Things to do first "After" arriving in Australia

icebreaker1928

<blockquote rel="LokiJr">@icebreaker1928, Pilipino yung nakausap mo dun sa Centrelink? hehe

Anyway, bakit parang ampangit ng reputation natin? Porket Pinoy at nasa Australia, hihingi na ng claim? Palamunin? hehehe</blockquote>

hindi naman sir... yung nauna kasi saken may kineclaim pero parang kahinahinala...

kaya siguro medyo masungit pagdating saken, pero mabait pa rin yun, baka masungit lang yung version ng pag translate ko hehehe...

icebreaker1928

@lock_code2004 hahaha... dun ako pinapila nung ale... ewan ko kung baka claim section yun 😃

@megawatts tnx pre...

cind3r3lla

https://www.ubank.com.au/ubank/web/compare-rates/compare-high-interest-savings-accounts?afrLoop=204916266740000&afrWindowMode=0&_afrWindowId=null#%40%3F_afrWindowId%3Dnull%26_afrLoop%3D204916266740000%26_afrWindowMode%3D0%26_adf.ctrl-state%3Ddyy24bfy1_9</blockquote>

thanks for this link. very helpful info.

@icebreaker... more kwentos... 🙂 goodluck sa paglipat mo. parang Pinoy Adventure lang. 😃 sana tinanong mo na lang paano mag-claim nung benefit na yun. pang-FYI lang kamo. hehe

@johnandjosh, dito sa middle east, yung malalaking banks may ganyang ding mga programs. mas malaki rin ang interest ng online accounts. kadalasan nga, mas malaki ang interest rate ng online accounts vs time deposits.

one advice na lang siguro ay choose rin ang bank na maganda ang security features.

icebreaker1928

nagopen ako ng isang thread para sa mga au experience.. OT kasi dito e...

check na lang kayo dito 🙂

http://www.pinoyau.info/discussion/792/share-your-au-experience

donking

@ice: gagawa na rin kami ng future thread dito para sayo. "Icebreaker: the legend in Australia"... hehehe kwento ka lang para inspired kami.

icebreaker1928

@donking hahaha... ayos...

paris_hipon

hai i got no time to backread ask ko lang po what bank is ok to apply here thanks

LokiJr

@paris_hipon, yung big four banks nila...ANZ, NAB, Commonwealth at Westpac..can't go wrong with them. pero hindi sila kasing taas yung interest tulad ng binanggit ni sir @aldousnow

aldousnow

<blockquote rel="johnandjosh"><blockquote rel="aldousnow">I encourage you guys mag open din kayo ng ubank account. siya pinakamataas na interest rate. bale online savings siya.. so aside sa nab account ko. meron din ko ubank. every month dun ko pinapasok savings ko para malaki interest. check this link. eto yung comparison ng mga interest rates ng banks.

@aldousnow Safe ba itong ubank na ito? Kasi I was planning to make a term deposit sana sa bank na ito, kaya lang nakakatakot dahil sobra laki ng interest nila, baka biglang mag shut down.</blockquote>

yup. don't worry safe naman to. bale sub company siya ng NAB. bina back up-an sya. kumbaga.. parang MEtrobank -> PSBank lang sa pinas. ganun. since i got a job naghuhulog na ko diyan. and mabilis lang din naman kunin yung pera mo itransfer mo lang ulit pabalik sa kung anong savings account mo.

viannej08

<blockquote rel="johnandjosh">@icebreaker you can apply for TFN online. You can also register on Centrelink via online. Pwede mo na ring i-update ang info mo (like work status, salary, etc.) online para di ka na pupunta pa sa office nila. Sa bank account naman, merong "everyday account" na walang charges at wala ring interest, pero you don't have to maintain balance. Then online, you can open another savings account na nag-iinterest. Dito mo ipapasok yung mga savings mo once na nareceive mo yung salary mo sa "everyday account" mo.

</blockquote>

itong "everyday account" na walang charges, meron po ba nito lahat ng banks, especially the big4 banks?

johnandjosh

@viannej08 westpac ang everyday account ko, ganun din sa wife ko. hindi ko lang alam sa ibang bank. Baka ganun din sa iba. Wait tayo sa ibang forummates.

chaisan

@Bryann - question naman po abt rta. pano kng may US license ka, pero phil passport, kailangan pa rin ba magtest? salamat 🙂

LokiJr

@aldousnow a friend of mine told me to setup a cash management account when I get there..parang automatic yung deposit, at payment of bills...is that the same as the 'everyday account' you were mentioning?

lock_code2004

<blockquote rel="chaisan">@Bryann - question naman po abt rta. pano kng may US license ka, pero phil passport, kailangan pa rin ba magtest? salamat 🙂</blockquote>

if i may reply... based sa nbasa ko.. you dont need to take test if you have a vaild US license... pwede pa yata even if its expired for less than 12 months..

aldousnow

<blockquote rel="LokiJr">@aldousnow a friend of mine told me to setup a cash management account when I get there..parang automatic yung deposit, at payment of bills...is that the same as the 'everyday account' you were mentioning?</blockquote>

I'm not sure about dun sa 'everyday account' sila @johnandjosh ata nag mention about dun. yung sakin is yung UBank. bale sinetup ko na every sahod ko e automatic kinakaltas na nya from my payroll account a specific amount papunta sa UBank savings ko.

LokiJr

Ah baka yun nga yun hehe...Walang setup fee pag may ganung service?

johnandjosh

@LokiJr automatic pumapasok yung salary ko sa everyday account ko. Pwede mo ring i-set up na yung automatic transfer or auto debit sa ibang account. Halos di mo na kailangang mag-cash out dahil most of the establishments dito e card (EFTPOS or credit/debit card).

aldousnow

yup. walang setup. tsaka alam ko mas mataas pa nga interest kapag sinetup yun.

Automatic Savings Plan yung tawag sa UBank nung service na yun.

Just to share din, yung 1K AUD ko na nilagay. in two months time, naging 1,013AUD na. so in two months nag interest na kagad ng 13AUD. 🙂 not bad.

aldousnow

<blockquote rel="aldousnow">yup. walang setup. tsaka alam ko mas mataas pa nga interest kapag sinetup yun.

Automatic Savings Plan yung tawag sa UBank nung service na yun.

Just to share din, yung 1K AUD ko na nilagay. in two months time, naging 1,013AUD na. so in two months nag interest na kagad ng 13AUD. 🙂 not bad.</blockquote>

*walang setup fee I mean

LokiJr

Ang galing a, efficient nga talaga banking system niyo dyan.

Samantalang sa Pinas sariling ATM ng bangko na nga ginagamit sinisingil ka pa rin sa bawat gamit hehehe

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