@jakibantiles said:
Hello po. Approved to sponsor na po yung employer ko via visa 482. May few questions lang po ako sa mga granted ng visa:
1) Ano po yung major difference ng may visa 482 at permanent residents in terms of taxes and medical benefits?
**taxes is same lang sa 482 and PR. There's no medical benefits for 482 so you need to acquire private insurance for you and your family
PR have medicare (government medical coverage) so libre lahat as long as pubic hospitals> 2) May restrictions po ba sa pagbili ng properties like bahay at sasakyan?sa bahay and sasakyan, wala nman restrictions or problema, you can still buy.. BUT yung issue is the payment term, if 482, yung loan mo is payable within the validity of your VISA lang.. so that means if you will buy a car, you need to pay it off within the validity sa 482 VISA mo.. sa bahay naman hindi ka makakuha ng loan for 20 or 25 yrs kasi nga din sa VISA validity mo.. So for bahay, dapat PR atleast (kasi may ibang benefits pa sa mga PR sa mga fees).. sasakyan, kaya pa kahit hindi PR basta kasya sa VISA validity and affordability or if you pay full in cash..> 3) Yung sa pregnancy at panganganak po ba, self funded po? O may insurance na magpoprovide to sustain yung gastusin? I heard kasi for PRs libre lahat.that's true, PR libre lahat sa mga public hospitals.. plus you can get allowance from centrelink so that you can extend your maternity leave for 10 months or even for some, 1 year..
for 482 naman, balik tayo sa insurance from question 1. you needed to get insurance that includes pregnancy and birth para atleast covered plus private hospital pa.. check BUPA, HCF online to get a quote..**
Salamat po in advance.
@jakibantiles yan po yung answers sa questions mo đŸ™‚