@Beavis some school hindi nag rerequire ng IELTS but meron silang english course na I think 3-6months before formally mag start ang course mo. However, yung no ielts is sa school lang po ito, pag nag apply ka nag permanent residency mo still need IELTS po which is a band score of 6.5 as stated sa homeaffairs website ng immi to apply for PR but yung 6.5 ay walang points. If you want to gain extra points aim for 7.0 which is 10pts and 8.0 which is 20pts. About sa financial docs read my latest reply sa discussion na ito. Hope this helps!