Hi ronagortega92 wag ka mag sign ng Contract sa Singapore based agent sa Aus ka kumuha ng agent yung Lic. MARA.... wag mo sayangin ang PERA mo sa SG, 101% lahat ng agent sa Singapore is Crap...just telling you my personal experience, I attend all conference ng Agent base sa singapore napa ka generic nian... I do it by my self after disengage with my agent based in SG. I recv direct grant and ITA from state with my own. yung agent pera lng habol sau.
If I were you if u have enough savings sa AUS ka kumuha ng agent.
Cheers