2020-03: PTE Exam - L85,R75,S87,W86 (Mar 4 - grr nag increase L, S and W but bumaba 4pts si R!!!!!)
    2020-03 PTE Exam - L81 R79 S90 W81 (Mar 9 - Salamat Lord!!!!)

  • schamaschama singapore
    Posts: 45Member
    Joined: Apr 21, 2015
    HI,
    The purpose for this letter is not meant to destroy the credibility of other remittance company,I just want to inform others about the problem of this remittance so that they have a choice if whom they should gonna trust their money.
    I’m already here in Australia for more than 6 years with my family and I’m using Forex from day 1 because just like you I’m find it convenient,easy to deal and your money will sent immediately in the Philippines.Recently I’m have some issues with them,,I found at in the recent months that I sent my money in the philipiines it won’t get there for the same day or next day and when I ring them they would insist the print copy of receipt from the bank or screen shot of your deposit slip even you sent a small amount of money( less than $200) I inquired with them why that should be the issue when in fact before I’m just sending my money to their account and bingo! my money would arrive in the Philippines for the same day(as long as you sent in the morning) the forex team answered that they need the screen shot or receipt so that they can sighted the money immideately and based on my experienced if you cannot produced the screenshot it will take 48 hrs or more than (as long as you keep calling and berate them) before your money will be sighted,,I ask them 3 questions, the first question is,Do they have millions of customer every day sending remittance in the Philippines to keep them struggling sighted your money and that’s why they are asking screen shot, to be able them to sight your money,? 2nd question I ask them,Do the screen shot have a magical numbers that they can sight your money immediately in which I tried to see,analyse my screenshot hundred times to be able to see if there are magical numbers but to no avail and to my dismay,it’s only contain your handwriting and your name,3rd question,I ask them if they are using “Mano Mano” system that they can’t track your money without the screen shot?...In amy 3 questions they only answer that they can give to me is ahh..that is only our requirements to sight your money immediately.
    Think about this:…asking a screen shot or receipt is already inconvenient to us as a customer,we are not anymore living in the Philippines that when you pay your water or electricity bills you should keep your receipt from day 1 until your last breath on this earth otherwise if you have some issues with the bill you won’t be entertain immideately,you should do extra more leg work to go to the higher ups before your issues will be given attention and the reasons for that is you have NO receipt..If you are travelling or in a hurry and you CANNOT secure a screen shot after you sent your money, you have to call them from 48hrs to nTH time before they can sighted your money and the culprit of that is the mighty screenshot…The forex have no other solution to find your money in their system if you cannot show them the screenshot, they (forex) is giving the burden to their customer to prove that you sent your money which I find it different when you deal in the banks here in Australia,when you sent your money in other bank account here in Australia and after a couple of hours it did not reach to the other bank account ,you can ring the bank and ask them why? and the bank itself won’t ask you a receipt or a screen shot of your deposit….they will simply ask your name and address….they are the one giving solution to your querry not you yourself..I know the term re checking and making sure that the money is coming from you but why if you can’t produce the screenshot they won’t be able to sight your funds…in short they have no back up solutions that they can offer to you, instead they will keep insisting of the FucXXXXXing screen shot.In living in the first world country where online transaction is common the keeping of screen shot or whatever is already outdated and uncommon,the present system can tract your transaction if your do your business online and to my frustration in so many times the forex team can’t offer their help to their customer instead their customer is the one that carrying the burden of proving.If they have a problem in their system why not opening office in every place in Australia so that they can sight the funds even without the screenshot if their problem is their outdated system ..
    Therefore, I concluded that they have 3 possible problem…1st their system is outdated that they Can’t sight your money if you don’t have a screenshot, 2nd they have millions of funds every day that they are struggling to keep up.3rd their employee want and easy and hassle job that if they encounter problem in the remittance, they won’t take a single minute to think what would be the other way to solve the problem but rather give back that problem to the customer and let him find the solution,otherwise his money won’t arrive in the Philippines….in short….the tamad system is inflicting their system not the outdated system..
    My family,my relatives and friends is already come up with a solution to use the other remittance company started yesterday,althought there are little difference in exchange rate but the most important thing is they are there to help us in finding solutions not doing the opposite (as been the practice of forex)..

    thank u
  • AdminAdmin Singapore
    Posts: 1,767Administrator
    Joined: Dec 29, 2010
    Is this forexworld.com.au?

    2010-06 : Lurker at philippines.com.au (previously the #1 Pinoy Australian Forum)
    2010-06 : Started researching on Visa 175 - Target 120pts
    2011-08 : Started prev employer document gathering for ACS skill assessment (0/4)
    2010-12 : Philippines.com.au went offline and created www.pinoyau.info
    2011-03 : 1st child born - AU dream halted
    2014-03 : ACS document - 1/5 emp ref completed
    2015-01: Promoted at work - AU dream halted
    2015-11: ACS document - 1/6 emp ref completed
    2016-09: 2nd child born - AU dream halted
    2018-09: ACS document - 6/8 emp ref completed
    2018-09: Revised all employment references and affidavit from scratch
    2019-03: Completed Revised 8/8 emp ref
    2019-03: PTE Exam - L59,R75,S62,W64 (no preparation)
    2019-07: Favorable Skills Assessment result for Software Eng
    2019-11: PTE Exam - L70,R68,S79,W68 (competent only)
    2020-02: PTE Exam - L79,R79,S86,W76 (grr lack 3pts on Writing)
    2020-03: PTE Exam - L85,R75,S87,W86 (Mar 4 - grr nag increase L, S and W but bumaba 4pts si R!!!!!)
    2020-03 PTE Exam - L81 R79 S90 W81 (Mar 9 - Salamat Lord!!!!)

  • schamaschama singapore
    Posts: 45Member
    Joined: Apr 21, 2015
    yup,admin sorry to vent my frustration here....but this is not meant to destroy their credibility but to givethe future customer a choice..it's just like a customer review same as here in Aussie.
  • therealaidstherealaids Singapore
    Posts: 118Member
    Joined: Jan 17, 2011
    I've been a victim of the same situation!!! customer service sucks! I can relate to your experience of f**cking screenshot!! luckily I had kept a screenshot of the deposit slip on my phone and managed to send them. what if people dont have any proof? if you are able to verify the person on the phone then it should be enough! like schama mentioned you can really feel the incompetence of people working at forexword.com.au - forexworld.com.au sucks!
Sign In or Register to comment.

Welcome to Pinoy AU Community!

The longest running Pinoy-Australian Forum site in the history. We are connecting Pinoys "in" and "to" Australia since 2010! If you want to join in, click one of these buttons!

Categories

Random Members
(53841)

Browse Members

Members Online (4) + Guest (130)

batangmanlalakbayrlsaintsjb07_svenach

Top Active Contributors

Top Posters