kami nman po 10yrs na PR, with flat na rin, 2-kids nmin 5x rejected PR, planning to migrate na rin dyan sa OZ, SG is not really for long term or "pre-or-post retirement year", school fees pa lang talong talo na, benefits lalo na sa medical, walang wala.....have 2 cousins there sa melbourne, all citizen na, & just went holiday dito sa sg last month, iba tlga Oz.