How do you access your funds in OZ

mcg143

Hi guys, I know for a fact that we pay a deposit fee when accepting an offer. Could you kindly share how do you access your funds when you pay your succeeding tuition fees? Do you normally pay thru credit cards, debit cards or bank transfer? I am quite worried since I do not have a credit card. Can you just swipe or tap on your ATM when paying your succeeding tuition fees? If this is the case, then I have no problem.

For example, do you withdraw manually from the ATM? How much do banks charge in OZ when you withdraw? Thanks for sharing.