Experience in Buying Cars in Australia

stolich18

@chesian alam ko dapat may NSW license ka... Napilitan ako kumuha agad kahit learner's license. By the way, PR ka ba? alam ko pde magdrive ang PR for 3 mos, but not sure about ung rego. Nung bumili kase kami may L license na ako dito sa NSW..

pangrom0529

<blockquote rel="stolich18">@chesian alam ko dapat may NSW license ka... Napilitan ako kumuha agad kahit learner's license. By the way, PR ka ba? alam ko pde magdrive ang PR for 3 mos, but not sure about ung rego. Nung bumili kase kami may L license na ako dito sa NSW..</blockquote>

Hi @stolich18 and @chesian, you need a valid AU licence to have a car registered under your name. Also, a rego cannot be named under two names, like for example if you're a couple and would like to have it as a joint ownership.

multitasking

Guys.. i remember in one of the thread.. mas ok bayaran yung financing ng every fortnight rather than monthly.. tama ba?

TasBurrfoot

<blockquote rel="multitasking">Guys.. i remember in one of the thread.. mas ok bayaran yung financing ng every fortnight rather than monthly.. tama ba?</blockquote>

Much better if you can do it weekly...

Pero weekly is for mortgage lang ata eh.

JCsantos

<blockquote rel="multitasking">Guys.. i remember in one of the thread.. mas ok bayaran yung financing ng every fortnight rather than monthly.. tama ba?</blockquote>

It applies on all kinds of loan as interest rates are computed every day ...

bookworm

Nakita ko sa retailers, nagbebenta din sila ng certified used cars, mas mura. Do you think that would be a better option than second hard from just anyone, but cheaper than a brand new one? Especially for new migrants?

TasBurrfoot

<blockquote rel="bookworm">Nakita ko sa retailers, nagbebenta din sila ng certified used cars, mas mura. Do you think that would be a better option than second hard from just anyone, but cheaper than a brand new one? Especially for new migrants?</blockquote>

I got our car 2nd hand from a dealer...

There is peace of mind on my side especially that it is a big car dealer. Definitely much more expensive than getting it from a private seller.

After almost a year, my 14 year old car is okey pa naman... 🙂

bookworm

@TasBurrfoot, yeah, yun nga e. With big dealers, at least maayos ang repairs and certified, especially since wala akong alam sa mga kotse haha. Thanks!

pmzinoz

Guys, available ba ang Ford Explorer 2013 or up sa Australia? Browsing some car shops in the net but mostly older models lang meron.

rara_avis

<blockquote rel="pangrom0529"><blockquote rel="stolich18">@chesian alam ko dapat may NSW license ka... Napilitan ako kumuha agad kahit learner's license. By the way, PR ka ba? alam ko pde magdrive ang PR for 3 mos, but not sure about ung rego. Nung bumili kase kami may L license na ako dito sa NSW..</blockquote>

</blockquote>

I would just like to share our experience regarding car registration. We arrived here 3 weeks ago and bought a second hand car. We were able to transfer the registration under my husband's name kahit wala pa syang valid AU license. We just needed to provide additional information such as bank statement to verify the address and reference from someone with a valid NSW driver's license.

pangrom0529

@filsgoz, are you in NSW? when I bought our car few months ago, that's what the dealer told me. in NSW, nde na raw pwede. that's why our car was registered lang under my name.

stolich18

^yup actually sa husband ko lang nakaregister pala ung car hehe medyo flexible ata toyota at that time kase wala pa NSW license husband ko, kukuha pa lang sya test kaya cguro kinuha Learner's license ko hehehe

Anyway best to have an NSW license (at least P license) when purchasing a car. Right now may P license na ako and hubby has a fully unrestricted license.

Thanks. 🙂

moonwitchbleu

Share lang din ako, when we bought our car, it's a second hand car, my husband was still a learner's license holder. ok naman, hindi naman hinanapan ng P license ng kakilala.

rara_avis

Medyo confusing talaga ang rules sa car registration parang iba iba ang sinasabi ng car dealers, etc. and yung info sa RTA website hindi complete ang info. Best thing to do is to call RTA or go to the nearest branch.

pmzinoz

Guys, question... I just bought a car yesterday pero sa monday pa malaman if approve ang financing. But when I got home, na realize ko parang may iba pa ako nagustuhan na car and I wanted to cancel sana the first one.

Nakalagay naman sa pinirmahan ko na I can cancel the deal within 3 days.

Ang tanong ko lang is may effect ba yung pag cancel ko sa like credit history ko?

TasBurrfoot

<blockquote rel="pmzinoz">Guys, question... I just bought a car yesterday pero sa monday pa malaman if approve ang financing. But when I got home, na realize ko parang may iba pa ako nagustuhan na car and I wanted to cancel sana the first one.

Nakalagay naman sa pinirmahan ko na I can cancel the deal within 3 days.

Ang tanong ko lang is may effect ba yung pag cancel ko sa like credit history ko?</blockquote>

It will have... Everytime you make an application for credit kasi, it will be reflected in your credit history however as to whether you access that loan or not, hindi ito malalaman.

Kaya it is often advised not to make a lot of credit card application, personal loan application kasi this might have a bearing when you eventually opt to get the biggest purchase you will have in your lifetime - the family house.

Milkan

Nakalagay naman sa pinirmahan ko na I can cancel the deal within 3 days.

Ang tanong ko lang is may effect ba yung pag cancel ko sa like credit history ko?</blockquote>

sa pag apply ng credit card (another card) usually tinitingnan nila ang credit history mo, kung ontime ka ba mag bayad.

kung sa car credit history e not sure with this one. pero since na may nakalagay naman na pwede I cancel e pwede mo syang icancel. kung ako sa yo, bili ka pa din same car dealer.

I suggest, test drive mo ang sasakyan bago mo bilhin. I rev up mo ng husto na naka stop (up to 4000rpm) para malaman mo kung me unusual noise kang maririnig.. pag nag test drive ka, paandarin mo lahat (aircon, headlights, music) at drive mo sa 80 to 100kph na daan para malaman mo kung may unusual movements sa manibela.

check mo din ung mga ilaw (headlights, signal lights, stop/brake lights, hazard lights, dashboard lights) pag naka hinto.

bottomline is, kung may kakilala kang mekaniko, mag pasama ka pag bumili.

dealer car is good kasi may warranty mga yan, medyo mahal nga lang presyo.

bookworm

Regarding credit history, the first time we buy a car, would it be better to get it on loan establish your credit history? We care planning on buying it using cash we have (although yung mumurahing second hand muna).

Or ok lang yung mga credit card with account and just make sure you keep paying the full amount every month?

Thanks!

TasBurrfoot

<blockquote rel="bookworm">Regarding credit history, the first time we buy a car, would it be better to get it on loan establish your credit history? We care planning on buying it using cash we have (although yung mumurahing second hand muna).

Or ok lang yung mga credit card with account and just make sure you keep paying the full amount every month?

Thanks!

</blockquote>

We paid it in cash mate when we got our cheap 14yr old car...

Only trace of credit history we have is a Coles Mastercard and okey naman, it was sufficient for our home loan.

Pinaka importante naman is you have a history of savings and you don't have a red flag in your credit file (I.e. default and/or history of late payments).

bookworm

got it! salamat!

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