aranayad Hi if you use the documentary checklist tool here https://immi.homeaffairs.gov.au/visas/web-evidentiary-tool walang nakalagay na need ng evidence of financial requirement so i guess show money is not needed. with regards to the no ielts i check yung mga courses nila for certificate 3,4,diploma etc may requirement na ielts. although may exception naman kindly read it here na lang https://queensford.edu.au/application-process/ Hope it helps.