I think it depends on the case officer who handles each individual application, sometimes nga one reason for visa refusal is " no history of travel" , I hv experienced applying TV for my sister and cousin , my sister didn't hv a job in phils , have 200 k in her bank, no travel history and 26 yrs old... My cousin was the same age, have a job, 100 k in the bank ,the application was refuse, their reason ," no certificate of leave of absence" from her job , well they could hv ask her for that but no, they refuse the application just like that... Don't lose hope, re-apply and hopefully ur application will land on good hands!