SG-based Members; drop by here! (",)

hindiakosidarna

@auauoioi Mas ok magdala ng AUD sir, kc nagtry kme before bukod sa mas maliit na ung palitan pag nasa AU ka na, may commission pa cla. Dto kasi sa SG pagnagpapalit ka kung magkano ung sell rate nila un na ung makukuha mo.

engineer20

@hindiakosidarna yung 10k aud ba na limit sa customs ay per person or parang sa pinas na per family na?

hindiakosidarna

@engineer20 not sure sir, eto lang nakita ko:

http://www.australia.com/en-sg/facts/currency.html

emgd

Hello po. baka pede po sana makahingi ng tulong, waal po kasi ako idea. pede po ba makahingi ng sample ng settlement statement at commitment to canberra statement. thank you po in advance.

thegreatiam15

<blockquote rel="Miyawski">I would actually suggest na:

Keep your SG Bank Account intact (DBS/POSB ideally)
Bring in just about enough money to get you by in Oz. 3k AUD perhaps?
Sign up with OFX (previously OzForex) then send your SGD through them -- you'll have to do a funds transfer of your SGD to their nominated DBS Bank Account.

Last year, when we moved to Melbourne from SG, OzForex ginamit namin. Sending more than 10k through them was free of charge, and it took 2 - 3 business days lang to be credited to my Oz Bank Account. The rates were considerably better than the money changers in SG and even DBS/POSB's.

PS: check nyo na lang OFX, baka kasi may nagbago na (last time I sent money was Oct 2015 ata)

</blockquote>

bossing lets say nagregister ako dito today, need ko na ba agad magtransfer?

paano sistema nang ginawa mo dito?

iniwan mo pera mo sa DBS or POSB tapos lipad ka OZ

then pagdating OZ saka ka lang nagtransfer?

kasi for sure wala kapang bank nun so kelangan mo pa magbukas nang banks sa OZ tama ba? bago transfer

gaano kabilis ito?

maraming salamats

Miyawski

<blockquote rel="aja5810">@Miyawski, question lang po...

PR ka ba sa SG before? When u left for Au, meaning iniwan mo sa POSB/DBS acct mo most of your money, then u do the registration sa OFX Melbourne na and fund transfer? Unsure kse ako if aalis na permanently sa SG if your not PR, no rights ka na mag iwan ng funds sa bank dito...

Anyways, I'm checking just now, mas ok rates nila compared to pay2home and POSB b2b. 🙂</blockquote>Yes. PR in SG. And yes, about OFX and funds transfer.

Not sure where you got your info that you have no rights to retain funds in your SG Bank accounts. But based on experience, that's not true. I know of some people who lost their job and had to fly back to Phils but still retained their bank accounts. As a matter of fact, eventhough I've given up my SG PR, I still have bank accounts in SG. 🙂 The same goes for some friends who have moved here earlier than me.

Suggestion ko sa inyo is to keep your SG bank accounts still, lalo na if you have families to support financially in the Phils. In my case, I use my DBS account to remit money to the Phils and as you probably know, free of charge sya until now 🙂

Miyawski

<blockquote rel="thegreatiam15">bossing lets say nagregister ako dito today, need ko na ba agad magtransfer?

paano sistema nang ginawa mo dito?

iniwan mo pera mo sa DBS or POSB tapos lipad ka OZ

then pagdating OZ saka ka lang nagtransfer?

kasi for sure wala kapang bank nun so kelangan mo pa magbukas nang banks sa OZ tama ba? bago transfer

gaano kabilis ito?

maraming salamats</blockquote>What I did was nagdala lang kami (family) ng enough funds nung magpunta kami dito. That's more than A$10k kaya naman I know you can bring in more -- you just have to declare the money on arrival sa Oz, and the Oz Customs will get you to sign another form na rin.

Then pagdating dito, nag-open ako ng bank account with NAB. If you can get a driving license, mas madaling proseso ang mag-open ng bank account, but in my case, since wala pa ako nun, passport and letters from govt (Centrelink) ang ni-present ko.

Then nag-open ako ng account with OzForex. You'll have to send them documents to prove your identity then (online lang naman), and they'll call you for verification. After you're cleared, pwede ka ng mag-transact. No, you are not required to transfer money straight away. It's totally up to you when -- if ok ang rate (coz it fluctuates every now & then in a day) then you book it, and then transfer money from your SG Bank Account to theirs (DBS Bank Account).

I can't remember how long it took before I did my first transaction.. but off the top of my head, my OzForex account was ready in approx 2 business days. The actual funds transfer -- from SG to AU Bank Account -- will take somewhere between 2 and 3 business days (depende kung anong oras ka nag-submit ng transaction).

Miyawski

<blockquote rel="C_hiLL">@Miyawski unfortunately hindi na pwede yung OFX sa Singapore due to legal reasons. Kakatawag lang ng isang agent sa akin just to confirm if I'm still here in SG</blockquote>Talaga? Not aware of that. But based on OFX webby it seems you can use their service still.

C_hiLL

@engineer20 per family. Pwede ka naman magdala more than 10k provided that you declare it

aja5810

@Miyawski thanks! your tips are of great help 🙂

bait0211

@dantz15: thanks! sige nga puntahan namin yun next week.

twiti_tin

hi guys.. anyone can share CDR for IE pls.. thank you.. twiti_tin12@yahoo.com

twiti_tin

@bait0211 hi.. you're here in SG?

bait0211

@twiti_tin: yes po. nandito pa. ano specifically ang JD mo para makapagsend ako ng samples na meron ako.

twiti_tin

@bait0211 industrial engineering po pls... slamat...

twiti_tin12@yahoo.com

z3design

@engineer20 , from your previous post you mentioned na nakapag-open na kayo ng NAB account. Pano kayo nagtratransfer ng money from SG

engineer20

@z3design yup nakapagopen na pero di pa nagfund transfer. ang isang option na nakikita ko ay using pay2home kasi mas mababa service charge.

Miyawski

Guys, was just told by a friend that he uses <a href="http://www.torfx.com.au/">TorFX</a> to transfer funds from SG to Oz (he used to do so with OFX). Wala rin daw transfer fees.

z3design

@engineer20 , ngaopen ka lng through online db?

@miyawki , how's the OFX process works? Mag-register lng ako online through their website which is free btw. Then how am i going to link may bank to make tranfer?.

Miyawski

<blockquote rel="z3design">@miyawki , how's the OFX process works? Mag-register lng ako online through their website which is free btw. Then how am i going to link may bank to make tranfer?.</blockquote>Once you've registered and been verified, may isang page sa account mo where you'll be able to register your bank accounts.

Heto pala hiningi nila sa akin, after registering:

<blockquote><b>Option 1</b>

Driver's Licence or Passport (must be current)
Bank Statement* (issued within the last 3 months and addressed to yourself at your registered address)
Proof of Address in the form of a Utility Bill, Current Tenancy Agreement or a Letter from a Government Body (issued within the last 3 month and addressed to yourself).

(We cannot accept a mobile phone bill or insurance document)

<b>Option 2</b>

Driver's Licence or Passport (must be current)
Proof of Address in the form of a Bank Statement, Current Tenancy Agreement, Utility Bill or a Letter from a Government Body* (issued within the last 3 months and addressed to yourself at your registered address. We can't accept a mobile phone bill or insurance document)
An Address Verification Code letter which will be posted to you. On receipt, please enter the code into our website, alternatively you can phone or email us with the code.

</blockquote>

I went with Option 2.

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