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atchino

About

Username: atchino
Location: Sydney
Joined: January 2011
Visits: 1,763
Last Active: January 2018
Roles: Member
Posts: 312
Gender: u
Location: Sydney
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People, how are your super fund doing from last financial year? As me and my wife are a big behind already in terms of super saving relative to local peers, we do a salary sacrifice every month in order to build up our retirement nest. Currently we…

in What superannuation company are you using? Comment by atchino September 2014
Malakas competition sa mga chinese business/laborer. Cheapest I can find is $6 haircut. http://yzzymae.blogspot.com.au/2014/08/boy-kuripot-tip-of-day-cheap-haircut_27.html Pag pinoy, nasa $25+ In terms of quality of service, mas ok pa rin sa pino…

in Starting up / Owning a Business in Australia. Any experiences/inputs/success stories? Comment by atchino September 2014
Si Mark So pala naka pangalan.. diba sya din yung palaging may pa-seminar tungkol sa forex.. I think he is a business man and not a fx trader.. ingat lang sa pag advertise.. newbies, make sure you hold on tight sa hard earned money.. pmzinoz: y…

in Investment advise in Australia pls share your tips and insights Comment by atchino September 2014
Regarding credit history, the first time we buy a car, would it be better to get it on loan establish your credit history? We care planning on buying it using cash we have (although yung mumurahing second hand muna). Or ok lang yung mga credit card…

in Experience in Buying Cars in Australia Comment by atchino September 2014
Guys, question... I just bought a car yesterday pero sa monday pa malaman if approve ang financing. But when I got home, na realize ko parang may iba pa ako nagustuhan na car and I wanted to cancel sana the first one. Nakalagay naman sa pinirmahan …

in Experience in Buying Cars in Australia Comment by atchino September 2014
Pag bibili ka 2nd hand. may mga nag oofer ng services to inspect that ocndition of the car. Around $250 ang bayad sa mekaniko. Pupntahan ng mekanio yung kotse at inspect nya at ipapadla sayo yung report. Nasa sayo ng decision kung itutuloy mo pag …

in Car Loan WA Comment by atchino September 2014
Sa tingin ko, dapat kasama yung 15k (new house) in Sydney sa calcualtion ng Deposit. yun nga ang purpose ng FHOG is to help for the deposit ng new property. PAra sigurado, itanong mo na rin sa bank kung san ka kumukuha ng loan since sila yung nag c…

in Experience in Buying a House Comment by atchino September 2014
Yes, it was shown in the local news that IKEA Australia charges more and they acknowledge it. IKea said they will try to look into it and provide better pricing. It's Not only IKEA Australia. Most companies charges more in Australia that their US …

in IKEA Australia Comment by atchino September 2014
Several articles related to dentist posted on different times: http://yzzymae.blogspot.com.au/search?q=dentist May pinoy dentist sa blacktown - Dental Heaven . Malapit sa police station ng WestPoint. Cheapest haircut: nasa $8 - mura pa rin sa p…

in pinoy dentist in sydney? Comment by atchino September 2014
Si Mark So pala naka pangalan.. diba sya din yung palaging may pa-seminar tungkol sa forex.. I think he is a business man and not a fx trader.. ingat lang sa pag advertise.. newbies, make sure you hold on tight sa hard earned money.. Yes. Mark …

in Investment advise in Australia pls share your tips and insights Comment by atchino September 2014
Just sharing.... FREE online courses offered @ Udemy Register while free (limited time) - I am not connected with Udemy Personal experience: - i learned some few more tips and ticks about excel - sometimes speaker is difficult to understand (acce…

in Interested in "FREE EDUCATION" Online? Comment by atchino September 2014
Another option from Property investing and stock market is FOREX trading. Check out UnliTrader For UnliTrader tutorial: UnliTrader Tutorial Kung mahilig ka mangopya nung nag aaral ka pa.. eh kayang kaya mo sumunod sa UnliTrader. They provide w…

in Investment advise in Australia pls share your tips and insights Comment by atchino September 2014
@TasBurrfoot - hmmm pwede... sent you pm

in Investment in the Shares Market - anyone doing it here in Australia? Comment by atchino September 2014
Whats the pros and cons of getting a private health insurance?gano ba kalaki yung 2% na health loading na babayaran pag dika kumuha ng private insurance before turning 31? Kung regular ka nag papa dentist / optical pwede mo mabawi yung ibang bin…

in Private health insurance in Australia Comment by atchino September 2014
Going back to this topic, I'm wondering if anyone here knows if Medicare or what PHI covers routine annual physical check ups? My partner and I would like to continue to undergo annual physical checkup especially with an ob-gyne just to make sure ou…

in Private health insurance in Australia Comment by atchino September 2014
Pwede mo declare loss mo sa filing ng tax. Para pag nag gain ka in the coming years pwede mo deduct sa gains mo. Example: Loss of 10k in 2011 / file mo sa 2011 tax filing na nag loss ka sa stock ng 10k Gain 20k in 2012 For 2012 tax filing declare…

in Investment in the Shares Market - anyone doing it here in Australia? Comment by atchino September 2014
@cholle : Another option is to ask your employer if they can do "salary sacrifice" / before tax contribution - this way the contribution is only taxed at 15% Another option is to contribute on your own (after tax contribution) like transfer mone…

in Personal Savings in Australia? And Bonuses Comment by atchino September 2014
check mo mga service apartment for short stay. sample website: http://www.stayz.com.au

in pls help!! do i need a guarantor if I am a new migrant who wants to rent a house? Comment by atchino September 2014
Pairapan makabili ng property in Sydney. I try to inquire a few months ago.... piang cacamping ako for two days para lang makakuha ng priority number sa pag pili ng lot sa isang new development area in West.

in Investment advise in Australia pls share your tips and insights Comment by atchino September 2014
Maiba naman na investment.... May interested ba sa Bitcoin? Start earning BITCOINS the easiest way Sinubukan ko lang. Not a recommendation. Not in favor of gambling or to encourage anyone about gambling although there is out of pocket money invo…

in Investment advise in Australia pls share your tips and insights Comment by atchino September 2014
hindi uso ang 13month pay at bonus in Australia. Annual salary kas iang usapan. hahatiin na nila sa weekly or forthnightly mo yung sweldo. Isipin mo na lang na

in Personal Savings in Australia? And Bonuses Comment by atchino September 2014
Sharing info.. bka makatulong. - Cheapest fee is NAbTrade $14.95 kaso parang bago pa lang yata trading platform nila at saka pag mag transfer ka money online may limit. Kailangan mo tumawag over the phone kung mag trnansfer ka over their limit. -…

in Investment in the Shares Market - anyone doing it here in Australia? Comment by atchino September 2014
no need to inform Phil consulate. Automatic tanggal filipino citizenship. Hindi mo na ma renew phil passport / drivers license once it expires. Once ma expire, wala ka na ipapakita ID if oin cae you need to open bank accont or trading acount sa pi…

in Would you give up your Filipino citizenship? Comment by atchino September 2014
Para nama nsa may mga kotse. Free Membership at SuperCheap Auto. - may credit pa na $10 http://yzzymae.blogspot.com.au/2014/09/boy-kuripot-tip-of-tha-day-join-auto_5.html Ah, I will be careful with these $10 credit promotion... Auto repair is a…

in Tipid Tips in Australia Comment by atchino September 2014
Job Opening Title: Enterprise SSL Account Manager / Full-time Location: AUS - Victoria, Melbourne - Moray St Responsibility: The primary role of this position is to generate new sales, renew sales and account- manage current customers within the T…

in work referral: share some good news guys Comment by atchino September 2014
Para nama nsa may mga kotse. Free Membership at SuperCheap Auto. - may credit pa na $10 http://yzzymae.blogspot.com.au/2014/09/boy-kuripot-tip-of-tha-day-join-auto_5.html

in Tipid Tips in Australia Comment by atchino September 2014
Dominos pizza discount muna kung walang lutong ulam. Value range pizza nila is only $4.95 kahit walang coupon. Same with pizza ht yung pinaka mura pizza is $4.95 http://yzzymae.blogspot.com.au/2014/09/traditional-and-chefs-best-pizza-6.html

in Tipid Tips in Australia Comment by atchino September 2014
Sharing tips / trick: How to SAVE using Opal card in Sydney. Don't tell City Rail, they might change the rules. http://yzzymae.blogspot.com.au/2014/09/kuripot-tip-of-day-how-to-save-using.html

in Tipid Tips in Australia Comment by atchino September 2014
some apartments wala ng bayad ang water since kasama na sa rent.. in singapore we always buy bottled water in bulk for drinking.here, i just bought a high quality water filter and since then been drinking from filtered tap water.. @pmzinoz; oo nga…

in Tipid Tips in Australia Comment by atchino September 2014
For NSW residents. Kung meron ka weekly or monthly or wuarterly, allowed lang sya to travel free on sunday within the boundary of your ticket. If you need to ravel outside the boundary of your wuarterly/monthly ticket, use Opal card on Sundays pa…

in Tipid Tips in Australia Comment by atchino August 2014

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