<blockquote rel="TasBurrfoot"><blockquote rel="genki">Switch your water heater to night rate if possible. Shop at Aldi's. Try to get a place near your workplace so you can save on petrol. Mag research muna at magbasa bago pumirma sa kung ano mang kontrata tulad ng phone, internet etc. Iwasan ang kung ano mang mga utang tulad ng credit card etc.</blockquote>
@genki - I would like to comment lang on your statement above re: Iwasan ang kung ano mang mga utang tulad ng credit card etc.
Di naman po cguro masama ang credit card IF you know how to control... I have mentioned this in the other thread that I have always been an advocate of charge everything to your credit card, the key here is to know your limits and pay on time.
Having practiced this for the past 4 years here in Singapore, I was able to save up on points and converted this into airlines. So ayun nakalibre ako at si wifey ng trips to Hong Kong and pauwi sa Pinas. 😃
Apart from paying on time, I just have one active credit card during my stay here in Singapore. So ayun, I make it work for me... 🙂
By the way, this is a very nice thread, kudos to the TS @PLAC 🙂</blockquote>
ako din gusto ko to.. hehe
tama control lang and wag malalalte ng payment para walang charge 🙂
@TasBurrfoot, anong credit card nyo dito sa AU ngayon yung nag eearn ng miles?
Ung sa Pinas kasi meron ako Citibank and HSBC.. kaso hindi pwede icontinue dito..
Pinaconvert ko na lang yung mga points na naearn ko dun to miles...
Gusto ko yung Credit card na iapply ko dito yung pwede iconvert to Miles din...
Ano po marerecommend nyo?