<blockquote rel="TTam"><blockquote rel="atchino"><blockquote rel="TTam">@TasBurrfoot sir question po ulit. Sorry ikaw po ang lagi ko tinatanong, tanong ko lang po if how much ang interest rate (i know that it varies depending sa credit rating pero ano po yung average?) May naresearch po ako na 5% daw but not sure about it. And kailangan po ba na 2 years ka na employed? If i-avail yung 5% dp and LMI? Thanks po!!</blockquote>
- Interest rate varies depende kung san ka nag loan.
If basesis is this website: http://www.infochoice.com.au/home-loans.aspx
- as low as 4.545 interest rate
Bkit kailangan mo ng average? look for the lowest and features of loan that fits your needs/requirements.
- Not ncessary na 2 yrs working experience... If you can provide a huge deposit and show a regular monthly savings is enough to convince them that you are capable of paying your mortgage.
Cguro sinasabi na 2 yrs since by 2 yrs dapat medyo stable ka na in australia at alam mo na kung ano expenses mo at magkano kaya mo loan at bayaran. Kung one year kasi syempre hindi mo pa ma picture ano ang pwede mong maging expenses mo in a year at kung ano ang actual savings mo. Dyan yung time na iisipin mo pa na bumili ng kotse at ng mga gamit ng bahay or kung gano ka kadalas ma holiday.
- If your downpayment is 5%... you are subject for LMI
Sample LMI calculator: http://www.yourinvestmentpropertymag.com.au/calculators/mortgage-insurance/
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Maraming salamat napaka informative po nito! Dito po kasi sa alberta medyo mababa ang interest rate nila nakuha lang po namin ng 2.7% payable for 25 years. Pero ang plus points naman sa AU ata if tama po ang nreasearch ko ulit ay mura lang ang home insurance? Yung sa amin po kasi 400k (10%dp) then we paid 1600++/yr for the home insurance (basic). Dyan po ata ay less than 1k? Pati po ang car insurance nag compare din ako sobrang mas mababa din po ata sa AU Although ang ginamit ko na basis ay yung generic lang pero price of petrol and car is expensive po ata. But salary there is much higher compared here kaya feeling ko po ay ma cocompensate lang?
We're planning to sell our house para yun naman po ang ipambili to save the cost in renting pero nasa point pa lang kami na nagcheck sa mga pros and cons if lilipat po kami (and if maapprove)
Maraming salamat po sa reply sir!!
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come settlement time and when we move in, i would be looking to pay at around $800/yr for a home and content insurance insured with fire and flood cover.
🙂 mejo mahal nga ang home insurance mo.