AU Migrants: Pls share your weekly/monthly budget...

lock_code2004

@wolfeyez - thanks for sharing info...

question on your car: normally po ba may downpayment kayo? or bank loan 100%?

ksama na po ba insurance dun sa 227/wk for 28 months?

faa317

@wolfeyez hi were a family of 3 rin.. going to ACT ask ko lang po if PR yung visa nyo.. if yes, may nakukuha po ba kayo na assistance upon arrival like rental, childcare allowance? ilan months po ba kyo naka hanap ng work? sorry po maraming tanong

icebreaker1928

@faa317 OT po kayo mam, may mga existing threads na po na ganyan ang topic, paki search na lang po.

Bryann

@icebreaker1928

Bro! Nakita ko un monthly budget mo, haha paano mo napapagkasya 60/month sa food? Tapos ang malaki dun napansin ko is yun mobile. Naka 60 plan ka? Lol. Ako prepaid na 30 for 2 months na.

icebreaker1928

@Bryann 200/month food ko...

yup, naka plan mobile ko... naka budget na naman yun bago ako dumating dito, kasi 5 taon na akong nde nagpapalit ng phone sa pinas hahaha 😃

akino

Hi guys!..we are here in Canberra, ACT, arrived dec 2011 on PR status.

eto ung budget nmin per week, family of 4 (with 2 girls 5y/o & 5mos. old)

House rent: 395/wk ( 2bedroom duplex)

Food: 150-200/fortnight (every 2 weeks kmi namimili)

Transpo/petrol: 25/wk

Car Mortgage: 95/wk (small car)

Car Insurance: 70/mo.

Life Insurance: 98/mo. (couple)

Electricity: 150/mo. (discounted amount)

Mobile: 50/mo. plan w/ free unit (wifey on prepaid lng)

Internet & Phone: 70/mo.

Water: Free

Childcare: 0 (si wifey lang, but nung may work pa cia we usually pay $30 per day)

Education: Free (donation lang for govt. funded schools)

Healthcare: Free (c/o medicare)

Others: gala and shopping depende sa budget and needs 😃

firesnake_ph

Just wanted to share our budget. Family of 4 (2 adults and 2 kids). Current location is Canberra

Rent: 400/wk

Food: 250/wk

Transpo/Petrol: 30/wk

Car Lease: 900/month (insurance, maintenance, rego already included)

Health Insurance: 150/month

Electricity: 200/month

Mobile/Home Phone/Foxtel/Internet: 350/month (bundle)

Education: 2200/year

Water: 50/month

Hope this helps.

Davidx23

@akino

Sir, hindi po advisable na every fortnight kau mag grocery kasi mabilis mapanis ang food dito lalo na summer ngayon. Yung mga tinapay usually 5 day expiry, pero sa init ngaun 3-4days pa lang may molds na. Ok yan kung nasa Canada kayo. Ako araw araw nasa grocery para sariwa yung meat at seafood.

LokiJr

Sa groceries po...do you buy bulk?

Davidx23

^Pag may sale lang ako bumibili in bulk gaya ng tissue rolls at softdrinks in can pag lumalabas sya na around 45cents per can. Tipid din bumili ng laundry detergents, yung nasa tig-2Liter or jumbo box varieties. Other than that, parang sari-sari store lang sa akin yung coles at wolies, bibili lang pag may kailangan.

akino

<blockquote rel="Davidx23">@akino

salamat sa concern Davidx23 haha!..bulk kc kmi mamili sa costco ng meat, fish, and groceries and lasts for almost two weeks sa freezer...minsan mas matagal pa nga hehe kc minsan take away o dine out kmi..ung tinapay nilalagay din nmin sa fridge pra mas mahaba ang shelf life nya..ung mga veggies & fruits nmn woolies o asian store nmin binibili..I cant do groceries everyday kc may baby pa kmi I need to go home quick after ofc..

stolich18

Folks, di nyo po sinasma sa weekly computation nyo ang pambayad sa tax? hehhehe 🙂

wolfeyez

@lock_code2004 no downpayment yan..basta mgpakita k lng ng payslip madali n kumuha ng sskyan d2

Nadine

@wolfeyez: Wala pa po ako payslip, pero payag na mga agents na NO downpayment for a new car! Madali nga, sa totoo lang. Lalo ngayon they are clearing 2012 stocks.

@lock_code2004: parang free po ang initial 12 month registration yata on buying a car, pero you have to pay for the Monthy insurance. Sa pagkakaintindi ko ha. Correct me guys if I'm wrong. Anyway, the dealer lets you decide what you want based on your needs. Posible po to drive away with no downpayment or $1000 or kahit ano. Kayo po bahala. 🙂

Ang pansin ko lang dito ngayon sa Brisbane, ang mamahal ng rental property at pagkain!!! _X(

Davidx23

@stolich18

Hindi na kailangan kasi kung maalam ka refund ang mangyayari dyan. 🙂

stolich18

@davidx23 haha interesting! pano un nagwwork? hehhe feeling ko ma-detalye yan makabisado hehe

stolich18

@nadine wow ok un, walang downpayment. ehhehe Bkt sa kanila allowed na ganon? heheh

Nadine

<blockquote rel="stolich18">@nadine wow ok un, walang downpayment. ehhehe Bkt sa kanila allowed na ganon? heheh</blockquote>

2012 po kasi na stock ang tiningnan ko, not 2013. Paubos na rin, they are clearing out kaya madami na concession. 2013 stocks are available na din kasi. Low monthly rates, no downpayment etc. No payslips din kailangan kasi kakarating ko lang last week. Bank account lang kailangan na wala namang laman 😃. No need money din to open bank account. Pinapadali nila buhay mo hehe!

Davidx23

@stolich18

Mag-download ka ng free tax software ng ATO, naka-lagay dun lahat ng pwde mung i-deduct. Tapos some filipinos here classify their money remittances to their family as 'donation' and use that as claimable deduction. Mautak, pag na-audit, better think of a good excuse 🙂

stolich18

^ ehehhe thanks! does this mean na almost 0 na ang babayarang tax??? hahhaha! Pero seriously, pano yun, one time big time kase magbayad ng tax sa au, di ata ako sanay sa ganon kase dito sa pinas deducted na agad sa sweldo hehhehe medyo malaking amount pa rin I suppose? hehhehe

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