@nsasaki Your debit card also needs to have a Visa or MasterCard logo for you to be able to use to pay for AIMS fees. A lot of major banks in the Philippines issue debit cards na may Visa or MasterCard na... Except siguro BPI, may MasterCard logo na sila but hindi pa pwede gamitin for those kinds of transactions.
Sobrahan mo lang yung money mo because these cards have higher exchange rates and may foreign exchange service fee (you will pay in AUD).