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JCsantos

About

Username: JCsantos
Location: Sydney
Joined: January 2011
Visits: 11,181
Last Active: May 2018
Roles: Member, Moderator
Points: 15
Posts: 1,416
Gender: m
Location: Sydney
Badges: 1

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Comments

@KurikongSaTumbong and @JCsantos; thank you for the insights above... Deviating a bit from my topic but wanna know your 2 cents on below: (1) New house or 2nd hand? (2) If New on #1; ready built or yung ikaw mismo bibili ng lupa at maghire ang bu…

in Experience on Home Loans Comment by JCsantos November 2013
@cchamyl. congrats

in Mga Naiinip, Mag-Post Kayo Dito! Comment by JCsantos November 2013
Mga sirs/ma'ams, ask ko lang po if marami pong area diyan and most offices po have wifi access? thank you po. McDo, Hungry jacks, Gloria Jeans, Few hotels ... at Few Resto but other than that negative sa free wifi's Stop with the Sir/Mams inde …

in Things to do first "After" arriving in Australia Comment by JCsantos November 2013
Just notice guys you don't need to Sir/Mam us .... here down under we call each other by either our name or just Mate!

in Invited for the 2nd time. Comment by JCsantos November 2013
Ang magiging option ko po ay another state., kase closed na din ang sysad for SA if di ako umabot. I will go for NSW sponsorship instead. Baka next year pa talaga ako magkapera Siguro naman po kahit mag expire ang SA SS ko pwede ako mag apply sa ib…

in Invited for the 2nd time. Comment by JCsantos November 2013
Hikab!

in Mga Naiinip, Mag-Post Kayo Dito! Comment by JCsantos November 2013
In our case we waited CO for instruction , that includes the Medical and the IELTS

in Post Lodgement Questions Comment by JCsantos November 2013
Mga sirs/ma'ams, ask ko lang po kung sino po nag avail ng sim only mobile broadband.? I'm planning to bring my pocket wifi router, sim na,ang po kunin ko.. Tsaka na po kami mag broadband pagnakalipat na po kami to our own rented place. So far I've …

in Things to do first "After" arriving in Australia Comment by JCsantos November 2013
back then we were choosing commonwealth bank and st george, after we got a pre approval from st george we did not try other bank, variable is always better, dati from gigh of 7% bumaba yung rate to almost 5%, sa st george you can do advance payment …

in Experience on Home Loans Comment by JCsantos November 2013
Ano ba advice nyo, as soon as may 5% ka na, dp na agad at bili? Or ipon ipon muna para mas malaki ang pangdown? hehehe ang 700-800K na loan, 1K+ ang weekly repayments noh? hehehe Ako I rather save first .... malaki yung LMI pag umutang ka ng over …

in Experience on Home Loans Comment by JCsantos November 2013
@KST and @JCsantos, san po ang magandang location? napapansin ko kase pag medyo sa inner west/north, ang 500K ay parang unit lang. nalalayuan ako sa blacktown area.. may iba pa kayong massuggest na lugar? " Beauty is in the eye of the beholder " …

in Experience on Home Loans Comment by JCsantos November 2013
good deal na ito

in 1 Good Size Bedroom For Rent in Burwood, Sydney. City-near area. Comment by JCsantos November 2013
Ibenta mo na lang yung mga kalabaw mo hehehe ... pag mimigrate po e para ka na ring nag iinvest .... pero i definitely would say is all worth it

in Invited for the 2nd time. Comment by JCsantos November 2013
Laking tulong ba talaga ang baby bonus? Sapat na ba sya sa gastusin para kay baby - nappies, milk, etc.? For a year lang yun diba? Kelan po ba makukuha yung baby bonus at paano makukuha? At saka paano po ba maghanap ng hospital pag buntis na?Pupu…

in Cost of Giving Birth Comment by JCsantos November 2013
Tawagan mo itong broker ko 0.4.1.4.5.4.7.1.8.8. Jay ang pangalan nya (Indian sya). Magaling sya. Napa refinance nya sa ANZ yung 2 loan namin (bahay tsaka rental property) tapos eh napa approve nya ng 100% yung commercial property loan namin kaya lub…

in Experience on Home Loans Comment by JCsantos November 2013
I read somewhere na point system din ang pagrent ng apartment. Is this still true? owner will judge you based on their criteria, like kung kaya mo bayaran yung rent, ikaw ba yung tipong magsisira ng gamit and etc, i know because im a landlord mer…

in Has anyone tried renting an apartment even without a job yet? Comment by JCsantos November 2013
kung tinatamad ka mag compare ng homeloans get a broker ! they will do your homework, you dont pay them because banks will pay them for the refferal wag mag papadala sa mga low interest ... talk to Bank Managers on the details .. at parang interv…

in Experience on Home Loans Comment by JCsantos November 2013
if you really want to make sbeen to canada just last few months and i can say is definitely worth going to canada, pero syempre au pa rin sana hindi ka na bumalik dito JC huhuhu Walangya huhuhuhuhu .... paano na c inday kung inde ako babalik dit…

in Australia vs Canada Comment by JCsantos November 2013
hayyy... nakakainip... i was informed by my CO to wait 2 weeks for MOC to finalise my case... and this is the second week... i wanna send an email to follow up but hesitant to do so... mamaya makulitan c CO... intay intay lang baka nandyan na mam…

in Mga Naiinip, Mag-Post Kayo Dito! Comment by JCsantos November 2013
hikab!

in Mga Naiinip, Mag-Post Kayo Dito! Comment by JCsantos November 2013
been to canada just last few months and i can say is definitely worth going to canada, pero syempre au pa rin

in Australia vs Canada Comment by JCsantos November 2013
I read somewhere na point system din ang pagrent ng apartment. Is this still true? owner will judge you based on their criteria, like kung kaya mo bayaran yung rent, ikaw ba yung tipong magsisira ng gamit and etc, i know because im a landlord mer…

in Has anyone tried renting an apartment even without a job yet? Comment by JCsantos November 2013
Hi ask ko lang po if di naman masama if I let my first invitation expires? Ive got 489 sponsorship invitation and unfortunately di ko mabuo ang 275k for family of 3. If I let this expire and apply again in the future, wala po ba ito magiging bearin…

in Invited for the 2nd time. Comment by JCsantos November 2013
@jayp We have a pram and a child seat for maybe 2- 5 years old .... confirm ko lang kay wifey kung pwedeng ibigay yung table namin ... @JCsantos, chief, saan suburb kayo? kindly PM me your number so I can call you. Nga pala, We are moving into …

in Things to do first "After" arriving in Australia Comment by JCsantos November 2013
sa mga PR granted visa po, ask ko lang meron kasi nakapagsabi sa akin yung mga new migrants meron daw po makukuha a few thousand dollars for the family to start up in AU. Di ko lang po ano tawag dito or kung totoo po ito. Salamat po sa mga makapagsh…

in Things to do first "After" arriving in Australia Comment by JCsantos November 2013
Thanks lockcode sa walang sawang pagalaga sa site. Bad trip Talaga mga yan they are human spammers. Paid to do spamming. I can actually add script to prevent them on posting the content based sa pattern. Kaya lang im still weighing kung ok ba kasi …

in Suggestions for Improvement! Comment by JCsantos November 2013
Ask ko lng po sa mga nag PDOS na need po ba magregister in advance? or punta lang po sa office nila? Salamat po Punta ka lang mejo agahan nyo nga lang

in Things to do first Before going to Australia Comment by JCsantos November 2013
I have proof of funds but I don't have a job yet when moving there. Nakakuha po ba kayo ng mari-rentahan na apartment? Oo ganyan ginawa ko nung 2005 nung bagong dating kami pinakita ko sa real estate agent bank account ko. Pag nakita naman nya na …

in Has anyone tried renting an apartment even without a job yet? Comment by JCsantos November 2013
Btw, with Malaysia Airlines 32 kgs ang maximum allowed weight ng single piece of baggage. I think the same applies with other airlines. Check nyo na lang po. Kung allowed e 32kgs per luggage... e pwede nyo pong hatiin yung 40kgs sa 2 luggage

in Things to do first Before going to Australia Comment by JCsantos November 2013
huhuhu! bakit huhuhuhuhu

in Mga Naiinip, Mag-Post Kayo Dito! Comment by JCsantos November 2013

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