<blockquote rel="IslanderndCity"><blockquote rel="btarroja213"><blockquote rel="IslanderndCity"><blockquote rel="lock_code2004">@IslanderndCity - parang ganun na nga po.. ofcourse sa overpayment you need to consider also yung credit limit ng cc mo..
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My CC credit limit is 2600 SG$ only. If based from my previous example I will "overpay" 7000 SG$ to a debt of 500 SG$ only, then I will use my remaining 6500 SG$ to pay for the visa 190, tama po plan ko?
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Pwede po yan depende sa Bank. Better call your bank ang confirm. Sometimes kahit mag overpayment ka, hindi pwede magamit ang over-paid balance mo kasi ang fina-follow is yung credit limit. You can request your bank for temporary increase of credit limit also.</blockquote>
Thanks. Can't temporarily increase my credit limit yet as I'm using CC less than a year only according to my bank agent. So the option is to "overpay" daw. I will try it once my SA SS will be approved.</blockquote>
for everybody's additional info, my CC is Citibank & the bank officer told me that I can 'overpay' for me to use my CC in paying visa soon.