Reply to @xnaldx:
Also pala, according to hubby's friend, may agency daw ung friend nya na may money back guarantee pag di ka nabigyan ng visa sa AU. Not sure lang with the terms and conditions. 🙂
According to a friend who has been granted a visa, yung agency naamn nya also accepts consultation lang tapos ikaw pa rin tlga yung magllodge.
Pero yun nga, for me rin, mas okay din to lodge on your own kase marami kang matututunan. Yung friend ko na nag-agency, ni hindi nya alam anong visa inapplyan nya. hehe Save mo na lang the money when you come to Australia. heheh Kelangan lang tlga basa nang basa sa DIAC and dito sa pinoyau. :-)