Dubai vs. Australia

goreo

900 AUD per week x 4 = 3600 aud per month plus 800 aud.. so mga 13k aed siguro monthly salary ni mr. mo.. ano ba ang work ni mr. mo? baka he'll be getting more in AU..

goreo

parang malaki yata yung 3600aud na budget per month? based sa nakalap kong mga information about budgets here, mga 3000aud ang average..

RoseG

@goreo, malaki ba ang 3,600 AUD per month? yun kasi sabi sa isang website. yes, 13k Dhs ang net pay dyan sa Australia kapag same pa din sahod nya. Binawas ko na kasi dyan ang tax na ikakaltas sa kanya. Pero kung nandito kami sa dubai, 13k + taxes ang take home pay nya. Kung baga, yung tax na napupunta sa bulsa namin as savings.

RoseG

hi, @goreo, yung 900 AUD was cited by an agency in their website, approximately yan daw and weekly expense. Yes, 13k yung magiging net pay ng asawa ko pag same ang naging sahod nya dyan. Binawas ko na kasi yung tax na kikakaltas sa knya. Pero kung dto sa dubai, since walng tax, kami ang ngbubulsa ng lahat ng sahod. Goodluck sa big move sa June. Ilang years pla ang validity ng PR visa after ng Initial Entry? kasi parang sainyo, umabot ng 3 years, pde po pla yun.

@piglet24, @akino, @adelle_82, please let me know your thoughts! 🙂 Thanks!

goreo

hi @RoseG, thanks..hoping na maging ok ang lahat sa decision namin magmove na this june..yung expiry ng pr visa is 5 years after ng grant. hindi po 5 yrs after ng ie..kaya kami umabot ng 3 years is nag-ipon muna kami ng baon..actually pede pa sana kami magipon kahit a few months before the expiry kaso baka mas marami na competition sa jobs..

nacheck mo na ba yung average salary sa AU ng work ni mr mo? how does it compare sa present pay nya?

RoseG

@goreo yes, yaka yan! may alam ba kyo na website kung saan ko pwede makita yung average salary sa AU? Thanks.

retake

Hello, hindi pa ako nag-work sa Dubai pero I came from Singapore na mga 2% lang ang tax. Like Dubai, napakarami ring sale sa Singapore, kasama na airfare sale! Marami ring mga pinoy na kasama.

Tax din ang concern ko nung una, dahil super mababa ang tax ko sa SG. Pero sa 3 months ko rito sa Sydney, may increase parin ako sa savings kahit 30% ang tax rito. Malaki rin kasi ang Base Pay, which is about 90k-130k per year para sa mga mid-level IT Professionals. Not sure sa ibang profession pero siguro, same range rin.

Pwede ninyo i-check sa www.paycalculator.com.au kung magkano ang magiging Net Income. May mga jobs rin sa www.seek.com.au na nag-papakita ng salary so pwede ninyo rin i-check at i-compute.

In terms of expenses, nabubuhay ako rito ng $1,500 AUD per month (food, 1-room rent, transpo, others). Medyo parehas lang yung gastos nasa SG ako. Pero single-living ito ah, wala pa ako family. Sa isang Investment Bank ako nag-work sa SG at maganda na ang rate ko dun, pero rito, nakakagulat na pwede pang tapatan yung kinikita sa SG and even mag 50%-80% increase or even dumoble yung NET income rito (especially kapag naka-Day rate) kahit malaki ang tax.

Lastly, yung for Long-Term security. Mahirap kasing maging OFW pang-habang buhay. Just like Dubai, nakatali rin yung work-pass sa Employer kapag nasa Singapore ka. At kahit yung Permanent Resident sa SG, eh may chance ma-revoke, unlike sa Australia na pwede mag-upgrade to AU Citizenship.

At the end of the day, depende pa rin sa inyong personal preference and decision. 🙂

tazmania

kung ang hubby mo eh kumikita ng AED20K and up sa Dubai at malaking issue syo kung makakasave ka or hindi dito sa australia. Hwag nyo na lang ituloy. Dahil di lahat ng Pinoy dito eh nakakakuha ng same job na align sa profession mo. If you are after naman sa future ng family and kids mo consider nyo move dito.

RoseG

hi @retake, thank you for your insights. Though you resided in SG, we had the same situation. My husband is also an IT Professional so when you said that the mid-level IT Professional's salary range from 90k-130k before tax, it inspired me to come to Oz. Tpos may naiipon ka naman kamo kaya parang okay pa din. Btw, ask ko lang, ilang months bago ka nakakuha ng work and what state? Thanks.

@tazmania, yes, bro, you got my point! Issue namin yung savings. Kung sanay kmi na may naiipon na pera tpos biglang mawawala pgdating namin dyan, malaki effect sa min emotionally and financially. Ayoko ulit yung feeling na pgkakita mo ng payslip mo, ang laki ng tax mo, just like in Pinas! 😃 Siguro for 5 years na nasa ME kmi, reluctant n kmi mgbayad ng tax, ang sarap lang ng feeling na nauuwi mo lahat ng pinaghirapan mo at ikaw ang nagdedesisyon kung san mo ilalaan ang pera mo. Kung ano yung sahod na nakalagay sa contract mo, un tlga take-home mo. Like you said, ok na din sahod nya dito kaya nagaalangan na kami. Nung ng-apply kasi kmi, isa lang nasa isip namin - citizenship. Tpos on the process lang namin naisip yung tax and cost of living. Di pa nagsisink in sa min yung long-term benefits kasi wala pa kming anak. Bka magsisi naman kmi pag di kmi tumuloy.

retake

@RoseG - hi Rose. 1 month ako nag-job hunting before ako na hire. Nasa Sydney (New South Wales).

Kung nag-e-earn na kayo ng 20,000 AED sa Dubai, mga 6,800 AUD net income ang conversion niyan rito. That's a good salary.

For mid-level or senior level IT professionals rito, mga 7k - 10k aud ang range ng net income sa Sydney. Higher kapag sa banks and financial companies. Depende ito sa industry at kung gaano ka-indemand ang skill (Java, .NET, Android/iOS etc).

Ang biro nga naming galing sa SG: kung nakaka-ipon kami ng 100k+ sa Singapore, eh rito sa Australia naman, 200k+ ang savings. Basta't mase-save lang ang 50%-70% (or even more) ng net income every month. Malaking bagay ito para mas malaki rin ang maiiinvest sa bullish Stock Market natin sa Pinas.

TasBurrfoot

<blockquote rel="retake">@RoseG - hi Rose. 1 month ako nag-job hunting before ako na hire. Nasa Sydney (New South Wales).

Kung nag-e-earn na kayo ng 20,000 AED sa Dubai, mga 6,800 AUD net income ang conversion niyan rito. That's a good salary.

Wow... 50-70% saving is wow! 🙂

tazmania

50-70% savings thats very unrealistic unless kung single ka at nag rerent ka lang and no other obligations. But if you have a family, own house, car and just even 1 kiddo na nag iischool lucky na to save 30%. Struggle ang life here if your household income is less than $150k. So you better think a million times if you want to move. Lagi kong ina advice sa mga friends and family ko if you are living comfortably sa life mo ngyon and dont have guts and to gamble dont bother then. But if you care sa future ng family mo and willing to make lot of sacrifces then do it. It will pay off in the long run and with determination, life here will eventually be easier. So its all about weighing your goals and dreams in life to make a wise decision. Good luck!

piglet24

@RoseG: Like you, wala pa din kaming baby, but hoping na magkaroon na in the near future. About the move, we have considered na lahat ng pinagipunan namin is magagamit talga and God forbid na mauubos din, but then, we can earn it back. maraming paraan para maearn back yung inipon namin. hindi namn forever na hindi ka makakpagipon. The thing about moving is its a big change. I always look at change as something good. It is downright scary but it always lead to something good. in my own opinion lang ha. unfair lang kasi dito like pag wala kang work uwi ka kung di ka kaya isponsor ng husband mo. tapos para maisponsor ka ng asawa mo need mo ng valid residential contract. minus pa yung fact na maraming mga manloloko sa real estate (ninakawan kami ng 50% downpayment namin sa rental namin and we didn't get the place pa). if natatakot ka gawin yung move, its better na wag niyo na lang ituloy kasi kung half bake ang decision niyo baka mawala yung drive niyo to survive in another country.

also another thought lang, ok namn icontinue buhay sa UAE. ang sarap ng buhay dito. I don't want to move actually, but, after ng ilang taon dito, saan ka na pupunta? once you retire you go back sa pinas. then what? depende lang talga sa priority yan.

TasBurrfoot

@piglet24 -well said...

I remember me and my wife discussing on this back in 2012; we can opt to just stay in stay and continue to fatten the bank account but after that what else to do?!! 🙂

tazmania

If i have lots of savings I would rather stay in Phils and put up a business. I can send my kids to the best school, be the boss and live comfortably. Living here is great nothing to complain but it just like slaving yourself to work to pay mortgage bills etc. Poor you if you are earning more than the threshold as gov't will cut your benefits. Everything is inocme tested and the only thing that you could do is work till you dropped! Reading this thread is like Saying "are you kidding me"! You're earning better than most of us here and average aussie and still you want to move and change you comfortable life. For me, that's crazy! I wish to be like you and I will be contented with all the blessings that I have now.

RoseG

Hi @piglet24, thank you so much for sharing your thoughts again. I agree when you said that after the savings, what now? and for sure when we have our babies, expenses will get bigger. I also did some research on the monthly expense and as shared by @TasBurrfoot, 3k AUD is the monthly expense for a couple and for some who have 1 kid, that would be 13k Dhs, which is the same in UAE. In the end, same gastos lang din, my citizenship ka pa.

@tazmania, You can read my mind! Ang sarap mangarap na mayroon sariling kumpanya and I'm sure we will all get there if we are willing to. As I was reading your reply, I agreed to all what you said but when you mentioned "comfortable", it hit me. We may seem to earn big and save a lot but we don't really live a comfortable life here but rather a thrifty lifestyle. Comfort in UAE means renting your own apartment which costs you not lower than 3,500 AED monthly (1,200AUD), buying a car and trying out all the best in Dubai. My husband and I preferred to rent a room and take public transport everyday in order for us to save money monthly. I always try to get coupon deals so we can try out some fascinating stuff that Dubai offers. Dyan naman sa Oz, lahat kayo afford magrent ng sariling bahay at kotse. And I never heard someone having regrets migrating to Oz, unlike in Canada. Meron ba?

In regard to slavery, we feel the same way here. Filipinos can't speak out lalo na kpag Arabo nakabangga namin dito. At least dyan, kpag naging citizen ka, pantay pantay na ang lahat ng bagay, wala sa kulay ng balat o relihiyon ang hustisya. Dto papansinin ka lang kung puti ka o ka-relihiyon mo sila. I just remember like what I said before that we initially applied for Australian immigration to gain their citizenship and I believe that's what we all want --security -- Di kasi natin maramdaman to sa sarili nting bansa.

This thread really helped me a lot. It answered my questions and cleared all my doubts.

Thank you, thank you sa lahat ng contributors!

- In order to grow, there should be constant change. --

tazmania

Hi RoseG, like I've said before if you after for future of your family go and move then. But be warned! Moving to any first world countries doesn’t mean greener but everything can work out.

What I'm saying here truthfully is you are earning more than what average aussies does. AED20K or around $6700 pays in Dubai could do a lot than here. Like you’ve said, ung taxes ang savings nyo sa Dubai that would be around AED7K or $2300 which is pretty good savings. Tell yah, most Aussie I’ve known here in our company doesn’t have savings more than $10k in the bank. We are pretty much close mates and discussing everything. I’m not surprise at all because I do their pays and I know how much the cost of living here in Perth. Some of them says, their pays just going in the bank and out to pay their mortgage, etc.. And they are telling the truth here, as we are on the same boat. I’m telling you this because I want you to clear up your mind and think zillion of times.

Primary and Secondary education are not that good. I would rather send them back to Phils and do their schooling. They are very way behind here especially on academics. They are more on Arts and social stuff. Not surprisingly, most Pinoys families I’ve known na may kids na nag-aral sa Pinas eh lahat eh top of their class. Which really proves that basic education in Phils are pretty much way over the standard here.

You are free to PM me if you would like to know our roughly monthly expenses and I will tell yah honestly that you are better well off in Dubai than here. I’m not other typical Pinoys who does labis sa storya.

At the end of day, the choice is yours.

TasBurrfoot

@tazmania - seems like you are implying something here mate...

you can probably share your monthly expense for the benefit of everyone.

ta! 🙂

tazmania

Implying that I'm giving true reality here in straya? Like I've said you can send me a PM if you would like to know our rough monthly expenses.

TasBurrfoot

<blockquote rel="tazmania">Implying that I'm giving true reality here in straya? Like I've said you can send me a PM if you would like to know our rough monthly expenses.</blockquote>

you can share it with everyone mate... 🙂

not interested but other may want!

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