Hi again guys, BPI said they couldn't invrease my credit limit further. I asked them what would happen if I make an overpayment, they said merereject pa din daw kasi credit limit ang susundin. Sabi ko unfair yun kasi ready na yung payment ko, pwede nga 1 day lang tapos ibalik na nila ang credit limit ko pagkabayad ko e ... Sorry daw after 6 months pa ulit ako pwede magpa adjust. Huhu. Now I need to apply for a debit card in Unionbank.