after reading the whole thread, eto ang mga viable for me na wire transfer options from pinas to aussie (assuming i have BPI and NAB):
BPI to NAB (direct)
BPI to HiFX to NAB
BPI to Xoom (?) to NAB
BPI to iRemit to NAB
i have to study though which has the
a) best PHP to AUD conversion fees
b) lesser charges when depositing
c) lesser charges when NAB receives the deposit
actually, i already have AUD (bought with PHP on different converion rates across months) at hand so for such case i'm to study if BPI, HiFX, Xoom, iRemit can send it so as not to incur anymore PHP to AUD conversion fees.
any more inputs from the considerations above?