<blockquote rel="TasBurrfoot">I realised that I started this thread and I still not have shared our budget here in Australia.
1) Rent: $1,520 (2 bedroom villa located 10km north of MEL CBD)
2) Internet: $80 (iinet at 100gb/month)
3) Third Party Car Insurance: $37.76 (c/o AAMI)
4) Petrol: $150
5) Transportation: $132 (Myki with Zone 1 pass for myself; si misis nil kasi hatid sundo ko sa office)
6) Health Insurance: $252.90 (c/o Medibank - this will increase by more than 5% next month)
7) Grocery: $325 (varies but we budget it as this)
8) Electricity: $75 (average past months)
9) Gas: $20 (average past months)
10) Water: $40 (average past months)
11) Mobile Phone: $100 (I am on contract while wife is on prepaid)
Total: $2,732.66 (exacto pa talaga) - but we set aside $3,000 per month as our household expenditure.
As part of so-called preparing for our future retirement (which won't occur until another 25 years cguro...), we allot altogether $750/month as salary sacrifice to be placed in our superannuation fund.
Life is definitely more expensive here that what we were used to in Singapore but you will get by naman... By the way, the above expenses are for a couple with no kids.</blockquote>
Updating this after almost a year:
Mortgage - $2,380.00
Health Insurance - $280.00
Home & Content Insurance - $50.00
Car Insurance - $40.00
Cellphone - $140.00
Gasoline - $150.00
Grocery - $325.00
Internet - $80.00
Utilities - $150.00
Train Tickets - $280.00
This will total into somewhere close to $3,900 per month - lumalaki yung gastos as a result of higher cost for shelter (mortgage), additional insurance (home & content) and higher cost sa train tickets (both me & misis now take a train ride going to work)
Wala pa dito sa breakdown ang cost for running a house (i.e. repairs, council fees, etc), car maintenance, registration and our entertainment cost (eating out, cinema, etc)
At the end of the day, meron pa rin naman maiipon and and we just put it in our offset account so that our loan principal will become lesser.