Experience in Buying Cars in Australia

faye

@LittleBoyBlue ah tlga musta nman sa Ltrent ok ba? anong nationality ng instructor mo? san ka dito sa sydney?

LittleBoyBlue

@faye yeah, ok naman, pero meron driving school na $50 lang per hour. I'm based in Paramatta now, tumira lang ako sa Penrith sa kamag-anak ko nung wala pa akong sariling place.

faye

@LittleBoyBlue yeah pero ung $80 dollars diba for 2 hours na un? san ba based ang ltrent? sa quakers hill kasi ako

Summer_set

@LittleBoyBlue

okay po. salamat po. pahabol pong tanong work visa po ba kayo or you applied as immigrant? Work visa po kasi ako, di ko sure kung pwede ko magamit yun license ng pinas to drive sa Melbourne. Sino po kaya makakatulong sumagot? Salamat po 🙂

TasBurrfoot

@Summer_set - website of vicroads should clear up your doubts...

LittleBoyBlue

@Summer_set immigrant ako, ang alam ko PH license are allowed to drive for 3 months then required k n kumuha ng AU license.

Nadine

<blockquote rel="Summer_set">@LittleBoyBlue

Hi po. In QLD, allowed to drive on your Phil license for as long as your 457 visa is valid. Pero once you get PR status, you need to get Au license in 3 months. I'm sure ganun din sa VIC. I'm also on a 457. 🙂

StickyNote

@Summer_set Sa Victoria po, if you are on a temporary visa, you can use your phl license as long it is current . Pag permanent visa holder po, you can drive on your phl license up to 6 months from the date you first entered Aus.

Summer_set

@psychoboy, @Nadine, @Littleboyblue

Maraming salamat po sa pagsagot. Natsek ko na din po sa Vicroads na pwede magdrive using Phil license as long as 457 visa po. Ang iwworry ko na lang po is paano kumuha ng license sa Pinas in 1 week time. Thank you po ulit 🙂

Summer_set

<blockquote rel="StickyNote">@Summer_set Sa Victoria po, if you are on a temporary visa, you can use your phl license as long it is current . Pag permanent visa holder po, you can drive on your phl license up to 6 months from the date you first entered Aus.</blockquote>

Salamat po. Temp visa pa lang po ako, kaya need ko po talaga makakuha ng Phil license. Maraming salamat po sa information 🙂

Nadine

<blockquote rel="Summer_set">@psychoboy, @Nadine, @Littleboyblue

Medyo tricky po yan. Alam mo naman sa atin, masyado madami proceso at red-tape. I think it's more than a week, particularly as you're getting it for the first time, I presume? If renewal, medyo mas mabilis ng konti. Ask mo na lang din. 🙂

Pero kung dito ka rin naman kukuha ng DL, learner's ang bibigay kasi. So you can't drive alone for 100 hours. Kailangan may kasama ka na may license.

Summer_set

<blockquote rel="Nadine"><blockquote rel="Summer_set">@psychoboy, @Nadine, @Littleboyblue

Pero kung dito ka rin naman kukuha ng DL, learner's ang bibigay kasi. So you can't drive alone for 100 hours. Kailangan may kasama ka na may license.

</blockquote>

Yun nga po, nagtanong na po ako through my sister, and ang bayad daw po para makakuha na ko ng phil license is PHp10k. Bahala na po, tsek na lang po namin sa LTO pag-uwi po namin. Salamat po ulit.

rguez06

1 day lang po pagkuha ng Non-pro license, just go to the main office in East Avenue. Expect to spend the whole day though. Ako I spent 10 am - 6 pm when I got my license na walang fixer, just bring a car you can use para sa practical exam, dahil minsan fully booked na yung mga nahihire dun, and also bring a compact car if you can sobrang kipot ng driving range sa East Ave, halos sakto lang ang Suzuki Alto. Hope this helps. Thanks!

<blockquote rel="Summer_set"><blockquote rel="Nadine"><blockquote rel="Summer_set">@psychoboy, @Nadine, @Littleboyblue

Pero kung dito ka rin naman kukuha ng DL, learner's ang bibigay kasi. So you can't drive alone for 100 hours. Kailangan may kasama ka na may license.

</blockquote>

Yun nga po, nagtanong na po ako through my sister, and ang bayad daw po para makakuha na ko ng phil license is PHp10k. Bahala na po, tsek na lang po namin sa LTO pag-uwi po namin. Salamat po ulit. </blockquote>

li_i_ren

Need an opinion lang po..nag backread ako sa thread and i see most people have opted for financing. What if ganito gawin ko.. I am not buying a brand new car,2nd hand lng.

I want to pay some of it using my credit card in that way if i pay on time i will have no interest plus i can attach it with my salary packaging to help pay it off. The rest i will pay in cash in that way ang utang ko sa credit card ko lng. Also i get reward points🙂 hehehe.

Is this a good idea?

Kasi before my experience was i got a personal loan for a car but i had to pay interest plus insurance for the loan which worked out still a moderate amount weekly,

So this time i want to avoid sana paying the loan insuramce and interest.

Feasible po bah yung idea? Thanks🙂

TasBurrfoot

<blockquote rel="li_i_ren">Need an opinion lang po..nag backread ako sa thread and i see most people have opted for financing. What if ganito gawin ko.. I am not buying a brand new car,2nd hand lng.

Is this a good idea?

Kasi before my experience was i got a personal loan for a car but i had to pay interest plus insurance for the loan which worked out still a moderate amount weekly,

So this time i want to avoid sana paying the loan insuramce and interest.

Feasible po bah yung idea? Thanks🙂 </blockquote>

Thing with paying via credit card here is that they will probably add-on a small percentage to your total purchase say 1% - ayun, yung charge mo for supposed $5000 (an example) will become $5050...

Hope this helps!

li_i_ren

@psychoboy thanks yup very helpful🙂 lagay ko yan sa pros and cons basket ko🙂 hehehe.

But for those who opted for loans..financing. My loan insurance po bah and how much is the interest if i do not find one that offers 0%interest?

TasBurrfoot

<blockquote rel="li_i_ren">@psychoboy thanks yup very helpful🙂 lagay ko yan sa pros and cons basket ko🙂 hehehe.

But for those who opted for loans..financing. My loan insurance po bah and how much is the interest if i do not find one that offers 0%interest? </blockquote>

definitely wala ka makitang loan na 0% interest... 🙂

li_i_ren

@psychoboy this is what i meant pero it seems daming "catch" .

http://www.carloans.com.au/guides/0-zero-percent-car-loans-the-truth/

http://www.carsguide.com.au/news-and-reviews/car-news/brands_cut_car_finance_to_0_per_cent

Zero percent interest on financing..i keep seeing it sa tv and flyers eh. Dami pa lang catch. I did not mean with banks.. Heheheheh.

Kasi naka try before ung friend ko with harvey norman 18 months 0% fiancing for furnitures.. Very sulit in a sense to furnish their new house. So i thought may ganyan din sa car dealerships.

http://www.carsales.com.au/dealer/details/Honda-CRV-2007/AGC-AD-13673558/?Cr=6 this is the car i want.. I can afford to pay half cash but the other half i either 1. Bank loan 2. Car financing 3. Credit card?????

Nadine

@li_i_ren: Hello there! Yung car mo does not involve on-road costs pa by the way. So hindi siya yung drive-away price. And may insurance pa babayaran. Plus, membership to RACQ. Well, RACQ yung sa queensland. Hindi ko lang alam sa NSW.

Tsaka elaine, pansin ko it has about 120,000 kms on it na. It's kinda high. Yung 6-monthly servicing nito, I'm thinking, mahal siguro. I'm just thinking, you're forking out at least 14k, malaking halaga na rin. In my opinion, may available VW gulf with 15,000 km 2010 model at <$16k for example. Low mileage na yun compared to a 120,000 km. You can't go wrong with a VW really, maganda reviews niyan, consistent. Just my two-cents lang naman if you're considering other options within a set budget. 🙂

Also sabi nila, if buying second-hand, buy from a dealer UNLESS you know the private seller. Kasi, with a dealer, may habol ka with the law. Wala daw masyado laws protecting against private dealings eh, in case magka-aberya.

A few months back, Nissan was offering 0% interest on their Dualis, Xtrail, Murano. Pero you're right, madami fine-print. Parang ok lang siya for brand-new cars. May tiningnan kasi ako nung Subaru XV demo car with 12% interest. Mas mura pa rin kesa a zero % Dualis, for example. Tapos mas loaded ang Subaru XV compared with the Dualis. Kaya kahit demo car yung XV, parang mas sulit pa rin. Eh, pag demo car, good as brand new pa rin yan eh. With 2nd-hand price. With brand new coverage, road-side assist etc.

As to your question, nagtanong ako sa NAB for personal loans dati. And if you're cashing out at least 5-7k for a car, baka less interest. Though I didn't get to the point na nag-apply ako ng loan. Maybe you can consider that?

Actually, sa kaka-research ko about cars and such, hindi tuloy ako nakabili hehe. Andami kasing kailangan isipin talaga. Hayz! [-(

li_i_ren

Huhuhu!! Sa sobrang research parang turn off na bumili: p hehehe😉

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