Hi @all bad news, we got refused ....
Main reason is the source of funds. None was considered by the CO. Yung bank loan namin di daw valid kasi back to back loan. she questioned how we cn access the money if our passbook is with the bank. I know ee have access to the loan proceeds that will not require the passbook, its just not stated on any document we presented. Second is that no document was provided that my sponsor is my Uncle.
It sucks but I know may loop holes talaga kami .... sayang talaga.