Things to do first "After" arriving in Australia

TasBurrfoot

<blockquote rel="iremit_australia">Hi,

Though I'd share this to the new kababayans in Australia. http://iremit.com.au/filipinos-in-perth/

Thanks.</blockquote>

I thought sabihin mo first thing to do is mag-remit kaagad...

staycool

haha...panalo!..pagdating ng Au, REMIT AGAD!! pwede...

floradanica

@TasBurrfoot hahaha! siya na ang may sahod agad. natawa ko pramis

ozzie

Hi guys,

if mag initial entry lang kami and stay for 6 days in AU, ok lang ba na hindi muna kumuha ng tax number at magregister sa medicare and centerlink? tapos saka nalang asikasuhin un pag balik namin para mag settle na.

thanks in advance!

TasBurrfoot

<blockquote rel="ozzie">Hi guys,

thanks in advance!</blockquote>

No issue at all on this but my question is; why delay it?

Medicare will take less than 1 hr, tax file number will be done in less than 10 minutes online pa.... I dunno bout centrelink as we did not bother with this.

Better to do it now in my opinion so that you will be up and ready when you come back AND MOST IMPORTANTLY you will be able to get your medicare card hence you will be covered immediately if ever you need to be hospitalized.

cind3r3lla

^TasBurrfoot... yung TFN needs a physical address in Aust, diba? nagbago na ba?

kasi kung walang mapo-provide si @ozzie ng physical address, then sa pagbalik na lang nya.

TasBurrfoot

<blockquote rel="cind3r3lla">^TasBurrfoot... yung TFN needs a physical address in Aust, diba? nagbago na ba?

kasi kung walang mapo-provide si @ozzie ng physical address, then sa pagbalik na lang nya. </blockquote>

True, pero if may kakilala sya... @ozzie can always use the address of that acquantance. 🙂

When there is a will, there is a way! 😉

icebreaker1928

<blockquote rel="ozzie">Hi guys,

thanks in advance!</blockquote>

my advice is different... kung 6 days ka lang, wag ka na kumuha ng mga yan, pagbalik mo na lang pag mag settle ka na dun mo na kunin mga yan... enjoy mo na lang Australia, mamasyal ka kung saan saan hehee...

pero seriously wag na lalo na sa medicare kasi kung more than 30y/o ka na, after a year when you register to medicare, magbabayad ka na ng medicare levy surcharge pag kukuha ka ng private health... so mag register ka na pag talagang settle down ka na para meron ka 1 year not to pay the surcharge...

http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/mls.htm

it's your decision though 🙂

JCsantos

http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/mls.htm

it's your decision though 🙂</blockquote>

You can still waive the LHC loading on private health insurance.... you can get a certificate from medicare stating that you are less than a year in AU ... I just dont know if this still apply if you were out of australia for more than a year ..

we were 32 ( wife was 31 ) when we enter australia timing na nung kumuha kami ng Private Insurance e less than a year after our entry ...

floradanica

Pwede na palang kumuha ng private insurance kahit wala ka pang 1 year registered sa Medicare?

icebreaker1928

@floradanica pwedeng pwede mam, pera yun e, hindi ka nila tatangihan 🙂

floradanica

@icebreaker1928 ser, clarify ko lang. bale yung 1 year na sinasabi ay yung deadline mo para kumuha ng private insurance without paying the loading?

so halimbawa po, pagkadating ko ng Au, pag nagregister ako sa Medicare, pwede na rin ako kumuha ng private insurance, pero after 12 months ko pa pwede gamitin?

icebreaker1928

@floradanica tama po lahat except po dun sa last part...

pag kumuha ka ng private health insurance, anytime pwede mo na gamitin except na lang sa mga ibang condition like panganganak, pre-existing condition etc... rules na ng private health yun.

JCsantos

<blockquote rel="icebreaker1928">@floradanica tama po lahat except po dun sa last part...

pag kumuha ka ng private health insurance, anytime pwede mo na gamitin except na lang sa mga ibang condition like panganganak, pre-existing condition etc... rules na ng private health yun.</blockquote>

This .. Normally the Health Fund will tell you in specific what you can and cannot claim for a span of x month .. sometime nag ppromo sila ng on-the-spot cover 🙂

floradanica

@JCsantos hmm that's interesting...

pero mas ok siguro kumuha ng private insurance 'pag settled na sa work no?

pano po ba usually kalakaran sa mga companies? meron ba sila kadalasang, ka 'tie-up' o bahala ka pumili ng insurance company?

JCsantos

<blockquote rel="floradanica">@JCsantos hmm that's interesting...

pero mas ok siguro kumuha ng private insurance 'pag settled na sa work no?

pano po ba usually kalakaran sa mga companies? meron ba sila kadalasang, ka 'tie-up' o bahala ka pumili ng insurance company?</blockquote>

Yes for the First Question

Meron mga company na merong preferred na Health Insurance Company ... pero d naman sapilitan .. normally meron lang flexibility kagaya ng idededuct na alng sa sahod mo or .. minsan meron company share ang cover mo

floradanica

thank you, sir! @JCsantos

faa317

@lock_code2004 hi po just arrived in Adelaide but state sponsorship namin is canberra. ask ko lang po regarding sa TFN. Kailangan ko po bang kumuha or husband ko lang since he is the primary applicant? thanks po

icebreaker1928

@faa317 kailangan both, lalo na kung magopen kayo ng bank account.. mahal ang tax pag wala kang TFN na ilalagay sa bank.

ozzie

<blockquote rel="icebreaker1928"><blockquote rel="ozzie">Hi guys,

thanks in advance!</blockquote>

http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/mls.htm

it's your decision though 🙂</blockquote>

Thanks guys for all your suggestions! i just attended CFO kanina, baka meron dito sa forum na kasabay ko umattend kanina. according to the speaker, kelngn daw mag open na ng bank account within 3wks ata of arrival kc madami na daw hihingin na requirements pag hindi nag open agad. i don't know how true this is...for those na ndyan na, mahirap ba mag open ng account?

and ung medicare, advice nya is within 7 to 10 days upon arrival is mag register na. kaso, if i will have to pay pa ung medical levy surcharge or undergo pa ng trouble of explaining why i don't have to pay it eh baka hindi na rin muna ako magregister. plan kc talaga namin is makapag land muna.

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