Australian Banks - where do you put your money?

bbgirl

@TasBurrfoot Thanks po sa pagsagot ng question ko. Na try niyo na ba mag transfer ng money PH to AU? Gusto ko kasi may masabi na ako sa inlaws ko sila kasi magpapadala ng pera sa amin.

bbgirl

Nabasa ko na. telegraphic transfer pala. 😃 Thanks Pinoyau!

TasBurrfoot

<blockquote rel="bbgirl">@TasBurrfoot Thanks po sa pagsagot ng question ko. Na try niyo na ba mag transfer ng money PH to AU? Gusto ko kasi may masabi na ako sa inlaws ko sila kasi magpapadala ng pera sa amin.</blockquote>

Nope SG to AU kami...

It should be straight forward; visit your suking banko for more details

Obi

Hi guys. Yung pag-open pala ng bank account online, ok lang ba kung maaga mo ito gawin? Months before? Hindi ba sya mag-close dahil sa tagal?

Obi

<blockquote rel="Obi">Hi guys. Yung pag-open pala ng bank account online, ok lang ba kung maaga mo ito gawin? Months before? Hindi ba sya mag-close dahil sa tagal?</blockquote>

Ah sagutin ko na tanong ko. Nasa website pala ng bank yung sagot. Hehehe!

Obi

<blockquote rel="TasBurrfoot"><blockquote rel="peach17"><blockquote rel="TasBurrfoot"><blockquote rel="floradanica">@TasBurrfoot salamat sa sagot ser. anong bank mo jan sa Australia?</blockquote>

Commonwealth and NAB kami ni misis...</blockquote>

@TasBurrfoot, yung sa NAB mo yun ba yung inopen mo online while still here in the Phils or SG pala?

Inavail mo ba yung Classic with iSaver nila na bank account?

Then pina telegraphic transfer mo din yung money from SG Bank Account to NAB?

Tama po ba?

</blockquote>

NAB opened while in SG; yup classic + iSaver and yes, DBS to NAB... 🙂</blockquote>

Hi sir. Kung puro positives yung nababasa ko about iSaver, ano yung pwedeng reason na hindi pa ito kailangan i-avail? Thank you.

kookie420

husband is using NAB while I use Westpac.

Obi

Ano ang disadvantage kung hindi ko iaavail yung nab isaver?

skinnylove

kapag everyday account lang, walang maearn na interest...pero kapag may savings account ka, like the nab isaver, your savings will earn interest with no account keeping fees and unlimited withdrawals.

vhoythoy

Ok ba Citibank sa Australia? Like access sa mga atm machines and others?

Nadine

Hello mga bossing!

May itatanong lang ako dito regarding best available interest sa local banks. Aling banko po sa experience niyo ang maganda and/or mataas ang earning interest?

Eto experience ko, yung $5k nag earn lang ng $9.21 sa isang buwan. Parang ang liit?? Tama ba ako? Commbank GoalSaver to. Yung NAB iSaver naman, nag give up nako, kasi parang hindi ko naman nakikita nag earn. Natutulog yung pera na walang nangyayari, disappointing... Meron pa po kaya mas magandang rates nito?

Salamat!!!

🙂

nfronda

@Nadine, ung sa akin Westpac rewards saver. Ang 10k ko after a month nag earn sya ng $26.77.

Nadine

Talaga??? Salamat sa idea! Bukas na bukas ay aalisin ko na pera ko sa Commbank, hahaha. By the way, ano ang sinasabi nilang interest rates nila?

Thanks, thanks! 🙂

Nadine

Tsaka, @nfronda, katulad ba yan ng Commbank na kelangan maglagay ka ng amount every month to earn interest?

Sa GoalSaver kasi, need maglagay ng minimum of $200 per month para makuha yung 4.5% (per annum yata). Pag hindi, 1.2% lang. Ang siste, parang forced savings every month if you want to avail of higher interest rates. Sinubukan ko lang talaga for 1 month.

May ganun din sa Westpac? Thanks!

🙂

nfronda

@nadine

http://www.westpac.com.au/personal-banking/bank-accounts/savings-accounts/esaver/?from=leftnav#s1

This is the link for the e saver..

http://www.westpac.com.au/personal-banking/bank-accounts/savings-accounts/reward-saver/?from=leftnav

Eto namn for rewards saver..

Obi

<blockquote rel="skinnylove">kapag everyday account lang, walang maearn na interest...pero kapag may savings account ka, like the nab isaver, your savings will earn interest with no account keeping fees and unlimited withdrawals.</blockquote>

Hi mam. What's the catch kaya? Kasi if its beneficial bakit hindi na lang nila ioffer ng isang package yung classic and isaver? Bakit nila ginawang optional kung surebol naman na iaavail sya ng customer?

skinnylove

@Obi, no "catch" really. those 2 products will have different account numbers. siguro the bank makes the isaver optional because some people have some difficulty in saving so they just opt for the everyday account.

TasBurrfoot

<blockquote rel="Nadine">Hello mga bossing!

May itatanong lang ako dito regarding best available interest sa local banks. Aling banko po sa experience niyo ang maganda and/or mataas ang earning interest?

Salamat!!!

🙂</blockquote>

GoalSaver ako ngayon @Nadine... Bale yung savings namin from SG dito muna nakapark until we will have the guts (and more capital) to buy a house.

Currently at $4.05% a month if you add $200/month...

<a href="http://www.nab.com.au/personal/accounts/savings-accounts/nab-smart-reward-saver">http://www.nab.com.au/personal/accounts/savings-accounts/nab-smart-reward-saver</a> may ganito din si NAB katulad ng GoalSaver natin. It is a bit more generous in the rates as it is giving 20bps more...

TasBurrfoot

<blockquote rel="Nadine">Hello mga bossing!

May itatanong lang ako dito regarding best available interest sa local banks. Aling banko po sa experience niyo ang maganda and/or mataas ang earning interest?

Salamat!!!

🙂</blockquote>

At 4.05%; your $5000 should be earning around $16.85...

Ang $9.21 per month at $5000 ay lumalabas na around 2.21% per annum na interest rate.

Nadine

Actually, I had more than 5k po eh. Lugi ako talaga. Tatanggalin ko na. Sinubukan ko lang for a couple of months kasi Commbank seemed to have the "best" rates....NOT!

Bibisitahin ko westpac as per @nfronda. I will also look into the NAB reward saver. Ang NAB iSaver ko currently, yung money andun is also not earning interest. 🙁

Thanks for the input!

« Previous Page Next Page »