@mumofLiam then go for Torrens, if that's what you think and feel is best. đŸ™‚ Wow, super young pa pala baby mo.
Thanks! My health insurance is Medibank. Since you have a young child, I recommend getting to know which clinics or hospitals would have direct/bulk billing with your chosen oshc provider, so that if the need arises, it's less hassle for you. And of course, consider which ones are closest to where you'll live, para less travel to get treatments. I've had bloodwork and imaging done within the past 2 weeks, and it's really convenient to have the some imaging and pathology centres close by (walking or short bus ride lang).