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Using PH credit card in AU

melodymanmelodyman Davao CityPosts: 7Member

Hi.

Meron ba dito na dinala ang credit card sa Australia and used it for around 3-6 months? May I know anong bank yun? I definitely need to bring credit and debit cards while wala pang work but just in case jobless for few months, I am thinking of using my credit card.

Na pre-approved kasi ako sa Security Bank Platinum (Mastercard) then planning to upgrade to from BPI Gold to BPI platinum (options are Signature, Visa Platinum and Amore cash back). I'm looking for the lowest rates na card that I can use in AU.

Thanks.

mikelle

Comments

  • mikellemikelle Posts: 170Member
    Joined: May 10, 2021

    Some did this. Just make sure to call your bank before departing; inform them of your travel dates and what country you will use your card/s. We're still not in Au but, we already called our banks para di mahold/decline yung transactions namin when we get there.

    511112 Program or Project Administrator

    2021
    June 2021: Started gathering documents for VETASSESS application
    12 Aug 2021: Submitted application to VETASSESS
    02 Oct 2021: Partner took PTE Exam
    04 Oct 2021: Released PTE Exam Results (Partner)
    21 Nov 2021: Received Positive Outcome Letter from VETASSESS

    2022
    02 Feb 2022: Partner lodged assessment application to EA (fast-track)
    09 Mar 2022: EA requested additional documents
    30 Mar 2022: Partner submitted additional documents to EA
    03 Apr 2022: Received Positive Outcome Letter from EA
    18 Apr 2022: Took PTE Exam
    18 Apr 2022: Released PTE Exam Results (Superior)
    18 Apr 2022: Lodged EOI (SC190: 85+5pts)
    11 Aug 2022: Submitted ROI for VIC
    06 Sep 2022: Received Pre-invite from VIC for SC190
    08 Sep 2022: Submitted supporting documents and application for VIC State Nomination SC190
    27 Sep 2022: Received approval of VIC nomination and ITA
    25 Oct 2022: Lodged Visa (VIC SC190) - uploaded NBI + form 80 + form 1221 + other pertinent documents
    04 Nov 2022: Medical Exam
    10 Nov 2022: Medical Exams Results - no action required (cleared)
    16 Mar 2022: Received Pre-invite from NSW for SC190

    2023
    11 April 2023: VISA GRANT!!!

    All other EOIs are already withdrawn upon grant of visa.

    Purely DIY with God's guidance

  • xiaolicoxiaolico Australia
    Posts: 983Member
    Joined: Aug 13, 2016

    I did. BDO mastercard, until now nagagamit ko pa din. It has been 6yrs. If optus pa mobile mo, you can call them for free. BDO app will also work sa AU. Kaso OTP mo kailangan ph number. So dapat may contact ka sa pinas na puwede batuhan ng OTP to set up your BDO app

    melodyman

    Computer Network and Systems Engineer - 263111
    Age 33-39- 25points
    English superior- 20points
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    Total- 70pts

    July 25, 2016- Lodged ACS
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    January 10, 2017- Took PTE
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    April 14, 2022- Received Interview with Standard Test letter. May 25 schedule.
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    September 15, 2022- Invitation to Citizenship Ceremony Received
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    October 18, 2022- AU passport application lodged
    November 7, 2022- Passport received

  • alibanini1209alibanini1209 Posts: 58Member
    Joined: Mar 04, 2023

    I'm still using my CITI PH and SBC card pero mostly for PH transactions na lang while i'm here in AU like say online purchases na for needs sa PH. Kahit anong bank kasi, ang mahal ng conversion rate. Also, make sure na you're bringing a sim na may roaming just in case need mo lagi mag OTP. Ako I have my GOMO sim, and kinikeep ko pa din sya kasi lahat ng government and banks ko sa PH have that number.

  • melodymanmelodyman Davao City
    Posts: 7Member
    Joined: Nov 13, 2015

    @mikelle said:
    Some did this. Just make sure to call your bank before departing; inform them of your travel dates and what country you will use your card/s. We're still not in Au but, we already called our banks para di mahold/decline yung transactions namin when we get there.

    Thanks for the tip. Let us know if na gamit mo na. :)

    By the way, I saw sa e-signature ninyo (not sure of the term), March 2023 na received yung pre-invite ninyo after passing the medical exam?

    16 Mar 2022: Received Pre-invite from NSW for SC190

  • melodymanmelodyman Davao City
    Posts: 7Member
    Joined: Nov 13, 2015

    @alibanini1209 said:
    I'm still using my CITI PH and SBC card pero mostly for PH transactions na lang while i'm here in AU like say online purchases na for needs sa PH. Kahit anong bank kasi, ang mahal ng conversion rate. Also, make sure na you're bringing a sim na may roaming just in case need mo lagi mag OTP. Ako I have my GOMO sim, and kinikeep ko pa din sya kasi lahat ng government and banks ko sa PH have that number.

    Thank you.
    Yung GOMO SIM mo, prepaid po ba or postpaid? Around how much naman yung charge per SMS?

  • CleaningGoldCoastCleaningGoldCoast Australia
    Posts: 1Member
    Joined: Dec 04, 2023

    Utilizing my PH credit card in AU has been seamless! The convenience of transactions, along with competitive exchange rates, makes it a practical choice for my expenses abroad. The security features provide peace of mind. Overall, a reliable financial companion.

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  • thegoatthegoat Posts: 10Member
    Joined: Jul 20, 2023

    used my BPI credit card in AU. just inform your bank regarding your travel info.

  • lunarcatlunarcat Posts: 374Member
    Joined: Oct 08, 2019

    @melodyman said:
    Hi.

    Meron ba dito na dinala ang credit card sa Australia and used it for around 3-6 months? May I know anong bank yun? I definitely need to bring credit and debit cards while wala pang work but just in case jobless for few months, I am thinking of using my credit card.

    Na pre-approved kasi ako sa Security Bank Platinum (Mastercard) then planning to upgrade to from BPI Gold to BPI platinum (options are Signature, Visa Platinum and Amore cash back). I'm looking for the lowest rates na card that I can use in AU.

    Thanks.

    Hi SBC platinum din hawak ko way back 2020. I just called them to activate my card for international transaction. Eto ginamit ko pambayad school.

    ANZSCO 261111 ICT Business Analyst | 189 - 75 | 190 (NSW) - 80 | 419 (NSW) - 90
    Oct 2019 - Started my journey to πŸ‡¦πŸ‡ΊπŸ‡¦πŸ‡ΊπŸ‡¦πŸ‡Ί as a SV holder (Diploma and Adv. diploma of IT)
    Feb 2020 - Arrived in Au - Thank you Lord!
    Oct 2022 - Granted Visa TSS 482 (Medium stream)
    Jun 2023 - Start of my PR journey (Thank you, Lord para sa biyaya and opportunity!)
    15 June 2023 - Consulted IMES and Immi Visa
    22 June 2023 - Submitted all documents for ACS Skills Assessment
    05 July 2023 - Submitted additional doco to IMES
    27 July 2023 - Lodged ACS Assessment
    08 Sept 2023 - PTE (Proficient)
    25 Oct 2023 - Received ACS positive result after 13 weeks
    27 Oct 2023 - EOI Lodgement
    30 Oct 2023 - Corrected EOI for work experience claimed points
    --Waiting for pre-invite--

  • melodymanmelodyman Davao City
    Posts: 7Member
    Joined: Nov 13, 2015

    @lunarcat said:

    Hi SBC platinum din hawak ko way back 2020. I just called them to activate my card for international transaction. Eto ginamit ko pambayad school.

    Hi. Kumusta naman yung bank charges?

  • alibanini1209alibanini1209 Posts: 58Member
    Joined: Mar 04, 2023

    @melodyman said:

    @alibanini1209 said:
    I'm still using my CITI PH and SBC card pero mostly for PH transactions na lang while i'm here in AU like say online purchases na for needs sa PH. Kahit anong bank kasi, ang mahal ng conversion rate. Also, make sure na you're bringing a sim na may roaming just in case need mo lagi mag OTP. Ako I have my GOMO sim, and kinikeep ko pa din sya kasi lahat ng government and banks ko sa PH have that number.

    Thank you.
    Yung GOMO SIM mo, prepaid po ba or postpaid? Around how much naman yung charge per SMS?

    it's prepaid, pero it's nonexpiring kasi so no need to topup all the time. No charge for sms.

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