September 2015 Visa 189/190 Applicants!!!

prcand

may standard ba na maintaining balance in all banks? or kanya kanya per bank?

<blockquote rel="tooties">BTW guys, since new immigrants keo make sure that your banks is aware of that. kasi as far as I know walang bank maintanence fee for the first year..sayang naman ang 5aud per month Coffee at cookies n din yan eh..</blockquote>

tooties

@prcand depends sa banks. Accordingly NAB walang maintaining balance but not sure wala kasi akong NAB account.

Banks like ANZ,CBA, westpac dapat merong amount of atleast 2k per month pumapasok otherwise they deduct 5aud for account keeping fees. Thats why it pays to look around send some emails if u have questions.

tooties

@prcand Ay correct pala not maintaining balance but dapat meron pera n around 2k per month pumapasok sa account. Ok lng n pumasok sweldo mo lets say 4k in that month tapos itransfer mo sa savings or sa ibang banks thats fine.

wag lng like 1k lng pumasok sa account in that month then expect they will deduct 5aud in that month for account keeping fees.

sunflower

Sa NAB ako kumuha ng account, and yes, wala silang maintaining balance or extra fees. 🙂

prcand

Salamat @sunflower at @tooties wala talagang bank na ayos lang walang account activity? Or alternatively, since ang rule lang naman ay 2k deposit per month, what if 2 accounts buksan mo tapos transfer lang between accounts?

sunflower

@prcand

Like I mentioned, there are <b><u>NO</u></b> monthly fees in NAB. So kahit sitting pretty lang yung money mo dun for a long time, okay lang. Madadagdagan lang siya nang madadagdagan. 🙂

tooties

@prcand NAB walang account keeping fees.

if sa ibang bank meron. Hindi k n try yung suggestion m n mag transfer between accounts. I find it to inconvenient kasi so isang bank ako nagtratransact which is with CBA. Meron akong 1 Transaction account n link sa debit card k for my everyday expenses dito din debited salary ko. then 2 savings account 1 for emergency money and the other for utilities kasi quarterly ang bayad dito so every pay check k nagseset aside n ako an amount para di ako mabigla after 3 months.

Hassle masyado for me if mag apply p ako ibang account sa ibang bank BUT kanya2x preference n yan. You could try yung idea mo to see if it works though.

prcand

namis-interpret ko ung info @sunflower LOL. ok, confirmed. NAB na ung target ko 🙂

@tooties try ko muna NAB. initial entry muna kasi ako at di pa big move. so dapat talaga dun ako sa bank na ok lang walang maintenance activity, else bawas lang sila ng bawas. pag hindi pwede sa NAB, then subukan ko to explore ung nabanggit na workaround.

sunflower

@prcand

Hehe. Wala ring hassle sa pag-open ng account sa NAB. You can open an account online and then you can already transfer money (I did it through BPI) even while you're still overseas. 🙂

thegreatiam15

@sunflower ano difference nang nabisaver sa nab lang na el klasiko? tia

sunflower

@thegreatiam15

Yung NAB Classic Banking Account, basically deposit account lang siya. So pag iniwan mo yung money mo sa account, it just stays the same. NAB iSaver yung nag-eearn ng interest. No monthly fees, mag-eearn lang siya nang mag-eearn.

Nag-open ako ng Classic Banking Account tapos naka-link doon yung NAB iSaver account ko. Pero yung money na dineposit ko ay nandun lang lahat sa iSaver. Di ko lang kasi sure kung pwede kang mag-open ng NAB iSaver account lang agad so dalawa na inopen ko.

thegreatiam15

@sunflower

hehe nagpasa na ako application siguro monday may response na yun tatanong ko nalang siguro once na andun na ako hehe salamats

thegreatiam15

question paano ko malalaman pag approved na yung NAB account ko?

cocontakin ba nila ako through phone or mageemail lang?

se29m

@thegreatiam15 makakarecieve ka ng welcome email na may account details mo..

thegreatiam15

ahhh straight away pwede na ako magtransfer nang funds nun from SGD posb to NAB AUD? marmaing salamats

se29m

@thegreatiam15 Yeh. Pero di pa ako nagtransfer hehe..

prcand

@sunflower ayos! nag-apply narin ako ng NAB iSaver. at least walang monthly transaction activities na kelangan 🙂

sunflower

@thegreatiam15

Yes, as soon as nagsend na sila ng email with your account number, pwedeng-pwede ka na mag-send ng funds. Take note also na makikita mo lang yung laman ng account mo if nag-sign up ka for online banking when you registered.

@prcand

All right, ayos! Let us know here if you have other questions about it. 🙂

thegreatiam15

@sunflower

so email lang sila makikipagcommunicate walang phone calls?

kasi ang nagiging issue ko kung ihohold off ko muna line disconnection ko dito sa SG o wait ko yung tawag pero kung e-mails lang i guess papadisconnect ko na mamaya haha

engineer20

@thegreatiam15 boss kelan lipad mo sa Au? kung papaterminate mo na mobile contract mo mas ok siguro na bili ka kahit prepaid muna. kailangan kasi ng otp pag naglogin sa online banking.

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