TRAVEL INSURANCE for Parents visiting AU

Shirlie

mali pala ung inquiry ko... sayo pala ung sa bluecross. Magkano po binayaran mo? Thanks :-)

tinereyes

@JCsantos Hi, pwede pa PM ng info about Blue Cross? Thank you!

bellaparaiso

Bluecross din yung travel insurance na kinuha ko. Merong isa pang nirerecommend yung travel agent namin pero mas mahal pero madali daw kausap at di mo kailangang mag-abono. Nasampulan ko ang bluecross last December nung nagka malalang ingrown ako na sobrang sakit...nagmukhang toe ng zombie yung right toe ko. Nagka minor surgery ako...ako muna nagbaya then pag uwi ko sa Pinas pinadala ko yung resibo sa kanila then yung form na finill out ng doctor. Narefund lahat. 🙂 Kailangan rin pala isubmit ang itinerary and yung first page and yung stamps sa passport.

anj30

Hi po! pahingi naman po contact sa bluecross. @Bellaparaiso at @JCsantos

bellaparaiso

@anj30 Hello! Kinuha ko lang sa Travelhub yung bluecross: Eto yung address and phone nila:

11/F Robinsons Metro East, 149 Marcos Highway, Pasig City, Metro Manila

+63(2)6472851

anj30

@bellaparaiso thanks po.hm ung insurance po? travel or medical insurance?

bellaparaiso

@anj30 You're welcome. Pareho na po sya. 🙂 Travel and health insurance na sya.

anj30

HM po kaya inabot Ng insurance?

OzB

An alternative for BLUE CROSS is AIG.

I prefer AIG because of the following reasons:

AIG is a multinational company and they have a local branch as well in Australia. <b>AIG offers their Medical Expense Benefit which they claim to be cashless for In-Patient Treatment.</b> The Insured may contact their 24-hour emergency hotline to assist them during emergency cases as our Travel Guard Representatives will be the one to coordinate with their Claims Department in the Philippines.

Google these words and you will find an article - AIG offers their Medical Expense Benefit which they claim to be cashless for In-Patient Treatment

OzB

AIG Travel Guard

They offer 2 plans:

Standard Protection - 1M Medical cover

Enhanced Protection - 2.5M Medical Cover

Standard Protection

2,750 for the 1st 30 days and 392 for additional week
Total payments for:

1 month of stay = 2,750

2 months of stay = 2,750 + (392 + 392 + 392 + 392) = 4,318

6 months of stay = 2,750 + (1,568 x 5) = 10,590

Enhanced Protection

3,026 for the 1st 30 days and 430 for additional week.
Total payments for:

1 month of stay = 3,026

2 months of stay = 3,026 + (430 + 430 + 430 + 430) = 4,746

6 months of stay = 3,026 + (1,720 x 5) = 11,626

But if more than 6mos of stay, you should get a PHI for the rest of their stay here in Australia.

OzB

<a href="http://ozbiyahero.blogspot.com.au/2014/08/visiting-australia-medical-costs.html">Travel Insurance Vs. Private Health Insurance</a>

<a href="http://ozbiyahero.blogspot.com.au/2014/08/computation-for-travel-health-insurance.html">Computation for Travel & Health Insurance</a>

Yukishih

Ang mahal nung bayad ko na travel insurance sa Mom ko. $97.00 for 39 days. Sa PAL ko kinuha.

peach17

<blockquote rel="Nadine">Hi peeps!

@peach17, @li_i_ren: matanda na mom ko eh, in her 60s. Actually, it's for my own peace of mind. If it were up to her, hindi yun kukuha. Alam niyo naman, medyo wala sa bukabularyo nila yan. Pero inisip ko na mahaba ang biyahe, at hindi siya sanay sa lamig. Baka sipunin etc. I just want her covered. I learned about travel insurance the hard way. I lost a luggage somewhere between houston and hk. Ewan kung saan napunta. I don't want that happening to her. Kung ako lang, kaya ko awayin yung airlines (ala-Claudine, hehe).

@li_i_ren, binigyan ako ni @JCSantos ng detailed info via email. If you could PM me your email, forward ko sayo. 🙂

@JCSantos: salamat po sa email.

</blockquote>

Guys, Doc @Nadine and @JCSantos, pwede din po makahingi ng info thru email? 🙂

Ano po ba advantage ng Travel Insurance?

Kapag papupuntahin po dito ang family, 2 insurance ang important na kuhanin? Health Insurance and Travel Insurance?

Tama po ba?

JCsantos

<blockquote rel="Yukishih">Ang mahal nung bayad ko na travel insurance sa Mom ko. $97.00 for 39 days. Sa PAL ko kinuha.</blockquote>

isipin nyo na lang kung mag ka problema e inde kayo mahihirapan ...

kami inde na namin iniisip ang presyo ng insurance kasi 2x n kami nag claim ng travel insurance .. worth every penny talaga 🙂

peach17

<blockquote rel="JCsantos"><blockquote rel="Yukishih">Ang mahal nung bayad ko na travel insurance sa Mom ko. $97.00 for 39 days. Sa PAL ko kinuha.</blockquote>

isipin nyo na lang kung mag ka problema e inde kayo mahihirapan ...

kami inde na namin iniisip ang presyo ng insurance kasi 2x n kami nag claim ng travel insurance .. worth every penny talaga 🙂 </blockquote>

Hi @JCSantos, ano po ba ang benefits ng Travel Insurance?

Kailangan po talaga yun?

Yukishih

Pano ba yon? Covered ba in case magkasakit yung person? Di ko kasi gets basta naisip ko ikuha mom ko. Im not complaining about the price its just that nabasa ko yung 4k for 180 days na. Lol. Ako 39 days lang almost 4k na. Hahaha.

peach17

<blockquote rel="Yukishih">Pano ba yon? Covered ba in case magkasakit yung person? Di ko kasi gets basta naisip ko ikuha mom ko. Im not complaining about the price its just that nabasa ko yung 4k for 180 days na. Lol. Ako 39 days lang almost 4k na. Hahaha.</blockquote>

Travel Insurance po ang kinuha nyo @Yukishih?

peach17

<blockquote rel="JCsantos"><blockquote rel="Yukishih">Ang mahal nung bayad ko na travel insurance sa Mom ko. $97.00 for 39 days. Sa PAL ko kinuha.</blockquote>

isipin nyo na lang kung mag ka problema e inde kayo mahihirapan ...

kami inde na namin iniisip ang presyo ng insurance kasi 2x n kami nag claim ng travel insurance .. worth every penny talaga 🙂 </blockquote>

Hi @JCSAntos, Anong instances po yung nagclaim kayo sa Travel Insurance?

Yukishih

Yup. July ko pa nakuha nung binook ko mommy ko.

peach17

<blockquote rel="Yukishih">Yup. July ko pa nakuha nung binook ko mommy ko.</blockquote>

Kelan dating ng mommy mo dito @Yukishih?

dun ba kayo sa VIA Centre nag apply ng tourist visa?

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