If you are earning below 90k as a single person or 180k as a couple, di ka magbabayad ng MLS.
Pero every taxpayer need magbayad ng medicare levy.
Need mo lang kumuha ng hospital cover kung above sa ganyan amount ang sweldo mo.. if gusto mo lang maexempt kasi above ka sa income threshold, kuha ka lang ng basic hospital cover.. tipong $800 a year instead of paying the 1%/1.25%/1.5% of your salary which is the MLS. If kukuha ka ng hospital cover, dont forget to use my membership para sa referral fee ko for HIF lol