How did you bring in your money to OZ?

ed_lupeet

sa commonwealth bank after 1 day tumawag na sakin para dun sa welcome kit ko

IslanderndCity

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IslanderndCity

@filipinacpa nakakatakot naman magdala ng malaking cash from Pinas. hehe.

filipinacpa

@IslanderndCity siguro sa malalaki ang dala, yung akin di naman lalagpas ng 5k aud hahaha

furano

@jrgongon share ko lang: pwede magtransfer ng AUD (AUD to AUD). after 1 day na credit na

Total Charges BPI to NAB:
BPI: USD14
NAB: AUD20

Futures

Yan ang sabi sa PDOS seminar..

@OZwaldCobblepot sa pagkakaalam kp considered as one kayong family

engineer20

@furano malaki din pala charges, halos kakainin din naging tubo sa time deposit. handcarry na lang namin yung nasa BPI.

se29m

@engineer20 ako plano ko is carry na lang then ideposit ko na lang sa au derecho dun sa appointment date with the bank branch..

OZwaldCobblepot

@engineer20 magkano initial amount reuqirement sa time deposit ng BPI if AUD ung laman?

engineer20

@se29m boss kailangan mo ng gumawa ng declaration nyan at sure na lagpas 10k dala mo, hehe. nagtry ka na mag fund transfer sa NAB di ba? magkano naging charges?

@OZwaldCobblepot, 1k minimum amount nila for TD.

se29m

@engineer20 hah! di aabot ng 10k hahaha. kaya handcarry na lang.. dala na lang ng ibang cards.. dati nagamit ko pay wave ng ocbc sa perth.. hehe.. kaya di ko na lang withdrawhin lahat hehehe.. di ko pa nasisilip yung nab account ko hehe..

jrgongon

@furano sir dko gets..pano itransfer at magkano charge..tnx

engineer20

@se29m di ko pa nasubukan magtransfer sa NAB at ang mahal pa ng aud ngayon. akala ko big move ka na agad sa WA, balak mo pa pala gamitin SG cards mo? talo kasi sa bank rate at charges eh pero balak ko na wag muna paterminate credit cards ko sa dbs at citibank.

download ka ng mobile app ng NAB para madaling magcheck ng account, sa akin ok na kaso zero nakalagay eh, hehe

se29m

@engineer20 nagresign na ako.. Last January, may amendment sa contract ko, naging 2 mos yung notice ko kaya last day ko is May 17 pa.. Uwi muna ako pinas 1st week april para sa ibang gamit na kailangang dalin. Kasi derecho na ako from sg..

engineer20

@se29m nice. kami sana kung may bala na pambaon pwede na din big move sa May, kaso ipon mode muna this year. initial entry muna kami sa sydney para sa validation at pasyal. kung may ipapaship ka na gamit sa perth baka gusto mo ipadala sa singpost medyo mura rate sa kanila compared sa iba.

furano

@engineer20 yeah doble yung charges e, sa totoo mas ok hand carry kasi matagal din yung pag process ng wire transfer

furano

@jrgongon wire transfer lang siya AUD to AUD. may charge si bpi sa pag send, may charge din si nab sa magreceive. I guess ok lang siya gawin kapag 20k++ aud yung transfer? kasi mas makakabawi sa exchange rate

jrgongon

@furano mas ok daw sa citibank..open ng aus account ng cotibank dito.sa.pinas then no charge pag withdraw sa aus

furano

@jrgongon yeah muka nga, nagtanong ako sa ANZ dati, may charge rin sila sa paglipat ng AUD account galing pinas to AU.

Magkano po maintaining balance ng citibank?

jencandysweet

Hello may taga-UAE po ba dito na-try na mag-open ng AUS bank account. Also can you please share how did you transfer your money from UAE bank account. Is it directly from your bank account or nag-send kayo through exchange from Dirhams to AUD?

Thanks for your inputs!

koykoy

@IslanderndCity Hello po. May maximum amount po ba na pwede ipadala sa pay2home? may bank acct na po kmi sa NAB and na validate na. Kaso po nun nag inquire ako sa OCBC, may transfer fee sila na naka base sa amount na itatransfer.

se29m

@koykoy ako din ocbc kaya di ko na itinuliy magtransfer.. Since di naman aabot sa 10k aud na vash dadalhin ko, i handcarry ko na lang and deposit sa oz na lang agad..

engineer20

pwede ng magtransfer from SG to AU using DBS/POSB Remit. no service charge at competetive ang rate.

Abby_

Hello ask ko lang based on your experiences na po para sa mga naka open ng account before migrating which is better anz or nab? Thanks

koykoy

@engineer20 yes maganda ang rate sa dbs/posb. Wla pa transfer fee

koykoy

Hi @Abby_ ! Sa experience namin sa NAB, we just registered for migrant banking online tpos nung nag initial entry kmi eh pina validate nmin un account--nagpunta kmi sa banko at prinesent un mga docs like passport, visa grant letter. Not sure if ganun din process sa ANZ. Kaso lng, nadelay c NAB sa pag issue ng atm card. So pagdating nmin this july, dun pa lng din nmin nakuha un atm and dun lng nagsimula mag transfer. We brought cash with us na lng pra may pang gastos habang hndi pa natatransfer un funds.

Abby_

@koykoy hello thanks for the reply baka sa nab na lang kame magopen though pareho naman sila nagooffer ng migrant banking. Sa nab kasi i found out sa google they don't charge the account for monthly fees unlike sa anz after a year you have to make monthly deposits of 2k para no charges

jakeonline

after reading the whole thread, eto ang mga viable for me na wire transfer options from pinas to aussie (assuming i have BPI and NAB):

1. BPI to NAB (direct)
2. BPI to HiFX to NAB
3. BPI to Xoom (?) to NAB
4. BPI to iRemit to NAB

i have to study though which has the
a) best PHP to AUD conversion fees
b) lesser charges when depositing
c) lesser charges when NAB receives the deposit

actually, i already have AUD (bought with PHP on different converion rates across months) at hand so for such case i'm to study if BPI, HiFX, Xoom, iRemit can send it so as not to incur anymore PHP to AUD conversion fees.

any more inputs from the considerations above?

engrllagas

@jencandysweet nkpag open n po ba kayo ng OZ bank account? How did you transfer your money from UAE? Im based nmn dito Qatar and thinking of best way to transfer money also.. Thanks.

kimmy17

@EnriqueMiguel hello po..nkahanap na po kau work for quality assurance manager? ano po background nyo? im in the phase of uploading docs sa vetassess..qa manager ninominate ko..working as quality system engineer and customer quality engineer sa semicon..