<blockquote class="Quote" rel="batman">@chelle thanks sa info. with dependents ka? ano pa dapat I provide ng applicant other than insurance coverage?</blockquote>
Initial entry is based on the expiry of submitted NBI clearance or Medicals whichever comes first. The 4 years visa validity starts on the date the visa was granted and the earlier you come, the earlier you satisfy the residency requirement for 887 visa application. No insurance coverage is required for all applicants prior to visa application. Since 489 visa holders are not covered by medicare, its up to you to get private insurance while in Australia.