Salary Package - Novated Car Lease

jakibantiles

Hello po. Merry Christmas and Happy New Year po sa lahat!

Tatanong ko lang po kung meron po dito may idea about novated car lease? Advisable po ba magsign up sa ganun?

As a newbie po, mukhang inviting po siya kasi pre-tax ang all-in monthly payment (rego/ctp, fuel, insurance, maintenance). Tapos ippay off after ng lease term. Kinoconsider po namin since makakabawas siya sa babayarang tax. Unlike yung typical installment na after taxes ang ipapambayad namin monthly.

Sa unang tingin po parang lugi kasi hindi mapapasayo yung sasakyan after ng lease term. Pero there might be something good about it kasi parang maraming nag-ooffer ng ganun at inavail din ng employer ko.

Di ko pa po natanong yung employer at agent tungkol dito kasi magpapasko hehe Hoping din na may makuha akong info dito kasi baka masales talk lang ako kasi baguhan, mahirap na hehehehe salamat po in advance!

Happy holidays! 😁

cholle

Pwede naman magtanong o magdiscuss dun sa provider ng novated lease (usually may partner yung company na nagpoprovide nung novated lease). Pwede kayo mag sample calculations para makita mo yung difference. Depende sa kukunin mong sasakyan and expected expenses, it may or may not be beneficial. No commitment naman pag kinausap mo sila