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hi, new immigrants po kami. mid october po yung schedule namin punta ng Melbourne galing pinas. ano po ang unahin bilhin? mas madali po ba kumuha ng bahay? or sasakyan ang importanting bilhin muna?
Comments
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
edited October 2014
is this a joke? ehehehe...
unless loaded ka, it would be very hard to buy a house upon arrival... i mean kahit may pang-down ka, not many would risk handing you a loan.
besides, this ain't singapore bro... at some point, you will be needing a car.
04 Aug 2012 - IELTS (Academic Module)
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vhoythoyMelbourne Posts: 1,550Member, Moderator Joined: Oct 31, 2012
if you have lot's of money then house. If not enough, rent then car
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vhoythoyMelbourne Posts: 1,550Member, Moderator Joined: Oct 31, 2012
Kung big time ako mala napoles, prime condo agad sa melbourne CBD will not think twice
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Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
vhoythoyMelbourne Posts: 1,550Member, Moderator Joined: Oct 31, 2012
edited October 2014
Pero seriously kotse muna kahit second hand. It will help you a lot in moving around australia, in your work, saves time, etc. Before ako bibili ng bahay aalamin ko muna kung ok sa akin yung lugar at gusto ko tlaga as it was major commitment financially. Baka kasi sa ibang states/lugar tlaga gusto ko. Aalamin ko din market kung timing ang pagbili, nakita ko na personally ung lugar, look for the best interest/financing scheme, decide on best house model for me, if ok yung community at mga kapitbahay, etc. Will research more before i decide.
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JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
car, mate so you can move around Oz easily
you can live in the car but you cannot drive a house
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clickbuddy2009Sydney Posts: 550Member Joined: Jun 07, 2012
@jayrcornelio, agree with what vhoythoy mentioned here. There is nothing wrong with purchasing a house first (provided you have plenty of cash) but I guess that would probably take time as you will need to do some research on good location, nice neighbourhood, and ideal price for the property. And in doing these things, you might probably be needing a car. Mas madali makagala dito sa AU kung may sariling sasakyan ka.
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clickbuddy2009Sydney Posts: 550Member Joined: Jun 07, 2012
car, mate so you can move around Oz easily
you can live in the car but you cannot drive a house
Ayos ito mate, ganito rin ang plano ko if ever man na makautang na ako ng sasakyan ngayong buwan. Tutulugan ko na lang muna kasi dko rin naman mailalabas kung wala akong kasamang nakafull licence. hahaha..
Nominated Occupation - (312211)
01 July 2013 - Vetassess assessment Online
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09 July 2013 - Initial documents received by Vetassess
27 July 2013 - IELTS (General) IDP Singapore
09 Oct 2013 - Skills Assessment Outcome: POSITIVE
- Qualifications: Comparable to AU Bachelor Degree
29 Oct 2013 - Lodged EOI / v190 SS WA
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31 Oct 2013 - Invited to apply ss (WA)
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- Medicals cleared for me and baby (Pending Wife's health check up's results)
28 Jan 2014 - SG PCoC Uploaded
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20 Jan 2015 - IED Requirement
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"While I'm waiting I will serve You
While I'm waiting I will worship
While I'm waiting I will not faint
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vhoythoyMelbourne Posts: 1,550Member, Moderator Joined: Oct 31, 2012
edited October 2014
Mahirap kasi 20-30 yrs commitment. Kaya dapat spend more time for it unless nga money is not really an issue. Goodluck.
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TotoyOZresidentPosts: 1,335Member, Moderator Joined: Jun 28, 2011
edited October 2014
hi, new immigrants po kami. mid october po yung schedule namin punta ng Melbourne galing pinas. ano po ang unahin bilhin? mas madali po ba kumuha ng bahay? or sasakyan ang importanting bilhin muna?
Maghanap ka muna ng trabaho full time then apply ka ng driver licence. Pag mayron ka ng driver licence staka ka bumili ng car bago o hindi. dipende sa budget mo. ihuli mo ang mortgage bahay.
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ANo nga po tawag dun sa savings account intended to buy your first house?yung dinadagdagan ata ng govt if di nyo gagalawin hanggat dpa kyo bibili ng bahay. I read it before dito sa forum but i forgot what it's called eh.
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joestrummerPerth Posts: 147Member Joined: Aug 19, 2012
Rent muna kapatid, bili kotse na abot kaya para may magamit then pagandahin ang credit rating para makahiram ng pera pambili ng bahay then saka magcontemplate bumili ng bahay. Matagal ang proceso ng pagloloan dito kaya I doubt na makakahiram ka agad sa bank for your house unless of course anak ka ni Napoles. haha!
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JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
edited October 2014
is this a joke? ehehehe...
unless loaded ka, it would be very hard to buy a house upon arrival... i mean kahit may pang-down ka, not many would risk handing you a loan.
besides, this ain't singapore bro... at some point, you will be needing a car.
Actually this is right, not unless you have a ton of money approximate maybe 60K$ ( around 3M PHP ) or more pwede ka mag loan sa bangko para bumili ng bahay this is for a 500K house
vhoythoyMelbourne Posts: 1,550Member, Moderator Joined: Oct 31, 2012
edited October 2014
is this a joke? ehehehe...
unless loaded ka, it would be very hard to buy a house upon arrival... i mean kahit may pang-down ka, not many would risk handing you a loan.
besides, this ain't singapore bro... at some point, you will be needing a car.
Actually this is right, not unless you have a ton of money approximate maybe 60K$ ( around 3M PHP ) or more pwede ka mag loan sa bangko para bumili ng bahay this is for a 500K house
or 20MPHP to buy the house outright
Grabe, kung politicians ka or mala napoles hindi ka na siguro magiisip ng ano ano hanapin mo na agad pinakamagandang condo sa CBD at bilhin right away, sarap buhay.
Unless you made a very good research na prior to arriving in Australia and have good amount of money then buy outright. Pagdating sa real property, i read somewhere na kung kayang bayaraan ng buo or malaking downpayment the better, much cheaper plus my discounts pa minsan. Patay ka kasi sa interest at other cost kapag matagal amortisation. Ingat ka lang talga sa house bubble.
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And now...... living the life that i have imagined
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botirogskiDavao City Posts: 1Member Joined: Nov 06, 2014
Mga bossing i just joined this site and i find it very interesting.nag iisip akong magapply ng trabaho sa melbourne and eventually stay for good with my family.kaso ive read that melbourne has a fluctuating weather in a day and i fear my wife and kids might not cope up with it.would appreciate your experiences about the weather in melbourne.many thanks
JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
Mga bossing i just joined this site and i find it very interesting.nag iisip akong magapply ng trabaho sa melbourne and eventually stay for good with my family.kaso ive read that melbourne has a fluctuating weather in a day and i fear my wife and kids might not cope up with it.would appreciate your experiences about the weather in melbourne.many thanks
Kids? sila ang unang makaka adapt sa climate mate , but for us depends on your body chemistry ...
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georgieQuezon City Posts: 18Member Joined: Nov 18, 2014
Saang state po mganda bumili ng bahay na madami magrerent? 500k aud din ba kahit sa mga main city?
JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
Saang state po mganda bumili ng bahay na madami magrerent? 500k aud din ba kahit sa mga main city?
I am assuming investment property ang hanap mo? kahit saan ka bumili marami ang mag rerent , mas marami ang nag rerent kesa bumibili dito
hi, new immigrants po kami. mid october po yung schedule namin punta ng Melbourne galing pinas. ano po ang unahin bilhin? mas madali po ba kumuha ng bahay? or sasakyan ang importanting bilhin muna?
kung pareho pa kayng may work ng partner mo, you'll probably need 2 cars at some point.
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chocolatepinkSingapore Posts: 51Member Joined: May 01, 2015
@Envy kinabahan naman ako dito kasi na-frustrate kasi ako mag-drive sa Pinas sa mga asal ng tao sa kalsada, samahan pa ng ubod ng tapang ng mga naka-motor akala mo kung sumingit e bakal katawan..
Anyway, mukhang kailangan ko mag-aral talaga mag-drive dito frustration ko talaga 'to e.
@jayrcornelio kung may pang downpayment ka na at least 20K AUD e makakakuha ka agad ng house...pero need pa rin yata ng full time employment at ang weekly payments ng bahay dito sa Oz is ranging from 400 to 600 AUD, depende kung saan location at kung gaano kalaki ang house... :-)
kotse muna ang bilhin mo, second hand car e oks na...then hanap ka ng job, ung stable at full time job at mas oks kung inline with ur work experience...
pag nakahanap ka na ng stable job, isipin mo nang magipon for the downpayment for the house...and a better car, i reckon! :-)
October 6, 2012 - Passed IELTS - Academic (W 6 S 6 L 8 R 7 OBS 7.0) pwde na yan!
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IslanderndCityAdelaide Posts: 2,274Member, Moderator Joined: Mar 30, 2013
@dhey_almighty damang-dama ko ang ama-advice mo bosing. Hehe
guys tanong ko lang, may difference ba sa pagaapply ng AU driver's license if meron kang international license sa pinas? o no bearing at you will still undergo the same process with those na may standard na lisensya?
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Joined: Feb 24, 2011
unless loaded ka, it would be very hard to buy a house upon arrival... i mean kahit may pang-down ka, not many would risk handing you a loan.
besides, this ain't singapore bro... at some point, you will be needing a car.
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May 2015 - Big Move
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Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
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ANZSCO 221214 - Internal Auditor
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19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
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ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
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03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
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you can live in the car but you cannot drive a house
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01 July 2013 - Vetassess assessment Online
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27 July 2013 - IELTS (General) IDP Singapore
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- Qualifications: Comparable to AU Bachelor Degree
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"While I'm waiting I will serve You
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While I'm waiting I will not faint
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01 July 2013 - Vetassess assessment Online
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09 July 2013 - Initial documents received by Vetassess
27 July 2013 - IELTS (General) IDP Singapore
09 Oct 2013 - Skills Assessment Outcome: POSITIVE
- Qualifications: Comparable to AU Bachelor Degree
29 Oct 2013 - Lodged EOI / v190 SS WA
30 Oct 2013 - Initial Contact
31 Oct 2013 - Invited to apply ss (WA)
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10 Dec 2013 - Received invitation to lodge 190 visa
24 Dec 2013 - Lodged Visa 190
07 Jan 2014 - Applied SG PCoC (Releasing- 28Jan '14)
20 Jan 2014 - Medicals @ St. Lukes BGC
24 Jan 2014 - Uploaded NBI Clearance
- Medicals cleared for me and baby (Pending Wife's health check up's results)
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"While I'm waiting I will serve You
While I'm waiting I will worship
While I'm waiting I will not faint
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26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
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If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
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For more information, please PM me or visit
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or 20MPHP to buy the house outright
Google for Everything !!!
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Unless you made a very good research na prior to arriving in Australia and have good amount of money then buy outright. Pagdating sa real property, i read somewhere na kung kayang bayaraan ng buo or malaking downpayment the better, much cheaper plus my discounts pa minsan. Patay ka kasi sa interest at other cost kapag matagal amortisation. Ingat ka lang talga sa house bubble.
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Google for Everything !!!
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Google for Everything !!!
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kung pareho pa kayng may work ng partner mo, you'll probably need 2 cars at some point.
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Anyway, mukhang kailangan ko mag-aral talaga mag-drive dito frustration ko talaga 'to e.
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kotse muna ang bilhin mo, second hand car e oks na...then hanap ka ng job, ung stable at full time job at mas oks kung inline with ur work experience...
pag nakahanap ka na ng stable job, isipin mo nang magipon for the downpayment for the house...and a better car, i reckon! :-)
October 6, 2012 - Passed IELTS - Academic (W 6 S 6 L 8 R 7 OBS 7.0) pwde na yan!
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