Ang sequence ng stuff sakin (excluding work&bahay)
1 Bank acct - lenient sila on getting docs within 1st month & kailangan sa #3
2 TFN
3 Medicare
4 Superannuation fund - i suggest an industry fund or linked sa bank nyo. Then sa mga PR, if your income will be less than $60k by yearend (june), magextra deposit kayo ng $1k & bibigyan kayo ng gov't ng max$1k
5 Centrelink - sa PR para sa may anak sayang ang allowance
6 18+ card or drivers license
7 church
8 filipino/asian shop
9 bulk billing doctor (gp) - lahat through them & pag di bulk billing sayang ang $40/consult
10 woolies card para libreng qantas frequent flyer & points na linked sa grocery
Pag may work na (PR)
1 first homesaver account - 17% ibigay ng govt on top of the interest ng bank. Requirement lang is $1k/yr for 4yrs
2 private health insurance - hindi kasi libre dental work & non-emergency service bukod sa extra tax sa high income earners