TRAVEL INSURANCE for Parents visiting AU

Yukishih

VFS, sis. This October dating nya.

peach17

<blockquote rel="Yukishih">VFS, sis. This October dating nya.</blockquote>

Hi @Yukishih, VFS ka pala apply akala ko online application ginawa mo sis?

Or online application via VFS?

Yukishih

Huh? Online ako sis. I applied for them pero I created their own immiaccount. Tig isa sila ng baby ko.

atchino

<blockquote rel="bellaparaiso">Bluecross din yung travel insurance na kinuha ko. Merong isa pang nirerecommend yung travel agent namin pero mas mahal pero madali daw kausap at di mo kailangang mag-abono. Nasampulan ko ang bluecross last December nung nagka malalang ingrown ako na sobrang sakit...nagmukhang toe ng zombie yung right toe ko. Nagka minor surgery ako...ako muna nagbaya then pag uwi ko sa Pinas pinadala ko yung resibo sa kanila then yung form na finill out ng doctor. Narefund lahat. 🙂 Kailangan rin pala isubmit ang itinerary and yung first page and yung stamps sa passport. </blockquote>

Pati ba yung fee sa GP - na reimburse 100% sa Bluecross?

example kung mag ocnsult kasa GP muna may charges sial ocnsultation fee around $35-55. Ma re-imburse din ba sa bluecross?

Or ma reimburse lang and expenses pag na admit ka sa hospital?

dati na rin kami kumua ng insurance sa bluecross kaso nag alaala kami mag pa check up sa GP bka hindi covered since hindi naman malala.

peach17

<blockquote rel="Yukishih">Huh? Online ako sis. I applied for them pero I created their own immiaccount. Tig isa sila ng baby ko.</blockquote>

ah ok, thanks sis @Yukishih, nalito na ata ako sa pagbabasa hehe

peach17

<blockquote rel="atchino"><blockquote rel="bellaparaiso">Bluecross din yung travel insurance na kinuha ko. Merong isa pang nirerecommend yung travel agent namin pero mas mahal pero madali daw kausap at di mo kailangang mag-abono. Nasampulan ko ang bluecross last December nung nagka malalang ingrown ako na sobrang sakit...nagmukhang toe ng zombie yung right toe ko. Nagka minor surgery ako...ako muna nagbaya then pag uwi ko sa Pinas pinadala ko yung resibo sa kanila then yung form na finill out ng doctor. Narefund lahat. 🙂 Kailangan rin pala isubmit ang itinerary and yung first page and yung stamps sa passport. </blockquote>

Pati ba yung fee sa GP - na reimburse 100% sa Bluecross?

example kung mag ocnsult kasa GP muna may charges sial ocnsultation fee around $35-55. Ma re-imburse din ba sa bluecross?

Or ma reimburse lang and expenses pag na admit ka sa hospital?

dati na rin kami kumua ng insurance sa bluecross kaso nag alaala kami mag pa check up sa GP bka hindi covered since hindi naman malala.

</blockquote>

@atchino @bellaparaiso, kapag po magpapaConsult sa GP, ano pong ipapakita yung BlueCross TRavel Insurance document lang po?

atchino

<blockquote rel="peach17"><blockquote rel="atchino"><blockquote rel="bellaparaiso">Bluecross din yung travel insurance na kinuha ko. Merong isa pang nirerecommend yung travel agent namin pero mas mahal pero madali daw kausap at di mo kailangang mag-abono. Nasampulan ko ang bluecross last December nung nagka malalang ingrown ako na sobrang sakit...nagmukhang toe ng zombie yung right toe ko. Nagka minor surgery ako...ako muna nagbaya then pag uwi ko sa Pinas pinadala ko yung resibo sa kanila then yung form na finill out ng doctor. Narefund lahat. 🙂 Kailangan rin pala isubmit ang itinerary and yung first page and yung stamps sa passport. </blockquote>

Pati ba yung fee sa GP - na reimburse 100% sa Bluecross?

example kung mag ocnsult kasa GP muna may charges sial ocnsultation fee around $35-55. Ma re-imburse din ba sa bluecross?

Or ma reimburse lang and expenses pag na admit ka sa hospital?

dati na rin kami kumua ng insurance sa bluecross kaso nag alaala kami mag pa check up sa GP bka hindi covered since hindi naman malala.

</blockquote>

@atchino @bellaparaiso, kapag po magpapaConsult sa GP, ano pong ipapakita yung BlueCross TRavel Insurance document lang po?

</blockquote>

Hindi ako sure. Hindi pa ko naka pag claim sa BlueCross.

SA pag kaka lama ko ... contact mo muna sila para sure or inquire ka sa kanila una bago ka kumuha.

Pag kakaalam ko file mo lang a ma re-imburse mo once na bumalik ng pinas.

Ikaw muna mag babayad ng expenses.

multitasking

guys share ko lang.. ito yung quote na nakuha ko sa Blue Cross and AIG last October 22.. bibisita kasi mother ko dito sa Sydney by end of Nov for 3 months stay...

<b>Blue Cross</b>

Blue Cross Travel Insurance offers a variety of plans and coverage that may suit your Travel needs.

We can cover from 1 day up to 180 days stay in a planned destination.

For Travel Insurance, the purpose to travel should be:

a) Leisure

b) Business

c) Short-term study

Here is a sample quotation for your trip:

PURPOSE: LEISURE

TRAVEL DATES: Nov. 29-Feb. 28

TOTAL DAYS: 92 Days

Itinerary: MNL-AUSTRALIA -MNL

Area Covered: Travel Excluding USA/Canada/HK

Premium Cost:

PLAN COVERAGE (Medical Treatment) PREMIUM

Executive Peso Php 500,000 Php 2,749

Deluxe Peso Php 1,000,000 Php 3,249

Privilege Peso Php 2,500,000 Php 6,753

Standard coverage 87 to 93 days P 6,272.00

Enhanced coverage 87 to 93 days P 6,898.00

TRAVEL GUARD (Short Term)

Important Policy Conditions

• Maximum period of coverage 180 consecutive days

• Maximum age for this policy is 70 years

• Plan offer in Individual or Family plan

• Plan offer in Peso policy only

• Premium varies for ASIA coverage or WORLDWIDE

kremitz

@multitsaking diba may waiting period po yun bago ma avail?then ano po coverage nun?inpatient and outpatient medical expenses po ba?

multitasking

<blockquote rel="kremitz">@multitsaking diba may waiting period po yun bago ma avail?then ano po coverage nun?inpatient and outpatient medical expenses po ba?</blockquote>

Hi.. di ko sure eh... balak ko kasi kunin Bupa na lang for my mother... may nakapag advise kasi sa akin na mag Bupa.. may kakilala daw yung friend ko na kasi sila na na hospital dito sa Au.. then ayaw bayaran ng Blue Cross kasi pre existing daw kasi...so i don't want to take the risk na may mangyari then makipagtalo pa ako sa Blue Cross... mas mahal nga lang.. .. mga 328 AU with Bupa compared to Blue Cross (₁₄₃)...

for 3 months..

atchino

Balitaan na lang dito kung ano ang pinaka maganda sa na compare nyo health insurance.

At dun sa naka experience mag claim.

Balak ko din ikuha parents ko pag nag holiday sa australia.

ten2six

@multitasking.. yan din iniisip ko pag ngclaim baka mgkaproblema pa kung from Philippines ang insurance. And, correct me if I'm wrong, refund lang yata pag from Philippines so you will pay the bills out of your pocket kung sakali which can be huge knowing ang mahal ng healthcare dito. I have a question though, if I get an insurance from Bupa, active na ba kaagad pagdating dito ng insured? Or may waiting time? Because kung may waiting time, baka nasa Pinas na ulet bago maging active, which beats the purpose. Hehehe.

multitasking

@ten2six .. kumuha na ako ng insurance through BUPA.. around 109 per month.. ala namang waiting period for hospital na di related sa pre-existing condition.. di na rin ako kumuha ng mga extras like dental or optical kasi 3 months lang naman mother ko dito...

you can also try australian unity.. meron syang mas mura.. pero di ko nagustuhan kasi alang ambulance coverage..

kremitz

@multitasking how much po sa australian unity? Bale kuhaan nyo ng insurance mom nyo before sya pumunta jan?hospital meaning in patient po?how bout out patient expenses mareimburse din ba?

kremitz

I mean covered dn yung outpatient expenses

multitasking

@kremitz ..kasama din yung outpatient services... ito yung kinuha ko para sa mom ko na darating end of this week:

http://www.bupa.com.au/health-insurance/overseas-visitors-non-working-visa/ci.standard-visitors-cover.ovc?excess=EXCESS_0

ito naman yung link for Australian Unity...

http://www.australianunity.com.au/health-insurance/overseas-visitor-cover/compare-overseas-visitors-cover-products/product-details.aspx?ProductIDs={0DE5B533-9026-47D3-A0E6-DEF94B572C9C}|{57295C44-F74E-4AFA-901A-C354E32184EA}

kremitz

Thanks @multitasking. Bale online mo lng kinuha?

multitasking

@kremitz .. pwede naman online or tawag ka lang.. pero mas gusto ko kasi yung pinupuntahan ng personal.. so nagpunta ako sa shop nila sa city.. malapit lang naman sa project namin dito sa St Leonards..

kremitz

Ok thanks @multitasking

raymundjubyOZ

pwede po ba malaman breakdown of cost (roughly) pag apply ng tourist visa?

plan kasi nmin invite mom in law ko because wife is giving birth next year para magka idea lang at ma prepare na din required docs. TIA! 😃

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