Cost of Giving Birth

akino

we’re just a newly-arrived migrant then( barely 2mos) when we found out that we’re having another baby..(made in australia, haha!)..I would say we’ve got a really nice experience nung nanganak c wifey last year d2 sa Canberra Hospital..they have this newly-opened Centenary Hospital for Women and Children so the facilities were really good..we’re actually the first batch to use the brand new building and facilities..We stayed there for 5 days kc underweight c baby nung pinanganak and nagka jaundice cia, so they don’t want to send us home until our baby gains weight and the jaundice subsides..for a 5-day stay, we didn’t pay any single penny (wla kami private health insurance, medicare lang)..may mga take home baby kit pa kmi..=) and nung nkauwi na kmi, the assigned midwife visited us at home few times to check if the mum and bub we’re doin ok..na-avail din nmin ung 5k baby bonus,installment ang payment fortnightly for 5mos which was really big help for us.

cguro depende sa priorities nyo yan as a couple, career or having a baby?.. it’s up for you to decide kc sometimes what works for us might not work for you,..sa case nmin it’s one of our priority kc medyo malayo na ung age gap ng kids nmin (5yrs)…plus the fact that our biological clock is ticking, mas mahirap atang gumising sa madaling araw para magtimpla ng gatas pag nirarayuma na..hahaha!..though it’s true na mahirap talaga ang childcare d2,(my wife has to give up working) it’s still priceless to see how your family is growing..and also you will realise na malungkot d2 pag wla o isa lang anak mas masaya pa rin ung may mga nagungulit sayo na mga bulilit pag-uwi mo after a day’s hard work.... 🙂

jengrata

@akino nice to hear positive stories like this. Nakaka-inspire. Mahirap din naman kasi pag inuunahan ka ng takot and worries. Of course there will always be bumps and hurdles along the way especially if having a baby because its one of the biggest, if not the biggest, responsibility one can ever have. But its the most rewarding feeling one can ever experience as well, totally priceless. A child makes your life happier and more meaningful.

Agree with @vhoythoy and @kookie420 . Sometimes, even the most planned scenario may still go wrong. And preparation is not always applicable until you experience the real thing. Rule of the thumb naman yung "prepare and plan" sa lahat ng pagkakataon. But at the end of the day, you just have to know your means, resources, limits, priorities and responsibilities. Although worst scenario is always a possibility, theres also a chance, hope and faith to make things better.

Making a living is different from making a life.

aprilcruise

ask ko lng kung may mairerefer kau na GP sakin near Beverly Hills. nagsesearch ako ng GP sa healthengine.com.au kaso parang ang hirap mamili..im 5mos preggy and gs2 ko sna magpacheckup since kadarating lng namin d2 sa sydney. tama ba sa GP ang checkup ng pregnant women?

kremitz

Kung dito saten sa OB dapat pag preggy 🙂

kookie420

@aprilcruise congrats and good luck. sorry I can't help you as of the moment, wala pa akong alam kasi wala pa ako dyan. I hope you'll have a smooth and healthy delivery. Balitaan mo naman kami dito kung ano steps ginawa mo when you first found out that you were pregnant up to your delivery.

Sa mga nasa Sydney, tanong ko po if alam nyo kung ano ang public hospital na malapit sa Sutherland Shire? TIA.

quing22

hi guys, my wife is 1 month pregnant. Ask ko lang if my idea kayo if how much ang prenatal checkup? hindi kasi covered ng healthcard namin. TIA

Nadine

<blockquote rel="quing22">hi guys, my wife is 1 month pregnant. Ask ko lang if my idea kayo if how much ang prenatal checkup? hindi kasi covered ng healthcard namin. TIA</blockquote>

Sir, unang-una, congratulations po sa inyo. 🙂

Ask ko lang, by health card, I am assuming hindi eto health insurance ano po? Alam ko iba to eh. May medicare po ba kayo? Medicare oughta cover the initial GP consults with your wife. And pati prenatal medicines up to the PBS, basta may prescription lang from your GP. Madami po checkup na mangyayari in the course of her pregnancy. Isama na growth and morphology scan na medyo may kamahalan. Tingnan niyo po kung meron kayong health coverage: Medicare or health insurance.

Saan state po kayo?

caylin

Today I found out I'm 2 Mos preggy and was just granted PR today also. Ied ko is jan 15, edd ko is Feb 24. Di ako makapagdecide kung after Kong Mag initial entry sa Sept eh uuwi ako dito sa pinas para manganak or sa oz na ako manganganak tas Uwi ng pinas. Ano kaya mas magandang option?

jengrata

<blockquote rel="caylin">Today I found out I'm 2 Mos preggy and was just granted PR today also. Ied ko is jan 15, edd ko is Feb 24. Di ako makapagdecide kung after Kong Mag initial entry sa Sept eh uuwi ako dito sa pinas para manganak or sa oz na ako manganganak tas Uwi ng pinas. Ano kaya mas magandang option?</blockquote>

@caylin take note of the clause below:

Children born to a permanent resident of Australia:

Children born in Australia automatically acquire Australian citizenship if at least one parent is an Australian citizen or permanent resident at the time of the child's birth.

Children born outside Australia to parents who are not Australian citizens do not automatically acquire Australian citizenship, nor are they eligible for citizenship by descent.

<b>Children born outside Australia to permanent resident parents will need to apply for and be granted a permanent residence visa to be able to enter and remain in Australia with their parents.

Most children born outside Australia to permanent resident parents will need to apply for a Child (subclass 101) visa. The current processing time for the Child (subclass 101) visa is approximately 14 months.

All people who apply for a visa, including applicants who are the children of permanent residents, must meet the eligibility requirements and pay the associated charges for the relevant visa.

</b>

Kapag sa pinas ka nanganak, need mong i-apply si baby ng visa. Additional fee, additional time for processing. Congrats nga pala sa 2 good news.

annie23

@aprilcruise hi! sa may beverly hills kayo ngaun? lapit lang kami, will ask around about the GP.

caylin

@jengrata thanks for the info. Ang worry ko kasi eh ung cost din of giving birth sa oz. Sabi ng agent ko libre daw akong manganak dun. Naconfuse ako sa backreading ko. Covered ba ng medicare ang childbirth, maternity check ups sa bagong saltang PR?

jengrata

<blockquote rel="caylin">@jengrata thanks for the info. Ang worry ko kasi eh ung cost din of giving birth sa oz. Sabi ng agent ko libre daw akong manganak dun. Naconfuse ako sa backreading ko. Covered ba ng medicare ang childbirth, maternity check ups sa bagong saltang PR?</blockquote>

Libre ang manganak sa public hospital. Of course, may bayad pag sa private. Dito papasok ung private medical insurance.

floradanica

How bad is giving birth in a public hospital that one would choose to pay for a private hospital? Anyone who's had an experience?

jengrata

<blockquote rel="floradanica">How bad is giving birth in a public hospital that one would choose to pay for a private hospital? Anyone who's had an experience?</blockquote>

The word "bad" is really not applicable. Maganda ang mga public hospitals sa Au in terms of doctors and services, according to my research. Sabi ng bestfriend ko na kapapanganak lng sa Melbourne recently, facilities at waiting period lang ang difference. Sa public, shared ang room, open ward. Sa private, you can choose your own room. Ang nagpapaanak both public and private ay midwife. But i think you can ask for personal OB sa private kung maganda tlga ang insurance coverage mo. In terms of waiting period, dahil sa maraming pumupunta sa public shempre napupuno ang facilities at fully booked ang doctors. Sa private, makakapili ka ng doctors. Sa tingin ko people are choosing private over public dahil sa privacy, facility, urgent need and convenience.

JCsantos

ganyan din sinabi sa amin nung ahente ng health fund ... "you are on a separate room"

<blockquote rel="jengrata"><blockquote rel="floradanica">How bad is giving birth in a public hospital that one would choose to pay for a private hospital? Anyone who's had an experience?</blockquote>

</blockquote>

floradanica

@jengrata CS kasi ang firstborn ko so most probably CS din ang susunod ko. Wala pa naman pero just imagining the scenario. Mukhang mas convenient ang private kung ganun. Thanks for the story 🙂

Ano bang mga insurance madalas gamitin pag kasama ang pregnancy and giving birth costs?

jengrata

<blockquote rel="floradanica">@jengrata CS kasi ang firstborn ko so most probably CS din ang susunod ko. Wala pa naman pero just imagining the scenario. Mukhang mas convenient ang private kung ganun. Thanks for the story 🙂

Ano bang mga insurance madalas gamitin pag kasama ang pregnancy and giving birth costs?</blockquote>

Same here, CS din ako. I think halos lahat ng insurance company ay may packages for pregnancy, pero these are bit expensive, kasi ito ung parang mga high end yata nila. Check mo tong thread na to. May nagbigay jan ng website wherein you can compare insurance companies, their packages, coverage and prices.

http://pinoyau.info/discussion/794/private-health-insurance-in-australia#Item_64

kremitz

How much po ba usually pag kumuha ng private insurance?

floradanica

In essence, private insurance is for non-PRs, since they are not covered by Medicare. But since the government imposes tax to your income if you do not have a private insurance, it will be more beneficial for you if you had one. Kakaltasan ka rin nila kung wala kang private insurance. Pero ang tanong: Bakyyeet? Bakit ka kakaltasan kung wala kang private insurance? edi parang binayaran mo na rin yung medicare benefits mo? huh? ang gulo haha!

Pakilahad sa husgadong ito ang tunay na mangyayari. 😃

jengrata

<blockquote rel="floradanica">In essence, private insurance is for non-PRs, since they are not covered by Medicare. But since the government imposes tax to your income if you do not have a private insurance, it will be more beneficial for you if you had one. Kakaltasan ka rin nila kung wala kang private insurance. Pero ang tanong: Bakyyeet? Bakit ka kakaltasan kung wala kang private insurance? edi parang binayaran mo na rin yung medicare benefits mo? huh? ang gulo haha!

Pakilahad sa husgadong ito ang tunay na mangyayari. 😃</blockquote>

Ah tlga may "extra" tax para sa walang insurance? Ang alam ko lang tax deductible ang private insurance. So yung binabayad mo eh ikakaltas din sa tax, parang offset lng din.

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