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@Julz Mag sama ka ng full lciense na kaibigan or kakilala mo. In caen bumagksak ka, may mag drive sayo pauwi or pwede mo drive since may kasama kang Full license.
Mjnsan tinatanong nila kung ano gamit mong sasakyan, alam nila mpag instructor car,…
Meron ka pedeng makita na mga from 330k na land if you look 40kms + away sa city. Depende sa laki ng lupa.
expect building a house around 200k+
Kung 450k land price na target mo + around 200k+ to build a house = toal cost or loan will be around 6…
@atchino may mga business & skills courses din available sa current company ko dito sa SG. Hindi na po ito makadagdag pogi points sa resume? Kailangan talaga ay Australian-based online courses?
This online courses are intended for personal de…
^^ or open a NAB account. No monthly fees. and you can easily transfer via the NAB app to a linked savings account for greater interest.
Agree!
Suggestion:
NAB (transaction) -> Ubank (savings)
Kids savings: Banwest)
Credit card: Coles
Cheapest haircut: from $6.00 for men / $8.00 for women
http://yzzymae.blogspot.com.au/2014/08/boy-kuripot-tip-of-day-cheap-haircut_27.html
Or buy your own clipper at Shaver Shop / Kmart / Good Guys to cut your hair.
About Bank accounts / Credit card
* Don't pay monthly fees on bank accounts
- most banks waive their monthly fees if you deposit 1k to 2k monthly.
- It doesn't say you are not allowed to spend the money that you deposit. You can spend the money nex…
Tips:
- open transaction at savings account with the big 4 banks or any bank that has branch or banks where you can transfer money from overseas to Australian bank.
Look for banks that has no monthly fee. Some banks requires you to deposit from 1k…
Same here, cole din ang cc namin, best part is it has no annual fees
bad side is they spy on what we buy ... if we buy from a competitor they will give us a promo/discount or a cash voucher ... they even know where I buy my petrol
Most compan…
Open high interest savings account for your kids.
It is non-taxable If it did not reach the interest earned/threshold ($416p.a.)
I found Bankwest has the highest as of this writing:
http://yzzymae.blogspot.com.au/2014/08/highest-kids-savings-int…
Check out this link.
Not sure if the course on offer is still FREE.
Udemy offers free courses on a limitd time. Once you register, you can take when ever you are free.
http://yzzymae.blogspot.com.au/2014/08/free-udemy-project-management-online.h…
Look at Ubank for online savings account. Currently 4.17% intrerest.
Long time back in 2012. Savings interest went up to 5.71%. At some point it reach up to almost 7%.
http://yzzymae.blogspot.com.au/2012/08/ubank-usaver-online-account-571.html
For those who are in Australia and planning to build a new home or renovating or just want to look at new ideas about house designs....
bka interested kayo... FREE tickets! May artista pa daw... bka yung artista sa mga house renovation TV show.
ht…
Individual income tax rate:
https://www.ato.gov.au/rates/individual-income-tax-rates/
If you do not specify your TFN, automatic na deduct kaagad ng bank yung tax.
Once you provided the TFN, hindi na nila deduct yung tax. You will declare your in…
If you are looking for high interest rate.. I would suggest looking for online savings account.
I've been with Ubank for several years now. Wala naman major issues.
Currently earning around 4.17% interest p.a. as of this writing yung savings acc…
Quotes for house and land packages or building your own house provided by the builder are most of the time are just basic or they normally say "starting from".
Once you sit and discuss with the builder or once you signed you will notice that additi…
sharing my view...
I am currently using virgin $29 plan. I was not able to use all the free call/credits since I am not a heavy users.
Why not able to consume data/credits on $29 plan?
- If you already have internet at home, connect your phone t…
usually kasma na nag water sa rent (dit osa sydney) not sure sa meb is iban ang arrangement dyan pero i think same lang.
Electricity/gas lang yung problemahin mo na mag pakabit.
@unanimous21 Verify mo kung per person yung 10k. Alam ko kasi per family. Kung magkahiwalay kayo ng arrival yata pwede. Pero pag magkasabay kayo at nasilip na more than 10k ... kailangan mo lang naman i declare.
@cind3r3lla Hindi yata pwede trnasfer to brnaches na mag kaibng country.
Separate ka parin an mag oopen ng acount.
May thread na ko yata nasagot ko yugn question na simialr to this.
- Bring Less tha n10k cash if gusto mo handcarry yung cash mo t…
Konti lang branch ng ATM sa sydney. Alam ko sa SBD mismo meron isa. nag subok ako mag incquire ng citibank ATM dun sa machine nila kung may charges. wla naman sofar na charge last time na check ko.
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