open bank account NAB from singapore

Aly24

@brixx89 woow.. mauuna ka pa po.. april hubby ko then sunod kmi ni baby ng May 1st week. Adelaide bound din po kmi. San ka tira dun? May tutluyan ka na? refer naman o, prefer din nmen pinoy makasama s bahay muna ni hubby for the first few weeks hbang hanap sya bahay nmen..

Hope mgkaron ng meet up w/ new migrants s mga active d2 s forum na andun na adelaide...

bookworm

over the counter ako dito mag remit ng account e, haven't tried online remittance.

Pag umuwi ako sa pinas, will let you know how that works.

Nagtatransfer ako pag nakikita kong ok ang exchange rate 🙂 like ngayon, mababa ang AUD kaya ok mag remit ng pera dun.

brixx89

<blockquote rel="bhelle_mt02">@brixx89 woow.. mauuna ka pa po.. april hubby ko then sunod kmi ni baby ng May 1st week. Adelaide bound din po kmi. San ka tira dun? May tutluyan ka na? refer naman o, prefer din nmen pinoy makasama s bahay muna ni hubby for the first few weeks hbang hanap sya bahay nmen..

Hope mgkaron ng meet up w/ new migrants s mga active d2 s forum na andun na adelaide...</blockquote>

bhelle_mt02, wala pa din po ako na arrange na matutuluyan, nasa iabng states kasi mga kakilala ko kaya still searching, in our case buong family na kami na mag move dun, kasi tapusin na din lang school ng mga kids sa pinas.

IslanderndCity

<blockquote rel="bookworm">over the counter ako dito mag remit ng account e, haven't tried online remittance.

Pag umuwi ako sa pinas, will let you know how that works.

Nagtatransfer ako pag nakikita kong ok ang exchange rate 🙂 like ngayon, mababa ang AUD kaya ok mag remit ng pera dun.

</blockquote>

oo nga, 1 sgd = 0.91 aud now.

sige, itapon na ang 13th month at bonus mo dito sa SG to Au bank account mo. 🙂

Aly24

@IslanderndCity wooww nmn. Lakas ng sg$ ah. Hopefully ganyan pa din ang palitan in april hehe

IslanderndCity

@bhelle_mt02 huwag na hintay sa April. bawasan mo na ngayon ang mahimbing na natutulog mong SG$$$$$ dyan 🙂

Aly24

@IslanderndCity ayw ng bosing ko mag-open online e. Sya nlng dw pgdting nya dun ksi mas mauuna sya tpos transfer ko nlng s knya dun. Ok lng ba mgpapalit na kmi ng aud d2 s moneychanger d2 pakonti2 pg mataas ang value ng sgd?

IslanderndCity

@bhelle_mt02 Yes. para hindi malaki masyado ang mawala sa SG$ natin vs Au$

IslanderndCity

question pala sa mga may NAB account na while outside Au pa kayo:

can you see your account balance po kahit hindi ka pa nakapunta sa Au?
may charge ba when you tele transfer money from POSB to NAB?
na-try din nyo from Standard Chartered to NAB?
may tax deduction ba let's say 3 months na hindi mo pa nagalaw ang pera mo sa NAB dahil outside Au ka pa?

brixx89

<blockquote rel="IslanderndCity">question pala sa mga may NAB account na while outside Au pa kayo:

can you see your account balance po kahit hindi ka pa nakapunta sa Au?
may charge ba when you tele transfer money from POSB to NAB?
na-try din nyo from Standard Chartered to NAB?
may tax deduction ba let's say 3 months na hindi mo pa nagalaw ang pera mo sa NAB dahil outside Au ka pa?</blockquote>
Yes pag apply mo ng NAB select mo din online banking, ma view mo po yung account mo online, ofcourse kung wala pa pera, 0 balance pa.
Yes may charge po, nag inquire na din ako sa POSB, and read ng mga post dito and para sa akin cheaper way would be using pay2home in sending money from SG to AU, need to check pa din sa exchange rate but sabi nila better than most banks lalo na pag malaki amount you can get premium rate, need to check the rate upon processing.
tax ?? i think kung i tatramsfer mo dun sa isaver account which may interest na yun, taxable na din siguro.

TasBurrfoot

<blockquote rel="IslanderndCity">question pala sa mga may NAB account na while outside Au pa kayo:

can you see your account balance po kahit hindi ka pa nakapunta sa Au?
may charge ba when you tele transfer money from POSB to NAB?
na-try din nyo from Standard Chartered to NAB?
may tax deduction ba let's say 3 months na hindi mo pa nagalaw ang pera mo sa NAB dahil outside Au ka pa?</blockquote>

You will get tax deduction for your interest as you don't have any TFN yet submitted to the financial institution; come tax time naman, you can be able to recoup this and and this to your tax declaration (i.e. interest income earned and tax withheld from interest).

IslanderndCity

@brixx89 @TasBurrfoot <blockquote rel="TasBurrfoot"><blockquote rel="IslanderndCity">question pala sa mga may NAB account na while outside Au pa kayo:

can you see your account balance po kahit hindi ka pa nakapunta sa Au?
may charge ba when you tele transfer money from POSB to NAB?
na-try din nyo from Standard Chartered to NAB?
may tax deduction ba let's say 3 months na hindi mo pa nagalaw ang pera mo sa NAB dahil outside Au ka pa?</blockquote>

thanks both. so taxable na. 🙁 but I think better option pa din na magpadala na from SG to Au.

@brixx89 ano yung role dito ng pay2home po?

brixx89

@IslanderndCity it an alternative way po of sending money overseas cheaper than banks, they just charge SGD20 regardless of any amount, kasi sa bank may charge yung bank mo, cable fee plus the intermidiate bank so mas malaki ang babayaran mo lalopag malaki amount. Need mo lang mag register sa pay2home, then go to one of the branches for 1 time identity verification, then you can send money online na. Safe din sya, since every transaction may SMS confirmation at makikita mo din online sa account mo at sanctioned din ng MAS. Pwede ka mag online transfer from DBS to pay2home account, then once nandun na sa send mo sa beneficiary account mo overseas. you can check po sa website nila lahat ng details...(you can put my name as nag refer haha nabasa ko lang kasi nung nag register ako na may free ata if you refer someone) 🙂 heres the link :

http://www.pay2home.com/index.html

TasBurrfoot

<blockquote rel="IslanderndCity">@brixx89 @TasBurrfoot <blockquote rel="TasBurrfoot"><blockquote rel="IslanderndCity">question pala sa mga may NAB account na while outside Au pa kayo:

can you see your account balance po kahit hindi ka pa nakapunta sa Au?
may charge ba when you tele transfer money from POSB to NAB?
na-try din nyo from Standard Chartered to NAB?
may tax deduction ba let's say 3 months na hindi mo pa nagalaw ang pera mo sa NAB dahil outside Au ka pa?</blockquote>

thanks both. so taxable na. 🙁 but I think better option pa din na magpadala na from SG to Au.

@brixx89 ano yung role dito ng pay2home po?</blockquote>

I am wondering what is your beef on this...

Tax is on interest income (which is at least 3% per annum on a savings account) - assuming a tax of 45%, your net interest will be 1.65% >> this is still better than the 10bps they are paying for your balance in Singapore.

Not unless I am missing out something here... 🙂

IslanderndCity

@TasBurrfoot @brixx89 thanks both. Yes brixx89, I'll consider pay2home as another option. You will know later once I'll ask your real name for your freebies 🙂

brixx89

<blockquote rel="IslanderndCity">@TasBurrfoot @brixx89 thanks both. Yes brixx89, I'll consider pay2home as another option. You will know later once I'll ask your real name for your freebies 🙂</blockquote>

@IslanderndCity, thanks, actually you can refer someone too, nabasa ko bale free transaction yung free hindi ko lang alam kung ilan hehe..nwei magpaphysical appearance pa ako this coming week or next then linawin ko din ibang concerns na maiisip ko.

Aly24

@brixx89 pede ko din po gawin itong pay2home transfer money kpg open na ng account asawa ko dun db? pgdting nlng dw nya dun ska mgtransfer ng money.

brixx89

<blockquote rel="bhelle_mt02">@brixx89 pede ko din po gawin itong pay2home transfer money kpg open na ng account asawa ko dun db? pgdting nlng dw nya dun ska mgtransfer ng money.</blockquot

@bhelle_mt02, pwede po basta bago pumunta yung mag oopen ng account need nya muna pumunta sa branch para sa identity confirmation which is one time lang naman..need din naka roam pa ung cp number na naka enrol since dun I sesend yung SMS every transaction, pwede naman I change yung cp once may contact number na sa Aus

IslanderndCity

<blockquote rel="brixx89"><blockquote rel="bhelle_mt02">@brixx89 pede ko din po gawin itong pay2home transfer money kpg open na ng account asawa ko dun db? pgdting nlng dw nya dun ska mgtransfer ng money.</blockquot

</blockquote>

naka-usap ko ang bank agent, I could update her thru email if ever I need to...

vhoythoy

<blockquote rel="brixx89">Naka pag setup na ko ng NAB account + isaver, na register ko na din onlne banking, pag register lang po need lang passport at contact number dun sila padala sms at confirmation din sa email. Once na setup na view-only mode lang until pagdating sa AU anf after proper identification thru meeting sa NAB acct manager mo. Next year pa kmi mag wire transfer atleast less hassle..galing

btw katuwa lang mga dati kong nakikita sa pinoysg site nandito at active sa forum...namely tasburr, engr boy last time alam ko pati si paris hipon ata un...</blockquote>

Have tried this a while ago, pero classic account lang not the isaver. Not sure pa kasi, pero baka pwede upgrade later. Kapag nagtransfer ba sa nab account from posb for example, hindi mo na magagalaw ung na transferred mong pera sa nab hanggang makarating ka sa aussie and activate it personally. Nakaka temp kasi mag transfer ngaun at malakas ang sgd

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