BIG MOVE

mathilde9

Sa mga offshore who were granted visa in QLD, under Settlement Funds, anong items ang covered ng Other Funds Component? Pwede ba dito ang VUL/Insurance/Credit Cards? Thanks!

Jco15

Hello po! Meron po dito or may kakilala na migration lawyer? pa-pm nalang po ako if meron. Thank you! 🙂

Ozzy23

@Sol_Au said:

@Ozzy23 said:
Pinabalik kami ng CMbank after 3 days para sa verification.
Thanks for the info. Few questions pala about sa outward remittance sa BPI:

Yun pagtransfer niyo from BPI to CommBank, online ba siya via the mobile app? Since you said it need muna maverify yun bank account.

Since outward remittance, di naman need ng dollar account?

If no dollar account needed, ok naman yun exchange rate?

When did the outward remittance, bank account lang ang need? Nakakakaba kasi magtransfer agad ng malaki. Lagi pa naman ako may sample amount na transfer muna just to be sure na papasok talaga sa acct.
TIA!
Hello to answer your questions:

Yes po online lang. Sa app makikita yung link pagscroll mo sa baba ng log in page. Eto po yung link https://www.bpi.com.ph/personal/bank/remit-and-transfer/send-money
No need for dollar account if Monday to Friday ka magtransact. You can transfer your peso savings account to your au bank account.
Yes po mukhang ok naman yung rates. Parang nasa 37.xx ata yun nung kami nagtransfer. Though yung transfer fee nasa 3k php to 4k.
Actually nagtry din po muna ako magtransfer nung una just to be sure. Nagtry ako transfer ng 50 aud and ayun, mas malaki pa yung transfer fee kesa sa 50aud na natransfer ko. Hehe. Then after that nagtransfer na ko ng malaki and same lang ang fee. Kaya I suggest lakihan nyo na agad yung amt na itransfer. Makikita naman agad yung total na mababawas sa account nyo including the current xchange rate and transfer fees bago nyo iproceed yung transfer. 3 days bago pumasok yung money sa cmbank.

Ozzy23

@Pherds said:
Tanong ko lang po kung allowed ba or may nakapagdala na ng regular guitar? Salamat.

Since wood siya, probably hindi siya pwede. But you can try and declare.

margotrobbins

@mikelle said:
Mukhang we need to visit the bank pala agad upon arrival. Hehe.
Suffice na ba yung passport as requirement for verification? or may additional requirements pa sila na hinihingi? Thanks

Ozzy23

@mikelle said:

@Ozzy23 said:

@mikelle said:
Congrats p @Ozzy23 ! Ask ko na rin po, online po ba yung appointment booking sa Commbank? Also, if I may ask ano pong occupation/industry ninyo?

Thank you. Yung appointment for verification ng account, no, hindi siya online. Pumunta kami mismo dun sa branch since akala namin pwede na agad magverify kaso ayun nga, binigyan kami ng sched kung kelan babalik. Not sure if ganun talaga ang process or baka marami lang silang client by that time kaya pinababalik nalang kami.

Sa Engineering po ako.
Mukhang we need to visit the bank pala agad upon arrival. Hehe.
Nice, sana makahanap din kami agad ng work ng asawa ko pag-BM namin. Nasa engineering and construction industry din po kami. Thank you for your insights! God bless po. :smile:

Yes po. Yun po dapat gawin pagdating ng Au.

kapchiboy

@margotrobbins said:

@mikelle said:
Mukhang we need to visit the bank pala agad upon arrival. Hehe.

Suffice na ba yung passport as requirement for verification? or may additional requirements pa sila na hinihingi? Thanks

Just to share lang my experience with NAB, I opened a NAB account the day after my arrival date. Passport and grant letter lang ang hinanap sakin. Kahit requirement din ang Tax File Number, you can still open an account kasi pwede naman i-add later yung details sa app pag meron nang TFN. In-assist lang ako ng bank teller so that I can skip the TFN part sa e-form.

I was able to open an account that time na rin (they issued my bsb and account numbers, then nakapag-open na rin ng NAB app account) Yung bankcard naman arrived 3 business days after opening.

marksolito

Hi. Question lang. Currently here in Guam. What if mag big move ako by next month, pero planning to go back home sa Ph for like a week or two. Ano ano mga need kong requirements for immi sa Ph airport? Thanks

era222

@Ozzy23 said:

@Pherds said:
Tanong ko lang po kung allowed ba or may nakapagdala na ng regular guitar? Salamat.
Since wood siya, probably hindi siya pwede. But you can try and declare.

You can bring wooden items, but you will need to declare since wood is a natural resource. All info about what you can bring and what you’ll need to declare is on the official Border Force website: https://www.abf.gov.au/entering-and-leaving-australia/can-you-bring-it-in

Sol_Au

@Ozzy23 said:

@Sol_Au said:

@Ozzy23 said:
Pinabalik kami ng CMbank after 3 days para sa verification.

Thanks for the info. Few questions pala about sa outward remittance sa BPI:

Yun pagtransfer niyo from BPI to CommBank, online ba siya via the mobile app? Since you said it need muna maverify yun bank account.

Since outward remittance, di naman need ng dollar account?

If no dollar account needed, ok naman yun exchange rate?

When did the outward remittance, bank account lang ang need? Nakakakaba kasi magtransfer agad ng malaki. Lagi pa naman ako may sample amount na transfer muna just to be sure na papasok talaga sa acct.

TIA!

Hello to answer your questions:

Yes po online lang. Sa app makikita yung link pagscroll mo sa baba ng log in page. Eto po yung link https://www.bpi.com.ph/personal/bank/remit-and-transfer/send-money

No need for dollar account if Monday to Friday ka magtransact. You can transfer your peso savings account to your au bank account.

Yes po mukhang ok naman yung rates. Parang nasa 37.xx ata yun nung kami nagtransfer. Though yung transfer fee nasa 3k php to 4k.

Actually nagtry din po muna ako magtransfer nung una just to be sure. Nagtry ako transfer ng 50 aud and ayun, mas malaki pa yung transfer fee kesa sa 50aud na natransfer ko. Hehe. Then after that nagtransfer na ko ng malaki and same lang ang fee. Kaya I suggest lakihan nyo na agad yung amt na itransfer. Makikita naman agad yung total na mababawas sa account nyo including the current xchange rate and transfer fees bago nyo iproceed yung transfer. 3 days bago pumasok yung money sa cmbank.

Thanks! Another option ito instead of bringing cash.

Sol_Au

@kapchiboy said:

@margotrobbins said:

@mikelle said:
Mukhang we need to visit the bank pala agad upon arrival. Hehe.

Suffice na ba yung passport as requirement for verification? or may additional requirements pa sila na hinihingi? Thanks

Just to share lang my experience with NAB, I opened a NAB account the day after my arrival date. Passport and grant letter lang ang hinanap sakin. Kahit requirement din ang Tax File Number, you can still open an account kasi pwede naman i-add later yung details sa app pag meron nang TFN. In-assist lang ako ng bank teller so that I can skip the TFN part sa e-form.
I was able to open an account that time na rin (they issued my bsb and account numbers, then nakapag-open na rin ng NAB app account) Yung bankcard naman arrived 3 business days after opening.

Hi, when did you book an appointment? Was it before you left or nagbook ka pagdating ng AU?

If before, how did you do it? TIA! ☺️

kapchiboy

@Sol_Au said:

@kapchiboy said:

@margotrobbins said:

@mikelle said:
Mukhang we need to visit the bank pala agad upon arrival. Hehe.

Suffice na ba yung passport as requirement for verification? or may additional requirements pa sila na hinihingi? Thanks

Just to share lang my experience with NAB, I opened a NAB account the day after my arrival date. Passport and grant letter lang ang hinanap sakin. Kahit requirement din ang Tax File Number, you can still open an account kasi pwede naman i-add later yung details sa app pag meron nang TFN. In-assist lang ako ng bank teller so that I can skip the TFN part sa e-form.

I was able to open an account that time na rin (they issued my bsb and account numbers, then nakapag-open na rin ng NAB app account) Yung bankcard naman arrived 3 business days after opening.
Hi, when did you book an appointment? Was it before you left or nagbook ka pagdating ng AU?
If before, how did you do it? TIA! ☺️

Hello, I just walked in sa bank without booking an appointment. When I arrived in Sydney, tinanong ko lang sa friend ko kung saan may malapit na NAB para makapag-open ng bank account. Since Sunday ako nag-arrive, kinabukasan ko na lang pinuntahan.

Sol_Au

@kapchiboy said:
Hello, I just walked in sa bank without booking an appointment. When I arrived in Sydney, tinanong ko lang sa friend ko kung saan may malapit na NAB para makapag-open ng bank account. Since Sunday ako nag-arrive, kinabukasan ko na lang pinuntahan.

Thank you! This will help in planning for my BM. 😁

mikelle

For those who already made their BM, based on your experience, mas mahirap po bang maghanap ng work around November?

We've been contemplating if paaagahin namin BM namin. My current work is becoming too toxic for my health. 🙁

margotrobbins

pumunta ako sa commbank para magbook ng appointment, tinanong ako kung may passport ako, tapos ayun, buti dala ko - naactivate na account ko.

btw, inoffer-an nila ako ng free data for 3mos under More na telco, legit ba yun na cancel anytime?

Sol_Au

@mikelle said:
For those who already made their BM, based on your experience, mas mahirap po bang maghanap ng work around November?

We've been contemplating if paaagahin namin BM namin. My current work is becoming too toxic for my health. 🙁

Hi, I haven't had my BM yet but the articles I've read says January to February/ during spring are the best times to look for jobs in AU. Pero baka depende rin sa industry that you are in.

My take is if you are prepared na - emotionally, mentally, physically and financially, to make your big move, the earliest possible would be better para nakakasettle kayo and adjust. 🙂

mikelle

@Sol_Au said:

@mikelle said:
For those who already made their BM, based on your experience, mas mahirap po bang maghanap ng work around November?

We've been contemplating if paaagahin namin BM namin. My current work is becoming too toxic for my health. 🙁
Hi, I haven't had my BM yet but the articles I've read says January to February/ during spring are the best times to look for jobs in AU. Pero baka depende rin sa industry that you are in.
My take is if you are prepared na - emotionally, mentally, physically and financially, to make your big move, the earliest possible would be better para nakakasettle kayo and adjust. 🙂
Hi @Sol_Au thanks for the advice. If we'll move kasi ng November iniisip namin baka mahirapan lang kami maghanap ng work since pa-close na ang taon. We can't afford matenga po ng walang work considering baka Feb pa maging open for hiring majority of the companies.

Btw, we're in construction industry po.

vanessajoy

good day po mga mam/sir, may nk encouter po b dto n hnd mk activate ng optimus simcard using passport?pno po kysng gnwa nyo?ty po ng marami

vanessajoy

@vanessajoy said:
good day po mga mam/sir, may nk encouter po b dto n hnd mk activate ng optimus simcard using passport?pno po kysng gnwa nyo?ty po ng marami
sbi po is double check ung mga details n nasa passport

MACINOZ2023

@lack14 said:

Natawa lang ako dito, kaya minsan I can't blame people na kating kati na makapunta ng Oz na galing Pinas VS others coming from developed countries.

Pag galing pinas, the transition is like using a 3210 then moving to the latest iPhone, whereas pag galing SG or Middle east, from iPhone 14 to iPhone 15 haha. Ang laking talon ng quality of life.
Good analogy. Some would argue higher pa nga salary sa Middle East kc tax free but you’re missing other factors like relatively fair justice system, not being a 2nd class citizen, work life balance and nature.
Mapapaisip ka talaga unfair ang mundo, sa first world countries basta masipag, you can get a comfortable life. Kahit blue collared job pa. Sa pinas hirap eh..

THIS. I couldn't agree more. Sometimes, it's not just about the money, money, money. 😃 Most especially when you have a child/ren to raise.

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