Dear, you have to have a list of your daily or monthly expenses first. this includes ur grocery, rent, entertaiment, childcare, transportation, etc. basic that yyou will spend. from there you are able to know how much roughly you and your family needs in a monthly basis. Financially views, you need at least 6months $$$ to survive while looking for a desired job. pero under criteria ng AU some states they require at least 3 months lang while searching for a job. hope it helps.