Cost of Giving Birth

engineer20

@Kaye28 mukhang wala ka naman na maviolate na AU law. pero baka naman swertehin husband mo na makakuha ng work habang nasa ML ka at di mo na kailangan iwan sa pinas baby nyo at bumalik sa SG to work. consider nyo rin na may benefits kayo na makukuha from centrelink na pwedeng makatulong tomsupplement your budget.

Kaye28

@engineer20 Thanks. I'll take note of that.

MrBean

Mahirap pag dalawa lng kayo, dapat papuntahin ang in-laws especially in the first few weeks. Naku lalo na pa CS si mommy.

IslanderndCity

<blockquote class="Quote" rel="TasBurrfoot"><blockquote rel="bellecaye_18">Hi! I just gave birth last Sep 30 here in Melbourne. We're holders of PR visa and we got here in AU mid of January... So, we've only been here for 8.5 months when I gave birth.

I didn't pay a single centavo for the check-ups, tests (i.e. blood test, glucose, etc), ultrasound and delivery / hospital stay... We just used Medicare for everything. I was under shared cared... Meaning I was seeing a GP in the community health centre and an OB in the the hopital (Mercy Hospital for Women which is a first-class public hospital).

As for the pregnancy vitamins like Vitamin D and multivitamins, I purchased it from the Chemist.

For the benefits, I'm entitled to claim Baby Bonus which does not have residency requirement. 🙂</blockquote>

This is good news!! 😉</blockquote>

Is this still applicable today?

kaussiel

Hi, pde ba magtanong regarding the situation of my wife. We are planning to go to Australia, SA by may 2017 next year, my wife would be 34-35 weeks pregnant at that time. Ang visa namin ay visa 489 and wala kaming medical insurance for coverage. I know we have to pay for the delivery costs of the baby. Our questions are the following:

Pwede ba magbook sa public hospital pagdating namin doon? 34-35 weeks na pregnant si misis noon. Will they accept her?
How much approximately and cost to delivery sa public hospital?

Thanks and much appreciated any responses or if you have better advice.

kaussiel

<blockquote class="Quote" rel="kaussiel">Hi, pde ba magtanong regarding the situation of my wife. We are planning to go to Australia, SA by may 2017 next year, my wife would be 34-35 weeks pregnant at that time. Ang visa namin ay visa 489 and wala kaming medical insurance for coverage. I know we have to pay for the delivery costs of the baby. Our questions are the following:

Pwede ba magbook sa public hospital pagdating namin doon? 34-35 weeks na pregnant si misis noon. Will they accept her?
How much approximately and cost to delivery sa public hospital?

Thanks and much appreciated any responses or if you have better advice.

</blockquote>

Bump 🙂

ziggyboy

Hi kaussiel, I think kaya walang responses is most people here probably don't know what the non-Medicare costs are. You are better off contacting the hospital directly. Do you know kung saan kayo titira sa Australia?

At kung hindi ka covered by Medicare dapat may private insurance kayo. You can also check with your insurer kung covered ang births.

peanut1505

@ziggyboy I will give birth may this year as well, and were holder of 457 visa so hindi kame entitle s medicare. Pero meron kame insurance of which naserve n namin ung waiting period n one year. If darating kayo dito at kukuha ng private health insurance hindi rin kayo cover dahil s waiting period. if wala din kayo medicare wala kayo choice kundi to pay everything. medyo mahal ung childbirth, di ko lang alam rate s public pero s private ng ngtanong ako $7k s hospital tpos around $3k s OB, pwera pa ung s check up. pero baka mas mura ng konti s public. try mo maginquire s hospital.

marjames

<blockquote class="Quote" rel="peanut1505">@ziggyboy I will give birth may this year as well, and were holder of 457 visa so hindi kame entitle s medicare. Pero meron kame insurance of which naserve n namin ung waiting period n one year. If darating kayo dito at kukuha ng private health insurance hindi rin kayo cover dahil s waiting period. if wala din kayo medicare wala kayo choice kundi to pay everything. medyo mahal ung childbirth, di ko lang alam rate s public pero s private ng ngtanong ako $7k s hospital tpos around $3k s OB, pwera pa ung s check up. pero baka mas mura ng konti s public. try mo maginquire s hospital.</blockquote>

Hi, ask ko lang po.. 457 din kami. Ano po insurance nyo na covered na if at least naka 1 year na? And sorry, bago lang wala pang idea, ano pong maki-carry na visa ni baby, under dependent visa din? since napanganak sya dito.Thanks!

marimari

@peanut1505 Hi! Im also new here. I'm on a 457 visa din and due to give birth in August. Did you choose private hosp or public hosp? Yung GP ko kasi nirefer ako sa public hosp. Not sure pa how much will it cost pero when i asked my insurance provider at maximum magbabayad kami $8k pero depende pa yun baka mas mataas pa. Hopefully di masayado mahal. Currently dami ko na out of pocket exp due to 'gap'. Btw, doon sa $10k, yun ba yung out of pocket expense mo or may babayarin pa yung insurance provider mo? Thank you!

marimari

Hello @marjames in terms of coverage ng insurance, kung ano ung medicare cover ng mga resident dito ganun din satin natin pero si private insurance mo lang ung nag-act as medicare. So in terms of consultation need mo magbayad ng 'gap' kung meron. E.g. sa consultation I pay the gap kasi ung standard consultation is $37 lang pero higher yung billing sakin ng GP. Pero blood test and 1st ultra sound reimburseable. So ako muna nagbabayad din sinsubmit ko ung receipt for reimbursement. For the 2nd and 3rd ultra sound need mo din bayaran yung gap which is $60 each. Pero sa private ako ngpaultrasound kasi wala na slot sa public hosp e. Advice ko lang dapat magpabook ka with them ng maaga. Based on my experience i called my private insurance to know kung ano ung entitlement natin. Bibigyan ka niya ng rough estimate 🙂 then talk to your midwife afterwards para bigyan ka ng idea. Currently, di ko pa nameet si midwife hehe! Ang late ko na kasi nagpabook sa hosp haha! So magpabook ka na once you received the yellow card from your GP. 🙂

In relation naman sa citizenship ni baby, di siya magiging citizen if hndi PR either yung mother or father. Based sa research ko dapat daw i-apply si baby for dependent visa pagkalabas niya..

peanut1505

@marimari, private ako tpos ung babayaran ko lang s hospital is ung excess ko which is $500, ung s Obstetrician wala ata sya GaP kaya wala din ako babayaran s actual birth, now ang mahal is ung consultation ko obestetrician $135 per visit of which $65 nakukuha koa s BUPA, ung ultrasound 3d/4d $250 tpos $120 nakukuha ko s BUPA, ung pinakamalaking cost pg ngprivate ka is ung management fee which i paid $2,250 tpos $400+ lang nakuha ko s BUPA. so bale ung out of pocket ko is ung check ups s OB tska ung mga major ultrasound. Every visit my ultrasound din ako s OB pero kasama n ung s bayad s kaniya.

misisv

@peanut1505 can you share how much ang insurance premium sa BUPA? 489 visa kami and we need to get insurance din pagdating namin sa OZ. thanks

peanut1505

360/per month couple kame. top hospital cover pero no extra. tpos may excess din yan n $500/admission

peanut1505

@misisv 360/month couple kame, top hospital cover yan pero no extra. tpos may excess din yan $500/admission.

misisv

@peanut1505 may i know paano kayo nagapply ng insurance? i mean may nagrefer ba sa inyo to BUPA or you know an agent?

engineer20

@peanut1505 congrats at citizen pala si baby pagkapanganak..

peanut1505

@misisv tumawag lang kame sa BUPA or pwede ka mgpaquote meron sila online quote https://www.bupa.com.au/ dun makikita mo level ng cover pati extras pra malaman mo if within s budget mo.

peanut1505

@engineer20 Thank you! super happy Australian citizen c baby tpos may maternity benefit din ako from centrelink 🙂

K9_q8

Guys, pde magtanong. Visa 189 kmi at kkareceive lang nmin. Buntis si misis at plano nmin pmunta dyan sa Au sa Oct 25 which is her 32 weeks. Kpag nag-apply ba kami ng Medicare ay covered na lahat ng gastos nmin sa public hospital? Paano ba magiging procedure at ano agad dpat nmin gawin to have all the benefits from Medicare at Centerlink?

Salamat po ng marami in advance sa lahat ng inputs...

K9_q8

« Previous Page Next Page »